ZIP Code · CA

ZIP 92037

Pop. 40,717·San Diego County·115th most expensive ZIP in California
Median rent (all units)
$3,925/mo
Year-over-Year
+5.0%
Month-over-Month
Stable
vs US Median
+$1,993
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 92037 · $3,925
More expensive than 97% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,680
1 BR
$2,880
2 BR
$3,510
3 BR
$4,680
4 BR+
$5,670
Research median
$3,510/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in ZIP 92037 usually run 0.7% below trend in December and 1% above it in July, about $67 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 92037 is 0% below its high of $3,925 in August 2026, at $3,925 as of September 2026.

Past year vs. the rest of California

Rent in ZIP 92037 changed +4.9% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 92037 rose 42.5% while median household income rose 34.8% ($109,194 to $147,230). Rent outpaced income.

Since before the pandemic

Rent in ZIP 92037 is 51.7% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

What a typical income covers

30% of the median household income ($147,230) is $3,681 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($3,510); a 3-bedroom is $4,680.

Rank in San Diego

31st cheapest of 33 ZIP codes in San Diego.

Cheaper nearby

ZIP 92117, 4 miles away, rents for 31% less ($2,716/mo), about $14,500 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 92037. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$47,100/yr
At $3,925/mo median
Location
StateCA
CountySan Diego County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (5.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+5.0% YoY, +0.0% MoM), not inventory.
Demographics

Who lives here

ZIP 92037 (San Diego, CA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 76.8% of residents hold a bachelor's degree or higher.

Population
40,717
Median income
$147,230
Median age
43.7
Renters
38.5%
Age distribution
15.1%
26.9%
21.1%
12.2%
24.8%
Under 1815.1%
18–3426.9%
35–5421.1%
55–6412.2%
65+24.8%
Gender
49.9%
50.1%
Male49.9%
Female50.1%
Race & ethnicity
71.2%
14%
White71.2%
Black0.8%
Hispanic14%
Asian11.6%
Other2.3%
Education (25+)
15.3%
76.8%
No HS diploma1.5%
HS diploma6.4%
Some college15.3%
Bachelor's+76.8%
Housing tenure
61.5%
38.5%
Owner61.5%
Renter38.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 92037 in San Diego, CA has changed in 5 years

Rent
$2,779 → $3,925
up 41.2%
Income
$125,636 → $147,230
up 17.2%
Population
37,505 → 40,717
up 8.6%
Renter share
36.2% → 38.5%
+2.3 pts
Bachelor's+
75.1% → 76.8%
+1.7 pts
Median age
46.8 → 43.7
-3.1 yrs

Across the past five years, the going rent in ZIP 92037 in San Diego, CA has shifted from $2,779 to $3,925, up 41.2% since 2021. Census figures show median household income at $147,230 today, compared with $125,636 five years earlier. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 92037 in San Diego, CA adding about 3,212 residents over the five-year window, up 8.6% on net. The renter share has risen from 36.2% to 38.5%, with owner-occupied housing accounting for the remainder. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

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Local insights

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About renting in ZIP 92037

Last updated: October 17, 2026

ZIP code 92037 covers San Diego, CA. The median rent here is $3,925/mo as of October 2026. A 1-bedroom rents for a median of $2,880/mo. A 2-bedroom rents for a median of $3,510/mo.

At 32% of local median household income ($147,230/yr), ZIP 92037 ranks as moderate compared to the national benchmark of 30%. Rents have increased 5.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 92037?

To keep rent at or below 30% of gross income, you would need to earn at least $157,000/year (about $75/hour full-time) to afford the median rent of $3,925/mo in ZIP 92037. The local median household income is $147,230/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 92037?

Rent in ZIP 92037 has risen 5.0% over the past year as of September 2026. It sits 0% below its high of $3,925 in August 2026.

When is the cheapest time to rent in ZIP 92037?

Asking rents in ZIP 92037 are usually lowest in December, about 0.7% below their yearly trend, and highest in July, about 1% above it. At today's median that is a gap of roughly $67 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 92037?

Yes. From 2019 to 2024, rent in ZIP 92037 rose 42.5% while median household income rose 34.8%, from $109,194 to $147,230. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 92037 compare to other ZIPs in California?

ZIP 92037 is one of the pricier among California ZIP codes for rent, ranking #115 of 898 at $3,925/mo. Over the year to September 2026, rent in ZIP 92037 changed +4.9%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 92037 compare to the rest of San Diego?

At $3,925/mo, ZIP 92037 is $921 above the San Diego citywide median of $3,004/mo. It is the 31st cheapest of 33 ZIP codes in San Diego.
Income Affordability
32%
MODERATE

At $3,925/mo, rent takes ~32% of ZIP 92037's median household income ($147,230/yr). The standard benchmark is 30%.

ZIP 92037 32%Benchmark 30%
State income tax1–13.3%
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Public schools near ZIP 92037 (San Diego, CA)

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