ZIP Code · CA

ZIP 92058

Part of Oceanside, CA

Pop. 49,834·San Diego County·464th most expensive ZIP in California

Median rent (all units)

$2,766/mo

Year-over-Year

+4.6%

Month-over-Month

+0.2%

vs US Median

+$834

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 92058 · $2,766

More expensive than 86% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$2,440

1 BR

$2,620

2 BR

$3,200

3 BR

$4,260

4 BR+

$5,170

Research median

$3,200/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in ZIP 92058 usually run 2.2% below trend in December and 1.8% above it in June, about $111 a month apart at today's median. Based on 8 years of data.

Compared with the peak

Rent in ZIP 92058 is at its highest level since Zillow's records here began in May 2018.

Past year vs. the rest of California

Rent in ZIP 92058 changed +4.6% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 92058 rose 50.9% while median household income rose 33% ($52,591 to $69,970). Rent outpaced income.

Since before the pandemic

Rent in ZIP 92058 is 59.1% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 6 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($69,970) is $1,749 a month. That is less than HUD's Fair Market Rent for a studio ($2,440).

Rank in Oceanside

1st cheapest of 4 ZIP codes in Oceanside.

From Zillow's monthly rent index (ZORI) for ZIP 92058. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$33,192/yr

At $2,766/mo median

Location

CityOceanside

StateCA

CountySan Diego County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (4.6% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+4.6% YoY, +0.2% MoM), not inventory.

Demographics

Who lives here

ZIP 92058 (Oceanside, CA) is majority renter-occupied, skews toward younger working-age adults, 27% of residents hold a bachelor's degree or higher.

Population

49,834

Median income

$69,970

Median age

25.1

Renters

74.6%

Age distribution

25.5%

43.9%

17.3%

Under 1825.5%

18–3443.9%

35–5417.3%

55–646.3%

65+7%

Gender

54.4%

45.6%

Male54.4%

Female45.6%

Race & ethnicity

46.7%

39.3%

White46.7%

Black6.4%

Hispanic39.3%

Asian7.3%

Education (25+)

12.4%

23.1%

37.6%

27%

No HS diploma12.4%

HS diploma23.1%

Some college37.6%

Bachelor's+27%

Housing tenure

25.4%

74.6%

Owner25.4%

Renter74.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 92058 in Oceanside, CA has changed in 5 years

Rent

$1,914 → $2,766

up 44.5%

Income

$61,636 → $69,970

up 13.5%

Population

47,286 → 49,834

up 5.4%

Renter share

73.9% → 74.6%

+0.7 pts

Bachelor's+

25.8% → 27%

+1.2 pts

Rent in ZIP 92058 in Oceanside, CA has climbed 44.5% since 2021, going from about $1,914 per month to roughly $2,766 today. Median household income grew from $61,636 to $69,970 between 2021 and 2024, a 13.5% shift. Rent outpaced income growth by roughly 31.0 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 47,286 to 49,834 between 2021 and 2024, a 5.4% change. Taken together, the five-year picture in ZIP 92058 in Oceanside, CA reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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About renting in ZIP 92058

Last updated: October 17, 2026

ZIP code 92058 covers Oceanside, CA. The median rent here is $2,766/mo as of October 2026. A 1-bedroom rents for a median of $2,620/mo. A 2-bedroom rents for a median of $3,200/mo.

At 47% of local median household income ($69,970/yr), ZIP 92058 ranks as moderate compared to the national benchmark of 30%. Rents have increased 4.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 92058?

To keep rent at or below 30% of gross income, you would need to earn at least $111,000/year (about $53/hour full-time) to afford the median rent of $2,766/mo in ZIP 92058. The local median household income is $69,970/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 92058?

Rent in ZIP 92058 has risen 4.6% over the past year as of September 2026. That is the highest level since Zillow's records here began in May 2018.

When is the cheapest time to rent in ZIP 92058?

Asking rents in ZIP 92058 are usually lowest in December, about 2.2% below their yearly trend, and highest in June, about 1.8% above it. At today's median that is a gap of roughly $111 a month. This pattern comes from 8 years of Zillow rent data.

Has rent outpaced income in ZIP 92058?

Yes. From 2019 to 2024, rent in ZIP 92058 rose 50.9% while median household income rose 33%, from $52,591 to $69,970. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 92058 compare to other ZIPs in California?

ZIP 92058 is in the middle among California ZIP codes for rent, ranking #464 of 898 at $2,766/mo. Over the year to September 2026, rent in ZIP 92058 changed +4.6%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.