ZIP Code · AZ

ZIP 85648

Part of Rio Rico, AZ
Pop. 22,118·Santa Cruz County·110th most expensive ZIP in Arizona
Median rent (all units)
$1,650/mo
Year-over-Year
Stable
Month-over-Month
+17.3%
vs US Median
-$282
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 85648 · $1,650
More affordable than 62% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$970
1 BR
$1,070
2 BR
$1,400
3 BR
$1,950
4 BR+
$2,000
Research median
$1,400/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: September 25, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($61,519) is $1,538 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,400); a 3-bedroom is $1,950.

From Zillow's monthly rent index (ZORI) for ZIP 85648. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$19,800/yr
At $1,650/mo median
Location
StateAZ
CountySanta Cruz County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +17.3% MoM), not inventory.
Demographics

Who lives here

ZIP 85648 (Rio Rico, AZ) is majority owner-occupied, has a large share of families with children, has a median income below the national average, 22.2% of residents hold a bachelor's degree or higher.

Population
22,118
Median income
$61,519
Median age
34.7
Renters
14.9%
Age distribution
29.5%
21.2%
24.9%
12.7%
Under 1829.5%
18–3421.2%
35–5424.9%
55–6411.7%
65+12.7%
Gender
49.2%
50.8%
Male49.2%
Female50.8%
Race & ethnicity
25.5%
87%
White25.5%
Hispanic87%
Education (25+)
20.3%
27.9%
29.6%
22.2%
No HS diploma20.3%
HS diploma27.9%
Some college29.6%
Bachelor's+22.2%
Housing tenure
85.1%
14.9%
Owner85.1%
Renter14.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 85648 in Rio Rico, AZ has changed in 5 years

Income
$54,563 → $61,519
up 12.7%
Population
21,007 → 22,118
up 5.3%
Renter share
18.1% → 14.9%
-3.2 pts
Bachelor's+
21.7% → 22.2%
+0.5 pts
Median age
34.1 → 34.7
+0.6 yrs

Local incomes tracked alongside that move, going from a median of $54,563 in 2021 to $61,519 more recently. Headcount in the area went from 21,007 to 22,118 between 2021 and 2024, a 5.3% change. About 14.9% of households rent today, against 18.1% in 2021.

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Local insights

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About renting in ZIP 85648

Last updated: September 25, 2026

ZIP code 85648 covers Rio Rico, AZ. The median rent here is $1,650/mo as of September 2026. A 1-bedroom rents for a median of $1,070/mo. A 2-bedroom rents for a median of $1,400/mo.

At 32% of local median household income ($61,519/yr), ZIP 85648 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 85648?

To keep rent at or below 30% of gross income, you would need to earn at least $66,000/year (about $32/hour full-time) to afford the median rent of $1,650/mo in ZIP 85648. The local median household income is $61,519/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 85648?

Rent in ZIP 85648 has been roughly flat over the past year, a 0.0% change.

How does ZIP 85648 compare to other ZIPs in Arizona?

ZIP 85648 is in the middle among Arizona ZIP codes for rent, ranking #110 of 182 at $1,650/mo.

How does ZIP 85648 compare to the rest of Rio Rico?

ZIP 85648 sits right at the Rio Rico citywide median of $1,650/mo.
Income Affordability
32%
MODERATE

At $1,650/mo, rent takes ~32% of ZIP 85648's median household income ($61,519/yr). The standard benchmark is 30%.

ZIP 85648 32%Benchmark 30%
State income tax2.5%
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Schools nearby

Public schools near ZIP 85648 (Rio Rico, AZ)

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