ZIP Code · CA

ZIP 92105

Part of San Diego, CA

Pop. 71,411·San Diego County·734th most expensive ZIP in California

Median rent (all units)

$2,248/mo

Year-over-Year

+1.4%

Month-over-Month

+0.4%

vs US Median

+$316

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 92105 · $2,248

More expensive than 72% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,850

1 BR

$1,990

2 BR

$2,430

3 BR

$3,240

4 BR+

$3,920

Research median

$2,430/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in ZIP 92105 usually run 0.8% below trend in February and 0.6% above it in July, about $31 a month apart at today's median. Based on 9 years of data.

Compared with the peak

Rent in ZIP 92105 is 0.3% below its high of $2,254 in March 2026, at $2,248 as of September 2026.

Past year vs. the rest of California

Rent in ZIP 92105 changed +1.4% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 92105 rose 41.4% while median household income rose 58.4% ($43,282 to $68,563). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 92105 is 41.5% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($68,563) is $1,714 a month. That is less than HUD's Fair Market Rent for a studio ($1,850).

Rank in San Diego

2nd cheapest of 33 ZIP codes in San Diego.

From Zillow's monthly rent index (ZORI) for ZIP 92105. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$26,976/yr

At $2,248/mo median

Location

CitySan Diego

StateCA

CountySan Diego County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (1.4% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+1.4% YoY, +0.4% MoM), not inventory.

Demographics

Who lives here

ZIP 92105 (San Diego, CA) is majority renter-occupied, 22.6% of residents hold a bachelor's degree or higher.

Population

71,411

Median income

$68,563

Median age

33.6

Renters

67.4%

Age distribution

23.1%

29.2%

25.8%

Under 1823.1%

18–3429.2%

35–5425.8%

55–6410.7%

65+11.2%

Gender

49.6%

50.4%

Male49.6%

Female50.4%

Race & ethnicity

19.5%

14%

49%

18.2%

White19.5%

Black14%

Hispanic49%

Asian18.2%

Education (25+)

29.5%

24.5%

23.4%

22.6%

No HS diploma29.5%

HS diploma24.5%

Some college23.4%

Bachelor's+22.6%

Housing tenure

32.6%

67.4%

Owner32.6%

Renter67.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 92105 in San Diego, CA has changed in 5 years

Rent

$1,705 → $2,248

up 31.8%

Income

$51,868 → $68,563

up 32.2%

Population

73,085 → 71,411

down 2.3%

Renter share

67.7% → 67.4%

-0.3 pts

Bachelor's+

18.9% → 22.6%

+3.7 pts

Across the past five years, the going rent in ZIP 92105 in San Diego, CA has shifted from $1,705 to $2,248, up 31.8% since 2021. On the earnings side, the typical household in ZIP 92105 in San Diego, CA now reports about $68,563, up from $51,868 in 2021. Census counts show ZIP 92105 in San Diego, CA losing about 1,674 residents over the five-year window, down 2.3% on net. Bachelor's-degree-or-higher attainment moved from 18.9% to 22.6% across the same window. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 92105 in San Diego, CA reflects that arc in its own way.

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About renting in ZIP 92105

Last updated: October 17, 2026

ZIP code 92105 covers San Diego, CA. The median rent here is $2,248/mo as of October 2026. A 1-bedroom rents for a median of $1,990/mo. A 2-bedroom rents for a median of $2,430/mo.

At 39% of local median household income ($68,563/yr), ZIP 92105 ranks as moderate compared to the national benchmark of 30%. Rents have increased 1.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 92105?

To keep rent at or below 30% of gross income, you would need to earn at least $90,000/year (about $43/hour full-time) to afford the median rent of $2,248/mo in ZIP 92105. The local median household income is $68,563/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 92105?

Rent in ZIP 92105 has risen 1.4% over the past year as of September 2026. It sits 0.3% below its high of $2,254 in March 2026.

When is the cheapest time to rent in ZIP 92105?

Asking rents in ZIP 92105 are usually lowest in February, about 0.8% below their yearly trend, and highest in July, about 0.6% above it. At today's median that is a gap of roughly $31 a month. This pattern comes from 9 years of Zillow rent data.

Has rent outpaced income in ZIP 92105?

No. From 2019 to 2024, rent in ZIP 92105 rose 41.4% while median household income rose 58.4%, from $43,282 to $68,563. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 92105 compare to other ZIPs in California?

ZIP 92105 is one of the more affordable among California ZIP codes for rent, ranking #734 of 898 at $2,248/mo. Over the year to September 2026, rent in ZIP 92105 changed +1.4%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.