ZIP Code · CO

ZIP 80498

Pop. 8,881·Summit County·5th most expensive ZIP in Colorado
Median rent (all units)
$3,495/mo
Year-over-Year
+2.6%
Month-over-Month
-0.6%
vs US Median
+$1,563
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 80498 · $3,495
More expensive than 95% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,480
1 BR
$1,650
2 BR
$2,130
3 BR
$2,820
4 BR+
$3,020
Research median
$2,130/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Colorado

Rent in ZIP 80498 changed +2.6% over the year to September 2026. Across the 155 Colorado ZIP codes Zillow tracks, the typical change was +1.3%.

Recent direction

Rent rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($105,897) is $2,647 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,130); a 3-bedroom is $2,820.

From Zillow's monthly rent index (ZORI) for ZIP 80498. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$41,940/yr
At $3,495/mo median
Location
StateCO
CountySummit County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+2.6% YoY, -0.6% MoM), not inventory.
Demographics

Who lives here

ZIP 80498 (Silverthorne, CO) is majority owner-occupied, has a median income above the national average, 49.7% of residents hold a bachelor's degree or higher.

Population
8,881
Median income
$105,897
Median age
39.5
Renters
26.2%
Age distribution
18.3%
21.8%
29.4%
16.8%
13.7%
Under 1818.3%
18–3421.8%
35–5429.4%
55–6416.8%
65+13.7%
Gender
55.6%
44.4%
Male55.6%
Female44.4%
Race & ethnicity
72.8%
25.3%
White72.8%
Hispanic25.3%
Asian1.2%
Other0.5%
Education (25+)
16.1%
28.3%
49.7%
No HS diploma5.9%
HS diploma16.1%
Some college28.3%
Bachelor's+49.7%
Housing tenure
73.8%
26.2%
Owner73.8%
Renter26.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 80498 in Silverthorne, CO has changed in 5 years

Income
$95,376 → $105,897
up 11.0%
Population
8,469 → 8,881
up 4.9%
Renter share
25.6% → 26.2%
+0.6 pts
Bachelor's+
43.2% → 49.7%
+6.5 pts
Median age
47.3 → 39.5
-7.8 yrs

Census figures show median household income at $105,897 today, compared with $95,376 five years earlier. Headcount in the area went from 8,469 to 8,881 between 2021 and 2024, a 4.9% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 43.2% to 49.7%.

Community

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Local insights

Tips for renters in ZIP 80498

About renting in ZIP 80498

Last updated: October 17, 2026

ZIP code 80498 covers Silverthorne, CO. The median rent here is $3,495/mo as of October 2026. A 1-bedroom rents for a median of $1,650/mo. A 2-bedroom rents for a median of $2,130/mo.

At 40% of local median household income ($105,897/yr), ZIP 80498 ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 80498?

To keep rent at or below 30% of gross income, you would need to earn at least $140,000/year (about $67/hour full-time) to afford the median rent of $3,495/mo in ZIP 80498. The local median household income is $105,897/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 80498?

Rent in ZIP 80498 has risen 2.6% over the past year.

How does ZIP 80498 compare to other ZIPs in Colorado?

ZIP 80498 is one of the pricier among Colorado ZIP codes for rent, ranking #5 of 168 at $3,495/mo. Over the year to September 2026, rent in ZIP 80498 changed +2.6%, against a typical +1.3% across the 155 Colorado ZIP codes Zillow tracks.

How does ZIP 80498 compare to the rest of Silverthorne?

At $3,495/mo, ZIP 80498 is $72 above the Silverthorne citywide median of $3,423/mo.
Income Affordability
40%
MODERATE

At $3,495/mo, rent takes ~40% of ZIP 80498's median household income ($105,897/yr). The standard benchmark is 30%.

ZIP 80498 40%Benchmark 30%
State income tax4.4%
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Schools nearby

Public schools near ZIP 80498 (Silverthorne, CO)

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