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ZIP Code · CA

ZIP 92103

Pop. 34,836·San Diego County·512th most expensive ZIP in California
Median rent (all units)
$2,696/mo
Year-over-Year
Stable
Month-over-Month
-0.3%
vs US Median
+$731
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 92103 · $2,696
More expensive than 84% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,580
1 BR
$2,780
2 BR
$3,390
3 BR
$4,520
4 BR+
$5,470
Research median
$3,390/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$32,352/yr
At $2,696/mo median
Location
StateCA
CountySan Diego County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-0.1% YoY, -0.3% MoM), not inventory.
Demographics

Who lives here

ZIP 92103 (San Diego, CA) is majority renter-occupied, has a median income above the national average, 65.3% of residents hold a bachelor's degree or higher.

Population
34,836
Median income
$102,626
Median age
40.8
Renters
64.8%
Age distribution
29.4%
30.6%
19.9%
Under 188.4%
18–3429.4%
35–5430.6%
55–6411.8%
65+19.9%
Gender
54.5%
45.5%
Male54.5%
Female45.5%
Race & ethnicity
69.2%
19%
White69.2%
Black2.5%
Hispanic19%
Asian7.9%
Other1.4%
Education (25+)
23.2%
65.3%
No HS diploma3.2%
HS diploma8.4%
Some college23.2%
Bachelor's+65.3%
Housing tenure
35.2%
64.8%
Owner35.2%
Renter64.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 92103 in San Diego, CA has changed in 5 years

Rent
$2,112 → $2,696
up 27.7%
Income
$84,756 → $102,626
up 21.1%
Population
33,873 → 34,836
up 2.8%
Renter share
66% → 64.8%
-1.2 pts
Bachelor's+
64% → 65.3%
+1.3 pts
Median age
41.7 → 40.8
-0.9 yrs

Across the past five years, the going rent in ZIP 92103 in San Diego, CA has shifted from $2,112 to $2,696, up 27.7% since 2021. Local incomes tracked alongside that move, going from a median of $84,756 in 2021 to $102,626 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 92103 in San Diego, CA adding about 963 residents over the five-year window, up 2.8% on net. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 92103 in San Diego, CA market of 2021.

Community

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Local insights

Tips for renters in ZIP 92103

About renting in ZIP 92103

Last updated: July 20, 2026

ZIP code 92103 covers San Diego, CA. The median rent here is $2,696/mo as of July 2026. A 1-bedroom rents for a median of $2,780/mo. A 2-bedroom rents for a median of $3,390/mo.

At 32% of local median household income ($102,626/yr), ZIP 92103 ranks as moderate compared to the national benchmark of 30%. Rents have decreased 0.1% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 92103?

As of July 20, 2026, the median monthly rent in ZIP 92103 (San Diego, CA) is $2,696. This is based on aggregated data from public sources and community submissions.

How does ZIP 92103 rent compare to the US average?

ZIP 92103's median rent of $2,696/mo is $731 (37%) above the US national median of $1,965/mo.

How does ZIP 92103 compare to other ZIPs in California?

ZIP 92103 falls in the middle range for California, ranking #512 out of 907 ZIPs at $2,696/mo.

How much income do you need to rent in ZIP 92103?

To keep rent at or below 30% of gross income, you would need to earn at least $108,000/year (~$52/hour full-time) to afford the median rent of $2,696/mo in ZIP 92103. The local median household income is $102,626/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 92103?

Rent in ZIP 92103 has been relatively stable over the past year, with a 0.1% change year over year as of July 20, 2026.

Is ZIP 92103 an affordable place to rent?

ZIP 92103 is considered moderate for renters. At $2,696/mo, rent takes approximately 32% of the local median household income ($102,626/yr). The standard benchmark is 30%. ZIP 92103 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 92103 residents rent vs. own?

According to Census data, approximately 64.8% of ZIP 92103 households are renters, while 35.2% are owner-occupied. With a majority renter population, ZIP 92103 has a strong rental market.

How does ZIP 92103 compare to the rest of San Diego?

ZIP 92103 is more affordable than San Diego overall. At $2,696/mo, it's $342 below the San Diego citywide median of $3,038/mo.

When was rent data for ZIP 92103 last updated?

Rent data for ZIP 92103 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
32%
MODERATE

At $2,696/mo, rent takes ~32% of ZIP 92103's median household income ($102,626/yr). The standard benchmark is 30%.

ZIP 92103 32%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 92103 (San Diego, CA)

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