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ZIP Code · CA

ZIP 95020

Part of Gilroy, CA
Pop. 67,181·Santa Clara County·318th most expensive ZIP in California
Median rent (all units)
$3,082/mo
Year-over-Year
+2.7%
Month-over-Month
+3.8%
vs US Median
+$1,117
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 95020 · $3,082
More expensive than 91% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,070
1 BR
$2,350
2 BR
$2,750
3 BR
$3,630
4 BR+
$3,960
Research median
$2,750/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$36,984/yr
At $3,082/mo median
Location
CityGilroy
StateCA
CountySanta Clara County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 2.7% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+2.7% YoY, +3.8% MoM), not inventory.
Demographics

Who lives here

ZIP 95020 (Gilroy, CA) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 28.5% of residents hold a bachelor's degree or higher.

Population
67,181
Median income
$137,117
Median age
37.6
Renters
36.2%
Age distribution
25.8%
21.1%
26.8%
12.1%
14.1%
Under 1825.8%
18–3421.1%
35–5426.8%
55–6412.1%
65+14.1%
Gender
50.8%
49.2%
Male50.8%
Female49.2%
Race & ethnicity
32.1%
57.7%
White32.1%
Black1.8%
Hispanic57.7%
Asian9%
Education (25+)
16.5%
21.6%
33.4%
28.5%
No HS diploma16.5%
HS diploma21.6%
Some college33.4%
Bachelor's+28.5%
Housing tenure
63.8%
36.2%
Owner63.8%
Renter36.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95020 in Gilroy, CA has changed in 5 years

Income
$117,236 → $137,117
up 17.0%
Population
67,851 → 67,181
down 1.0%
Renter share
34.2% → 36.2%
+2.0 pts
Bachelor's+
28.2% → 28.5%
+0.3 pts
Median age
36.1 → 37.6
+1.5 yrs

Household income in the area moved from $117,236 to $137,117 across the same window, up 17.0% versus 2021. The population has contracted by 1.0% since 2021, moving from about 67,851 residents to roughly 67,181. Renters now make up 36.2% of households, compared with 34.2% five years ago.

Community

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Local insights

Tips for renters in ZIP 95020

About renting in ZIP 95020

Last updated: July 20, 2026

ZIP code 95020 covers Gilroy, CA. The median rent here is $3,082/mo as of July 2026. A 1-bedroom rents for a median of $2,350/mo. A 2-bedroom rents for a median of $2,750/mo.

At 27% of local median household income ($137,117/yr), ZIP 95020 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.7% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 95020?

As of July 20, 2026, the median monthly rent in ZIP 95020 (Gilroy, CA) is $3,082. This is based on aggregated data from public sources and community submissions.

How does ZIP 95020 rent compare to the US average?

ZIP 95020's median rent of $3,082/mo is $1,117 (57%) above the US national median of $1,965/mo.

How does ZIP 95020 compare to other ZIPs in California?

ZIP 95020 falls in the middle range for California, ranking #318 out of 907 ZIPs at $3,082/mo.

How much income do you need to rent in ZIP 95020?

To keep rent at or below 30% of gross income, you would need to earn at least $123,000/year (~$59/hour full-time) to afford the median rent of $3,082/mo in ZIP 95020. The local median household income is $137,117/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 95020?

Rent in ZIP 95020 has increased 2.7% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 95020 an affordable place to rent?

ZIP 95020 is considered affordable for renters. At $3,082/mo, rent takes approximately 27% of the local median household income ($137,117/yr). The standard benchmark is 30%. ZIP 95020 falls comfortably within that range.

What percentage of ZIP 95020 residents rent vs. own?

According to Census data, approximately 36.2% of ZIP 95020 households are renters, while 63.8% are owner-occupied. ZIP 95020 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 95020 compare to the rest of Gilroy?

ZIP 95020 sits right at the Gilroy citywide median of $3,082/mo.

When was rent data for ZIP 95020 last updated?

Rent data for ZIP 95020 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
27%
AFFORDABLE

At $3,082/mo, rent takes ~27% of ZIP 95020's median household income ($137,117/yr). The standard benchmark is 30%.

ZIP 95020 27%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 95020 (Gilroy, CA)

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