ZIP Code · CA

ZIP 92107

Pop. 28,827·San Diego County·412th most expensive ZIP in California
Median rent (all units)
$2,854/mo
Year-over-Year
+3.0%
Month-over-Month
Stable
vs US Median
+$922
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 92107 · $2,854
More expensive than 88% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,580
1 BR
$2,770
2 BR
$3,380
3 BR
$4,500
4 BR+
$5,460
Research median
$3,380/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 92107 usually run 0.7% below trend in January and 0.9% above it in August, about $46 a month apart at today's median. Based on 10 years of data.

Compared with the peak

Rent in ZIP 92107 is 0.5% below its high of $2,869 in July 2026, at $2,854 as of September 2026.

Past year vs. the rest of California

Rent in ZIP 92107 changed +3.0% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 92107 rose 41.6% while median household income rose 32.6% ($85,299 to $113,117). Rent outpaced income.

Since before the pandemic

Rent in ZIP 92107 is 46.3% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($113,117) is $2,828 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,770); a 2-bedroom is $3,380.

Rank in San Diego

11th cheapest of 33 ZIP codes in San Diego.

Cheaper nearby

ZIP 92104, 7 miles away, rents for 12% less ($2,505/mo), about $4,200 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 92107. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$34,248/yr
At $2,854/mo median
Location
StateCA
CountySan Diego County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (3.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+3.0% YoY, +0.1% MoM), not inventory.
Demographics

Who lives here

ZIP 92107 (San Diego, CA) is majority renter-occupied, has a median income above the national average, 62.3% of residents hold a bachelor's degree or higher.

Population
28,827
Median income
$113,117
Median age
37.1
Renters
62.3%
Age distribution
15.3%
29.7%
29.7%
15.1%
Under 1815.3%
18–3429.7%
35–5429.7%
55–6410.2%
65+15.1%
Gender
49.9%
50.1%
Male49.9%
Female50.1%
Race & ethnicity
76.4%
16.4%
White76.4%
Black1.5%
Hispanic16.4%
Asian2.7%
Other3%
Education (25+)
24.2%
62.3%
No HS diploma2.4%
HS diploma11.1%
Some college24.2%
Bachelor's+62.3%
Housing tenure
37.7%
62.3%
Owner37.7%
Renter62.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 92107 in San Diego, CA has changed in 5 years

Rent
$2,090 → $2,854
up 36.6%
Income
$93,741 → $113,117
up 20.7%
Population
29,753 → 28,827
down 3.1%
Renter share
62.9% → 62.3%
-0.6 pts
Bachelor's+
58% → 62.3%
+4.3 pts
Median age
36.1 → 37.1
+1.0 yrs

Rent in ZIP 92107 in San Diego, CA has increased 36.6% since 2021, going from about $2,090 per month to roughly $2,854 today. On the earnings side, the typical household in ZIP 92107 in San Diego, CA now reports about $113,117, up from $93,741 in 2021. Rent outpaced income growth by roughly 15.9 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 29,753 to 28,827 between 2021 and 2024, a 3.1% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 58% to 62.3%. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 92107 in San Diego, CA reflects that arc in its own way.

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Local insights

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About renting in ZIP 92107

Last updated: October 17, 2026

ZIP code 92107 covers San Diego, CA. The median rent here is $2,854/mo as of October 2026. A 1-bedroom rents for a median of $2,770/mo. A 2-bedroom rents for a median of $3,380/mo.

At 30% of local median household income ($113,117/yr), ZIP 92107 ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 92107?

To keep rent at or below 30% of gross income, you would need to earn at least $114,000/year (about $55/hour full-time) to afford the median rent of $2,854/mo in ZIP 92107. The local median household income is $113,117/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 92107?

Rent in ZIP 92107 has risen 3.0% over the past year as of September 2026. It sits 0.5% below its high of $2,869 in July 2026.

When is the cheapest time to rent in ZIP 92107?

Asking rents in ZIP 92107 are usually lowest in January, about 0.7% below their yearly trend, and highest in August, about 0.9% above it. At today's median that is a gap of roughly $46 a month. This pattern comes from 10 years of Zillow rent data.

Has rent outpaced income in ZIP 92107?

Yes. From 2019 to 2024, rent in ZIP 92107 rose 41.6% while median household income rose 32.6%, from $85,299 to $113,117. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 92107 compare to other ZIPs in California?

ZIP 92107 is in the middle among California ZIP codes for rent, ranking #412 of 898 at $2,854/mo. Over the year to September 2026, rent in ZIP 92107 changed +3.0%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 92107 compare to the rest of San Diego?

At $2,854/mo, ZIP 92107 is $150 below the San Diego citywide median of $3,004/mo. It is the 11th cheapest of 33 ZIP codes in San Diego.
Income Affordability
30%
MODERATE

At $2,854/mo, rent takes ~30% of ZIP 92107's median household income ($113,117/yr). The standard benchmark is 30%.

ZIP 92107 30%Benchmark 30%
State income tax1–13.3%
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Public schools near ZIP 92107 (San Diego, CA)

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