ZIP Code · TX

ZIP 78656

Part of Maxwell, TX

Pop. 2,847·Caldwell County·154th most expensive ZIP in Texas

Median rent (all units)

$1,847/mo

Year-over-Year

+1.5%

Month-over-Month

+1.4%

vs US Median

-$85

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 78656 · $1,847

More expensive than 52% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,400

1 BR

$1,490

2 BR

$1,760

3 BR

$2,240

4 BR+

$2,600

Research median

$1,760/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Texas

Rent in ZIP 78656 changed +1.5% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.

Recent direction

Rent has risen 4 months in a row, and rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($81,346) is $2,034 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,760); a 3-bedroom is $2,240.

Cheaper nearby

ZIP 78640, 7 miles away, rents for 14% less ($1,585/mo), about $3,100 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 78656. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$22,164/yr

At $1,847/mo median

Location

CityMaxwell

StateTX

CountyCaldwell County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (1.5% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+1.5% YoY, +1.4% MoM), not inventory.

Demographics

Who lives here

ZIP 78656 (Maxwell, TX) is majority owner-occupied, skews toward younger working-age adults, 23.9% of residents hold a bachelor's degree or higher.

Population

2,847

Median income

$81,346

Median age

32.5

Renters

30.8%

Age distribution

22.1%

30.3%

21.3%

17.4%

Under 1822.1%

18–3430.3%

35–5421.3%

55–6417.4%

65+8.9%

Gender

54.1%

45.9%

Male54.1%

Female45.9%

Race & ethnicity

39.8%

66%

White39.8%

Black4.7%

Hispanic66%

Asian6.2%

Education (25+)

18.6%

25.8%

31.7%

23.9%

No HS diploma18.6%

HS diploma25.8%

Some college31.7%

Bachelor's+23.9%

Housing tenure

69.2%

30.8%

Owner69.2%

Renter30.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 78656 in Maxwell, TX has changed in 5 years

Income

$49,564 → $81,346

up 64.1%

Population

2,624 → 2,847

up 8.5%

Renter share

40.3% → 30.8%

-9.5 pts

Bachelor's+

13.1% → 23.9%

+10.8 pts

Median age

30.7 → 32.5

+1.8 yrs

On the earnings side, the typical household in ZIP 78656 in Maxwell, TX now reports about $81,346, up from $49,564 in 2021. Headcount in the area went from 2,624 to 2,847 between 2021 and 2024, a 8.5% change. About 30.8% of households rent today, against 40.3% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 13.1% to 23.9%.

Community

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Local insights

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About renting in ZIP 78656

Last updated: October 17, 2026

ZIP code 78656 covers Maxwell, TX. The median rent here is $1,847/mo as of October 2026. A 1-bedroom rents for a median of $1,490/mo. A 2-bedroom rents for a median of $1,760/mo.

At 27% of local median household income ($81,346/yr), ZIP 78656 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.5% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 78656?

To keep rent at or below 30% of gross income, you would need to earn at least $74,000/year (about $36/hour full-time) to afford the median rent of $1,847/mo in ZIP 78656. The local median household income is $81,346/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 78656?

Rent in ZIP 78656 has risen 1.5% over the past year.

How does ZIP 78656 compare to other ZIPs in Texas?

ZIP 78656 is one of the pricier among Texas ZIP codes for rent, ranking #154 of 693 at $1,847/mo. Over the year to September 2026, rent in ZIP 78656 changed +1.5%, against a typical +1.2% across the 629 Texas ZIP codes Zillow tracks.