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ZIP Code · AZ

ZIP 86326

Pop. 24,852·Yavapai County·61st most expensive ZIP in Arizona
Median rent (all units)
$1,940/mo
Year-over-Year
+9.3%
Month-over-Month
+4.6%
vs US Median
-$25
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 86326 · $1,940
More expensive than 57% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,020
1 BR
$1,180
2 BR
$1,480
3 BR
$2,060
4 BR+
$2,300
Research median
$1,480/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$23,280/yr
At $1,940/mo median
Location
StateAZ
CountyYavapai County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 9.3% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+9.3% YoY, +4.6% MoM), not inventory.
Demographics

Who lives here

ZIP 86326 (Cottonwood, AZ) is majority owner-occupied, has a large retiree population, has a median income below the national average, 27.4% of residents hold a bachelor's degree or higher.

Population
24,852
Median income
$57,378
Median age
50.8
Renters
34.5%
Age distribution
14.6%
17.1%
23.1%
13%
32.2%
Under 1814.6%
18–3417.1%
35–5423.1%
55–6413%
65+32.2%
Gender
48.7%
51.3%
Male48.7%
Female51.3%
Race & ethnicity
75.8%
19.6%
White75.8%
Hispanic19.6%
Asian0.6%
Other3.7%
Education (25+)
24.2%
39.4%
27.4%
No HS diploma9%
HS diploma24.2%
Some college39.4%
Bachelor's+27.4%
Housing tenure
65.5%
34.5%
Owner65.5%
Renter34.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 86326 in Cottonwood, AZ has changed in 5 years

Income
$46,069 → $57,378
up 24.5%
Population
24,896 → 24,852
down 0.2%
Renter share
38.2% → 34.5%
-3.7 pts
Bachelor's+
22.7% → 27.4%
+4.7 pts
Median age
47.8 → 50.8
+3.0 yrs

Household income in the area moved from $46,069 to $57,378 across the same window, up 24.5% versus 2021. About 34.5% of households rent today, against 38.2% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 22.7% to 27.4%.

Community

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Local insights

Tips for renters in ZIP 86326

About renting in ZIP 86326

Last updated: July 20, 2026

ZIP code 86326 covers Cottonwood, AZ. The median rent here is $1,940/mo as of July 2026. A 1-bedroom rents for a median of $1,180/mo. A 2-bedroom rents for a median of $1,480/mo.

At 41% of local median household income ($57,378/yr), ZIP 86326 ranks as moderate compared to the national benchmark of 30%. Rents have increased 9.3% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 86326?

As of July 20, 2026, the median monthly rent in ZIP 86326 (Cottonwood, AZ) is $1,940. This is based on aggregated data from public sources and community submissions.

How does ZIP 86326 rent compare to the US average?

ZIP 86326's median rent of $1,940/mo is $25 (1%) below the US national median of $1,965/mo.

How does ZIP 86326 compare to other ZIPs in Arizona?

ZIP 86326 is one of the pricier ZIP codes in Arizona, ranking #61 out of 185 ZIPs tracked at $1,940/mo.

How much income do you need to rent in ZIP 86326?

To keep rent at or below 30% of gross income, you would need to earn at least $78,000/year (~$38/hour full-time) to afford the median rent of $1,940/mo in ZIP 86326. The local median household income is $57,378/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 86326?

Rent in ZIP 86326 has increased 9.3% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 86326 an affordable place to rent?

ZIP 86326 is considered stretched for renters. At $1,940/mo, rent takes approximately 41% of the local median household income ($57,378/yr). The standard benchmark is 30%. ZIP 86326 significantly exceeds that threshold, making it challenging for many renters.

What percentage of ZIP 86326 residents rent vs. own?

According to Census data, approximately 34.5% of ZIP 86326 households are renters, while 65.5% are owner-occupied. ZIP 86326 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 86326 compare to the rest of Cottonwood?

ZIP 86326 sits right at the Cottonwood citywide median of $1,940/mo.

When was rent data for ZIP 86326 last updated?

Rent data for ZIP 86326 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
41%
STRETCHED

At $1,940/mo, rent takes ~41% of ZIP 86326's median household income ($57,378/yr). The standard benchmark is 30%.

ZIP 86326 41%Benchmark 30%
State income tax2.5%
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Schools nearby

Public schools near ZIP 86326 (Cottonwood, AZ)

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