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ZIP Code · CA

ZIP 92104

Pop. 47,410·San Diego County·570th most expensive ZIP in California
Median rent (all units)
$2,602/mo
Year-over-Year
+6.4%
Month-over-Month
+1.4%
vs US Median
+$637
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 92104 · $2,602
More expensive than 82% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,360
1 BR
$2,530
2 BR
$3,090
3 BR
$4,120
4 BR+
$4,990
Research median
$3,090/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$31,224/yr
At $2,602/mo median
Location
StateCA
CountySan Diego County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 6.4% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+6.4% YoY, +1.4% MoM), not inventory.
Demographics

Who lives here

ZIP 92104 (San Diego, CA) is majority renter-occupied, skews toward younger working-age adults, has a median income above the national average, 54.8% of residents hold a bachelor's degree or higher.

Population
47,410
Median income
$94,014
Median age
35.2
Renters
71.2%
Age distribution
13.7%
35.6%
32.1%
Under 1813.7%
18–3435.6%
35–5432.1%
55–649.1%
65+9.5%
Gender
51.2%
48.8%
Male51.2%
Female48.8%
Race & ethnicity
55.5%
33.6%
White55.5%
Black5.7%
Hispanic33.6%
Asian5.7%
Education (25+)
27%
54.8%
No HS diploma7.7%
HS diploma10.6%
Some college27%
Bachelor's+54.8%
Housing tenure
28.8%
71.2%
Owner28.8%
Renter71.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 92104 in San Diego, CA has changed in 5 years

Rent
$1,914 → $2,602
up 35.9%
Income
$79,929 → $94,014
up 17.6%
Population
45,773 → 47,410
up 3.6%
Renter share
72.5% → 71.2%
-1.3 pts
Bachelor's+
52.4% → 54.8%
+2.4 pts
Median age
34.2 → 35.2
+1.0 yrs

Five years ago, renters in ZIP 92104 in San Diego, CA paid around $1,914 a month. That figure now sits near $2,602, up 35.9% from the 2021 baseline. Median household income climbed from $79,929 to $94,014 between 2021 and 2024, a 17.6% shift. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 92104 in San Diego, CA adding about 1,637 residents over the five-year window, up 3.6% on net. Bachelor's-degree-or-higher attainment moved from 52.4% to 54.8% across the same window. Taken together, the five-year picture in ZIP 92104 in San Diego, CA reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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Local insights

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About renting in ZIP 92104

Last updated: July 20, 2026

ZIP code 92104 covers San Diego, CA. The median rent here is $2,602/mo as of July 2026. A 1-bedroom rents for a median of $2,530/mo. A 2-bedroom rents for a median of $3,090/mo.

At 33% of local median household income ($94,014/yr), ZIP 92104 ranks as moderate compared to the national benchmark of 30%. Rents have increased 6.4% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 92104?

As of July 20, 2026, the median monthly rent in ZIP 92104 (San Diego, CA) is $2,602. This is based on aggregated data from public sources and community submissions.

How does ZIP 92104 rent compare to the US average?

ZIP 92104's median rent of $2,602/mo is $637 (32%) above the US national median of $1,965/mo.

How does ZIP 92104 compare to other ZIPs in California?

ZIP 92104 falls in the middle range for California, ranking #570 out of 907 ZIPs at $2,602/mo.

How much income do you need to rent in ZIP 92104?

To keep rent at or below 30% of gross income, you would need to earn at least $104,000/year (~$50/hour full-time) to afford the median rent of $2,602/mo in ZIP 92104. The local median household income is $94,014/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 92104?

Rent in ZIP 92104 has increased 6.4% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 92104 an affordable place to rent?

ZIP 92104 is considered moderate for renters. At $2,602/mo, rent takes approximately 33% of the local median household income ($94,014/yr). The standard benchmark is 30%. ZIP 92104 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 92104 residents rent vs. own?

According to Census data, approximately 71.2% of ZIP 92104 households are renters, while 28.8% are owner-occupied. With a majority renter population, ZIP 92104 has a strong rental market.

How does ZIP 92104 compare to the rest of San Diego?

ZIP 92104 is more affordable than San Diego overall. At $2,602/mo, it's $436 below the San Diego citywide median of $3,038/mo.

When was rent data for ZIP 92104 last updated?

Rent data for ZIP 92104 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
33%
MODERATE

At $2,602/mo, rent takes ~33% of ZIP 92104's median household income ($94,014/yr). The standard benchmark is 30%.

ZIP 92104 33%Benchmark 30%
State income tax1–13.3%
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