ZIP 92103
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Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).
12-month history
Last updated: October 17, 2026
What the numbers show
February. Asking rents in ZIP 92103 usually run 0.9% below trend in February and 0.7% above it in August, about $44 a month apart at today's median. Based on 11 years of data.
Rent in ZIP 92103 is at its highest level since Zillow's records here began in January 2015.
Rent in ZIP 92103 changed +1.6% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.
From 2019 to 2024, rent in ZIP 92103 rose 36% while median household income rose 30.4% ($78,720 to $102,626). Rent outpaced income.
Rent in ZIP 92103 is 38.5% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent has risen 9 months in a row, and rose in 9 of the last 12 months.
30% of the median household income ($102,626) is $2,566 a month. That is less than HUD's Fair Market Rent for a studio ($2,580).
10th cheapest of 33 ZIP codes in San Diego.
ZIP 92116, 3 miles away, rents for 12% less ($2,444/mo), about $3,800 a year in savings.
From Zillow's monthly rent index (ZORI) for ZIP 92103. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 92103 (San Diego, CA) is majority renter-occupied, has a median income above the national average, 65.3% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 92103 in San Diego, CA has changed in 5 years
Across the past five years, the going rent in ZIP 92103 in San Diego, CA has shifted from $2,095 to $2,764, up 31.9% since 2021. Local incomes tracked alongside that move, going from a median of $84,756 in 2021 to $102,626 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 92103 in San Diego, CA adding about 963 residents over the five-year window, up 2.8% on net. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 92103 in San Diego, CA market of 2021.
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Tips for renters in ZIP 92103
Last updated: October 17, 2026
ZIP code 92103 covers San Diego, CA. The median rent here is $2,764/mo as of October 2026. A 1-bedroom rents for a median of $2,780/mo. A 2-bedroom rents for a median of $3,390/mo.
At 32% of local median household income ($102,626/yr), ZIP 92103 ranks as moderate compared to the national benchmark of 30%. Rents have increased 1.6% over the past year.
Frequently asked questions
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How does ZIP 92103 compare to other ZIPs in California?
How does ZIP 92103 compare to the rest of San Diego?
At $2,764/mo, rent takes ~32% of ZIP 92103's median household income ($102,626/yr). The standard benchmark is 30%.
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