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ZIP Code · CA

ZIP 92109

Pop. 44,820·San Diego County·227th most expensive ZIP in California
Median rent (all units)
$3,262/mo
Year-over-Year
+10.6%
Month-over-Month
+5.2%
vs US Median
+$1,332
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 92109 · $3,262
More expensive than 94% of US ZIP codes · National median $1,930/mo
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Medians by bedroom

Rent by unit size

Studio
$2,830
1 BR
$3,040
2 BR
$3,710
3 BR
$4,940
4 BR+
$5,990
Research median
$3,710/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: May 18, 2026

Annual cost
$39,144/yr
At $3,262/mo median
Location
StateCA
CountySan Diego County
Demographics

Who lives here

ZIP 92109 (San Diego, CA) is majority renter-occupied, skews toward younger working-age adults, has a median income above the national average, 69.7% of residents hold a bachelor's degree or higher.

Population
44,820
Median income
$122,128
Median age
33.4
Renters
68.8%
Age distribution
44.8%
26.3%
Under 189.8%
18–3444.8%
35–5426.3%
55–647.9%
65+11.2%
Gender
53.3%
46.7%
Male53.3%
Female46.7%
Race & ethnicity
77.9%
White77.9%
Black1.9%
Hispanic11.3%
Asian3.5%
Other5.5%
Education (25+)
19.4%
69.7%
No HS diploma3.1%
HS diploma7.8%
Some college19.4%
Bachelor's+69.7%
Housing tenure
31.2%
68.8%
Owner31.2%
Renter68.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 92109 in San Diego, CA has changed in 5 years

Rent
$2,229 → $3,262
up 46.3%
Income
$95,170 → $122,128
up 28.3%
Population
45,333 → 44,820
down 1.1%
Renter share
68.6% → 68.8%
+0.2 pts
Bachelor's+
67.5% → 69.7%
+2.2 pts

The median rent in ZIP 92109 in San Diego, CA stood at $2,229 in 2021 and currently runs about $3,262, reflecting a 46.3% increase over the period. Local incomes tracked alongside that move, going from a median of $95,170 in 2021 to $122,128 more recently. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has contracted by 1.1% since 2021, moving from about 45,333 residents to roughly 44,820. College-educated residents now make up 69.7% of adults here, versus 67.5% in 2021. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 92109 in San Diego, CA market of 2021.

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Local insights

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About renting in ZIP 92109

Last updated: May 18, 2026

ZIP code 92109 covers San Diego, CA. The median rent here is $3,262/mo as of May 2026. A 1-bedroom rents for a median of $3,040/mo. A 2-bedroom rents for a median of $3,710/mo.

At 32% of local median household income ($122,128/yr), ZIP 92109 ranks as moderate compared to the national benchmark of 30%. Rents have increased 10.6% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 92109?

As of May 18, 2026, the median monthly rent in ZIP 92109 (San Diego, CA) is $3,262. This is based on aggregated data from public sources and community submissions.

How does ZIP 92109 rent compare to the US average?

ZIP 92109's median rent of $3,262/mo is $1,332 (69%) above the US national median of $1,930/mo.

How does ZIP 92109 compare to other ZIPs in California?

ZIP 92109 is one of the pricier ZIP codes in California, ranking #227 out of 888 ZIPs tracked at $3,262/mo.

How much income do you need to rent in ZIP 92109?

To keep rent at or below 30% of gross income, you would need to earn at least $130,000/year (~$63/hour full-time) to afford the median rent of $3,262/mo in ZIP 92109. The local median household income is $122,128/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 92109?

Rent in ZIP 92109 has increased 10.6% over the past year as of May 18, 2026, putting upward pressure on renter budgets.

Is ZIP 92109 an affordable place to rent?

ZIP 92109 is considered moderate for renters. At $3,262/mo, rent takes approximately 32% of the local median household income ($122,128/yr). The standard benchmark is 30%. ZIP 92109 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 92109 residents rent vs. own?

According to Census data, approximately 68.8% of ZIP 92109 households are renters, while 31.2% are owner-occupied. With a majority renter population, ZIP 92109 has a strong rental market.

How does ZIP 92109 compare to the rest of San Diego?

ZIP 92109 is pricier than San Diego as a whole. At $3,262/mo, it's $320 above the San Diego citywide median of $2,942/mo.

When was rent data for ZIP 92109 last updated?

Rent data for ZIP 92109 reflects May 18, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Affordability
32%
MODERATE

At $3,262/mo, rent takes ~32% of ZIP 92109's median household income ($122,128/yr). The standard benchmark is 30%.

ZIP 92109 32%Benchmark 30%
State income tax1–13.3%
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