ZIP Code · CO

ZIP 81631

Part of Eagle, CO

Pop. 8,958·Eagle County·8th most expensive ZIP in Colorado

Median rent (all units)

$3,031/mo

Year-over-Year

+2.4%

Month-over-Month

+0.2%

vs US Median

+$1,099

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 81631 · $3,031

More expensive than 91% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,390

1 BR

$1,530

2 BR

$2,010

3 BR

$2,410

4 BR+

$3,120

Research median

$2,010/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Colorado

Rent in ZIP 81631 changed +2.4% over the year to September 2026. Across the 155 Colorado ZIP codes Zillow tracks, the typical change was +1.3%.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($113,662) is $2,842 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($2,410); a 4-bedroom is $3,120.

From Zillow's monthly rent index (ZORI) for ZIP 81631. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$36,372/yr

At $3,031/mo median

Location

CityEagle

StateCO

CountyEagle County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (2.4% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+2.4% YoY, +0.2% MoM), not inventory.

Demographics

Who lives here

ZIP 81631 (Eagle, CO) is majority owner-occupied, has a median income above the national average, 54.2% of residents hold a bachelor's degree or higher.

Population

8,958

Median income

$113,662

Median age

41.8

Renters

24.7%

Age distribution

24%

14.3%

30.6%

13.3%

17.9%

Under 1824%

18–3414.3%

35–5430.6%

55–6413.3%

65+17.9%

Gender

50%

Male50%

Female50%

Race & ethnicity

76.5%

27%

White76.5%

Hispanic27%

Asian0.6%

Education (25+)

18.8%

22.2%

54.2%

No HS diploma4.7%

HS diploma18.8%

Some college22.2%

Bachelor's+54.2%

Housing tenure

75.3%

24.7%

Owner75.3%

Renter24.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 81631 in Eagle, CO has changed in 5 years

Income

$94,818 → $113,662

up 19.9%

Population

8,271 → 8,958

up 8.3%

Renter share

23.6% → 24.7%

+1.1 pts

Bachelor's+

52.8% → 54.2%

+1.4 pts

Median age

35.7 → 41.8

+6.1 yrs

Census figures show median household income at $113,662 today, compared with $94,818 five years earlier. Headcount in the area went from 8,271 to 8,958 between 2021 and 2024, a 8.3% change.

Community

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Local insights

Tips for renters in ZIP 81631

About renting in ZIP 81631

Last updated: October 17, 2026

ZIP code 81631 covers Eagle, CO. The median rent here is $3,031/mo as of October 2026. A 1-bedroom rents for a median of $1,530/mo. A 2-bedroom rents for a median of $2,010/mo.

At 32% of local median household income ($113,662/yr), ZIP 81631 ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 81631?

To keep rent at or below 30% of gross income, you would need to earn at least $121,000/year (about $58/hour full-time) to afford the median rent of $3,031/mo in ZIP 81631. The local median household income is $113,662/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 81631?

Rent in ZIP 81631 has risen 2.4% over the past year.

How does ZIP 81631 compare to other ZIPs in Colorado?

ZIP 81631 is one of the pricier among Colorado ZIP codes for rent, ranking #8 of 168 at $3,031/mo. Over the year to September 2026, rent in ZIP 81631 changed +2.4%, against a typical +1.3% across the 155 Colorado ZIP codes Zillow tracks.