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ZIP Code · CA

ZIP 92101

Pop. 51,805·San Diego County·368th most expensive ZIP in California
Median rent (all units)
$2,963/mo
Year-over-Year
+4.4%
Month-over-Month
+1.0%
vs US Median
+$998
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 92101 · $2,963
More expensive than 89% of US ZIP codes · National median $1,965/mo
Rent check

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio
$2,085
1 BR
$2,238
2 BR
$2,732
3 BR
$3,638
4 BR+
$4,412
Research median
$2,732/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$35,556/yr
At $2,963/mo median
Location
StateCA
CountySan Diego County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 4.4% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+4.4% YoY, +1.0% MoM), not inventory.
Demographics

Who lives here

ZIP 92101 (San Diego, CA) is majority renter-occupied, skews toward younger working-age adults, has a median income above the national average, 58.1% of residents hold a bachelor's degree or higher.

Population
51,805
Median income
$91,566
Median age
37
Renters
77.4%
Age distribution
39.8%
31.6%
14%
Under 184.5%
18–3439.8%
35–5431.6%
55–6410.1%
65+14%
Gender
54.6%
45.4%
Male54.6%
Female45.4%
Race & ethnicity
58.3%
25.2%
White58.3%
Black8.6%
Hispanic25.2%
Asian9%
Education (25+)
23.7%
58.1%
No HS diploma7.8%
HS diploma10.5%
Some college23.7%
Bachelor's+58.1%
Housing tenure
22.6%
77.4%
Owner22.6%
Renter77.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 92101 in San Diego, CA has changed in 5 years

Rent
$2,378 → $2,963
up 24.6%
Income
$78,092 → $91,566
up 17.3%
Population
43,096 → 51,805
up 20.2%
Renter share
74.4% → 77.4%
+3.0 pts
Bachelor's+
55.1% → 58.1%
+3.0 pts

Rent in ZIP 92101 in San Diego, CA has increased 24.6% since 2021, going from about $2,378 per month to roughly $2,963 today. Household income in the area moved from $78,092 to $91,566 across the same window, up 17.3% versus 2021. Rent outpaced income growth by roughly 7.3 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 43,096 to 51,805 between 2021 and 2024, a 20.2% change. About 77.4% of households rent today, against 74.4% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 55.1% to 58.1%. Reading these numbers side by side helps frame whether current listings in ZIP 92101 in San Diego, CA look reasonable against where the market sat half a decade ago.

Community

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Local insights

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About renting in ZIP 92101

Last updated: July 20, 2026

ZIP code 92101 covers San Diego, CA. The median rent here is $2,963/mo as of July 2026. A 1-bedroom rents for a median of $2,238/mo. A 2-bedroom rents for a median of $2,732/mo.

At 39% of local median household income ($91,566/yr), ZIP 92101 ranks as moderate compared to the national benchmark of 30%. Rents have increased 4.4% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 92101?

As of July 20, 2026, the median monthly rent in ZIP 92101 (San Diego, CA) is $2,963. This is based on aggregated data from public sources and community submissions.

How does ZIP 92101 rent compare to the US average?

ZIP 92101's median rent of $2,963/mo is $998 (51%) above the US national median of $1,965/mo.

How does ZIP 92101 compare to other ZIPs in California?

ZIP 92101 falls in the middle range for California, ranking #368 out of 907 ZIPs at $2,963/mo.

How much income do you need to rent in ZIP 92101?

To keep rent at or below 30% of gross income, you would need to earn at least $119,000/year (~$57/hour full-time) to afford the median rent of $2,963/mo in ZIP 92101. The local median household income is $91,566/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 92101?

Rent in ZIP 92101 has increased 4.4% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 92101 an affordable place to rent?

ZIP 92101 is considered moderate for renters. At $2,963/mo, rent takes approximately 39% of the local median household income ($91,566/yr). The standard benchmark is 30%. ZIP 92101 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 92101 residents rent vs. own?

According to Census data, approximately 77.4% of ZIP 92101 households are renters, while 22.6% are owner-occupied. With a majority renter population, ZIP 92101 has a strong rental market.

How does ZIP 92101 compare to the rest of San Diego?

ZIP 92101 is more affordable than San Diego overall. At $2,963/mo, it's $75 below the San Diego citywide median of $3,038/mo.

When was rent data for ZIP 92101 last updated?

Rent data for ZIP 92101 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
39%
MODERATE

At $2,963/mo, rent takes ~39% of ZIP 92101's median household income ($91,566/yr). The standard benchmark is 30%.

ZIP 92101 39%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 92101 (San Diego, CA)

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