ZIP Code · AZ

ZIP 86004

Part of Flagstaff, AZ

Pop. 36,394·Coconino County·29th most expensive ZIP in Arizona

Median rent (all units)

$2,153/mo

Year-over-Year

-1.4%

Month-over-Month

Stable

vs US Median

+$221

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 86004 · $2,153

More expensive than 68% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,710

1 BR

$1,850

2 BR

$2,060

3 BR

$2,510

4 BR+

$2,750

Research median

$2,060/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 86004 is 1.9% below its high of $2,195 in August 2025, at $2,153 as of September 2026.

Past year vs. the rest of Arizona

Rent in ZIP 86004 changed -1.4% over the year to September 2026. Across the 171 Arizona ZIP codes Zillow tracks, the typical change was +1.6%.

What a typical income covers

30% of the median household income ($81,172) is $2,029 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,850); a 2-bedroom is $2,060.

Rank in Flagstaff

3rd cheapest of 3 ZIP codes in Flagstaff.

From Zillow's monthly rent index (ZORI) for ZIP 86004. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$25,836/yr

At $2,153/mo median

Location

CityFlagstaff

StateAZ

CountyCoconino County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (-1.4% YoY, +0.0% MoM), not inventory.

Demographics

Who lives here

ZIP 86004 (Flagstaff, AZ) is majority owner-occupied, 44% of residents hold a bachelor's degree or higher.

Population

36,394

Median income

$81,172

Median age

38.5

Renters

37.2%

Age distribution

21.7%

23.4%

27.1%

15.9%

Under 1821.7%

18–3423.4%

35–5427.1%

55–6411.9%

65+15.9%

Gender

51.1%

48.9%

Male51.1%

Female48.9%

Race & ethnicity

61.8%

21.5%

14.6%

White61.8%

Black0.9%

Hispanic21.5%

Asian1.2%

Other14.6%

Education (25+)

22%

28.6%

44%

No HS diploma5.3%

HS diploma22%

Some college28.6%

Bachelor's+44%

Housing tenure

62.8%

37.2%

Owner62.8%

Renter37.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 86004 in Flagstaff, AZ has changed in 5 years

Rent

$2,022 → $2,153

up 6.5%

Income

$72,296 → $81,172

up 12.3%

Population

36,337 → 36,394

up 0.2%

Renter share

35.7% → 37.2%

+1.5 pts

Bachelor's+

44.8% → 44%

-0.8 pts

Median age

36.4 → 38.5

+2.1 yrs

The median rent in ZIP 86004 in Flagstaff, AZ stood at $2,022 in 2022 and currently runs about $2,153, reflecting a 6.5% increase over the period. Household income in the area moved from $72,296 to $81,172 across the same window, up 12.3% versus 2021. On paper, paychecks moved up faster than rent, which softens the affordability squeeze versus the 2021 baseline. Renters now make up 37.2% of households, compared with 35.7% five years ago. Reading these numbers side by side helps frame whether current listings in ZIP 86004 in Flagstaff, AZ look reasonable against where the market sat half a decade ago.

Community

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Local insights

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About renting in ZIP 86004

Last updated: October 17, 2026

ZIP code 86004 covers Flagstaff, AZ. The median rent here is $2,153/mo as of October 2026. A 1-bedroom rents for a median of $1,850/mo. A 2-bedroom rents for a median of $2,060/mo.

At 32% of local median household income ($81,172/yr), ZIP 86004 ranks as moderate compared to the national benchmark of 30%. Rents have decreased 1.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 86004?

To keep rent at or below 30% of gross income, you would need to earn at least $86,000/year (about $41/hour full-time) to afford the median rent of $2,153/mo in ZIP 86004. The local median household income is $81,172/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 86004?

Rent in ZIP 86004 has fallen 1.4% over the past year as of September 2026. It sits 1.9% below its high of $2,195 in August 2025.

How does ZIP 86004 compare to other ZIPs in Arizona?

ZIP 86004 is one of the pricier among Arizona ZIP codes for rent, ranking #29 of 183 at $2,153/mo. Over the year to September 2026, rent in ZIP 86004 changed -1.4%, against a typical +1.6% across the 171 Arizona ZIP codes Zillow tracks.