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ZIP Code · TX

ZIP 78644

Part of Lockhart, TX
Pop. 22,348·Caldwell County·259th most expensive ZIP in Texas
Median rent (all units)
$1,699/mo
Year-over-Year
Stable
Month-over-Month
+3.7%
vs US Median
-$266
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 78644 · $1,699
More affordable than 59% of US ZIP codes · National median $1,965/mo
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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio
$1,400
1 BR
$1,490
2 BR
$1,760
3 BR
$2,240
4 BR+
$2,600
Research median
$1,760/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$20,388/yr
At $1,699/mo median
Location
StateTX
CountyCaldwell County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +3.7% MoM), not inventory.
Demographics

Who lives here

ZIP 78644 (Lockhart, TX) is majority owner-occupied, 23.6% of residents hold a bachelor's degree or higher.

Population
22,348
Median income
$74,709
Median age
39.2
Renters
25.1%
Age distribution
21.1%
24.5%
24.7%
12.8%
16.8%
Under 1821.1%
18–3424.5%
35–5424.7%
55–6412.8%
65+16.8%
Gender
49.4%
50.6%
Male49.4%
Female50.6%
Race & ethnicity
55.4%
52.1%
White55.4%
Black4.7%
Hispanic52.1%
Asian0.8%
Education (25+)
14.4%
38.9%
23.2%
23.6%
No HS diploma14.4%
HS diploma38.9%
Some college23.2%
Bachelor's+23.6%
Housing tenure
74.9%
25.1%
Owner74.9%
Renter25.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 78644 in Lockhart, TX has changed in 5 years

Income
$67,134 → $74,709
up 11.3%
Population
20,119 → 22,348
up 11.1%
Renter share
29% → 25.1%
-3.9 pts
Bachelor's+
18.8% → 23.6%
+4.8 pts

Household income in the area moved from $67,134 to $74,709 across the same window, up 11.3% versus 2021. Census counts show ZIP 78644 in Lockhart, TX adding about 2,229 residents over the five-year window, up 11.1% on net. The renter share has eased from 29% to 25.1%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 18.8% to 23.6% across the same window.

Community

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Local insights

Tips for renters in ZIP 78644

About renting in ZIP 78644

Last updated: July 20, 2026

ZIP code 78644 covers Lockhart, TX. The median rent here is $1,699/mo as of July 2026. A 1-bedroom rents for a median of $1,490/mo. A 2-bedroom rents for a median of $1,760/mo.

At 27% of local median household income ($74,709/yr), ZIP 78644 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 78644?

As of July 20, 2026, the median monthly rent in ZIP 78644 (Lockhart, TX) is $1,699. This is based on aggregated data from public sources and community submissions.

How does ZIP 78644 rent compare to the US average?

ZIP 78644's median rent of $1,699/mo is $266 (14%) below the US national median of $1,965/mo.

How does ZIP 78644 compare to other ZIPs in Texas?

ZIP 78644 falls in the middle range for Texas, ranking #259 out of 689 ZIPs at $1,699/mo.

How much income do you need to rent in ZIP 78644?

To keep rent at or below 30% of gross income, you would need to earn at least $68,000/year (~$33/hour full-time) to afford the median rent of $1,699/mo in ZIP 78644. The local median household income is $74,709/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 78644?

Rent in ZIP 78644 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 78644 an affordable place to rent?

ZIP 78644 is considered affordable for renters. At $1,699/mo, rent takes approximately 27% of the local median household income ($74,709/yr). The standard benchmark is 30%. ZIP 78644 falls comfortably within that range.

What percentage of ZIP 78644 residents rent vs. own?

According to Census data, approximately 25.1% of ZIP 78644 households are renters, while 74.9% are owner-occupied. ZIP 78644 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 78644 compare to the rest of Lockhart?

ZIP 78644 sits right at the Lockhart citywide median of $1,699/mo.

When was rent data for ZIP 78644 last updated?

Rent data for ZIP 78644 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
27%
AFFORDABLE

At $1,699/mo, rent takes ~27% of ZIP 78644's median household income ($74,709/yr). The standard benchmark is 30%.

ZIP 78644 27%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 78644 (Lockhart, TX)

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