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ZIP Code · CA

ZIP 92102

Pop. 38,901·San Diego County·698th most expensive ZIP in California
Median rent (all units)
$2,345/mo
Year-over-Year
-6.0%
Month-over-Month
Stable
vs US Median
+$380
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 92102 · $2,345
More expensive than 74% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,130
1 BR
$2,290
2 BR
$2,800
3 BR
$3,730
4 BR+
$4,520
Research median
$2,800/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$28,140/yr
At $2,345/mo median
Location
StateCA
CountySan Diego County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 6.0% YoY), so renters have negotiating leverage.
Based on rent-price momentum (-6.0% YoY, +0.1% MoM), not inventory.
Demographics

Who lives here

ZIP 92102 (San Diego, CA) is majority renter-occupied, skews toward younger working-age adults, 30.4% of residents hold a bachelor's degree or higher.

Population
38,901
Median income
$77,248
Median age
34.3
Renters
67.3%
Age distribution
19.1%
32.3%
25.8%
12.3%
Under 1819.1%
18–3432.3%
35–5425.8%
55–6410.6%
65+12.3%
Gender
49.5%
50.5%
Male49.5%
Female50.5%
Race & ethnicity
32.8%
56.4%
White32.8%
Black9.2%
Hispanic56.4%
Asian6.7%
Education (25+)
21.7%
21.8%
26%
30.4%
No HS diploma21.7%
HS diploma21.8%
Some college26%
Bachelor's+30.4%
Housing tenure
32.7%
67.3%
Owner32.7%
Renter67.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 92102 in San Diego, CA has changed in 5 years

Rent
$1,856 → $2,345
up 26.3%
Income
$59,586 → $77,248
up 29.6%
Population
40,083 → 38,901
down 2.9%
Renter share
66.9% → 67.3%
+0.4 pts
Bachelor's+
28.1% → 30.4%
+2.3 pts

Five years ago, renters in ZIP 92102 in San Diego, CA paid around $1,856 a month. That figure now sits near $2,345, up 26.3% from the 2021 baseline. Household income in the area moved from $59,586 to $77,248 across the same window, up 29.6% versus 2021. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 92102 in San Diego, CA losing about 1,182 residents over the five-year window, down 2.9% on net. Bachelor's-degree-or-higher attainment moved from 28.1% to 30.4% across the same window. Reading these numbers side by side helps frame whether current listings in ZIP 92102 in San Diego, CA look reasonable against where the market sat half a decade ago.

Community

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Local insights

Tips for renters in ZIP 92102

About renting in ZIP 92102

Last updated: July 20, 2026

ZIP code 92102 covers San Diego, CA. The median rent here is $2,345/mo as of July 2026. A 1-bedroom rents for a median of $2,290/mo. A 2-bedroom rents for a median of $2,800/mo.

At 36% of local median household income ($77,248/yr), ZIP 92102 ranks as moderate compared to the national benchmark of 30%. Rents have decreased 6.0% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 92102?

As of July 20, 2026, the median monthly rent in ZIP 92102 (San Diego, CA) is $2,345. This is based on aggregated data from public sources and community submissions.

How does ZIP 92102 rent compare to the US average?

ZIP 92102's median rent of $2,345/mo is $380 (19%) above the US national median of $1,965/mo.

How does ZIP 92102 compare to other ZIPs in California?

ZIP 92102 is among the more affordable ZIP codes in California, ranking #698 out of 907 ZIPs at $2,345/mo.

How much income do you need to rent in ZIP 92102?

To keep rent at or below 30% of gross income, you would need to earn at least $94,000/year (~$45/hour full-time) to afford the median rent of $2,345/mo in ZIP 92102. The local median household income is $77,248/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 92102?

Rent in ZIP 92102 has decreased 6.0% over the past year as of July 20, 2026, offering some relief compared to 12 months ago.

Is ZIP 92102 an affordable place to rent?

ZIP 92102 is considered moderate for renters. At $2,345/mo, rent takes approximately 36% of the local median household income ($77,248/yr). The standard benchmark is 30%. ZIP 92102 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 92102 residents rent vs. own?

According to Census data, approximately 67.3% of ZIP 92102 households are renters, while 32.7% are owner-occupied. With a majority renter population, ZIP 92102 has a strong rental market.

How does ZIP 92102 compare to the rest of San Diego?

ZIP 92102 is more affordable than San Diego overall. At $2,345/mo, it's $693 below the San Diego citywide median of $3,038/mo.

When was rent data for ZIP 92102 last updated?

Rent data for ZIP 92102 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
36%
MODERATE

At $2,345/mo, rent takes ~36% of ZIP 92102's median household income ($77,248/yr). The standard benchmark is 30%.

ZIP 92102 36%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 92102 (San Diego, CA)

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