ZIP Code · CA

ZIP 95006

Part of Boulder Creek, CA

Pop. 7,561·Santa Cruz County·274th most expensive ZIP in California

Median rent (all units)

$3,213/mo

Year-over-Year

Stable

Month-over-Month

+1.4%

vs US Median

+$1,281

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 95006 · $3,213

More expensive than 93% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$3,200

1 BR

$3,320

2 BR

$4,240

3 BR

$5,410

4 BR+

$5,690

Research median

$4,240/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($102,167) is $2,554 a month. That is less than HUD's Fair Market Rent for a studio ($3,200).

From Zillow's monthly rent index (ZORI) for ZIP 95006. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$38,556/yr

At $3,213/mo median

Location

CityBoulder Creek

StateCA

CountySanta Cruz County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+0.0% YoY, +1.4% MoM), not inventory.

Demographics

Who lives here

ZIP 95006 (Boulder Creek, CA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 39.4% of residents hold a bachelor's degree or higher.

Population

7,561

Median income

$102,167

Median age

47.6

Renters

23.5%

Age distribution

13.4%

17.9%

29.7%

15.6%

23.4%

Under 1813.4%

18–3417.9%

35–5429.7%

55–6415.6%

65+23.4%

Gender

51.5%

48.5%

Male51.5%

Female48.5%

Race & ethnicity

80.6%

White80.6%

Black0.7%

Hispanic11.1%

Asian1.3%

Other6.3%

Education (25+)

17.6%

37.9%

39.4%

No HS diploma5%

HS diploma17.6%

Some college37.9%

Bachelor's+39.4%

Housing tenure

76.5%

23.5%

Owner76.5%

Renter23.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95006 in Boulder Creek, CA has changed in 5 years

Income

$120,243 → $102,167

down 15.0%

Population

8,873 → 7,561

down 14.8%

Renter share

20.3% → 23.5%

+3.2 pts

Bachelor's+

42.6% → 39.4%

-3.2 pts

Median age

46.7 → 47.6

+0.9 yrs

Local incomes tracked alongside that move, going from a median of $120,243 in 2021 to $102,167 more recently. The population has contracted by 14.8% since 2021, moving from about 8,873 residents to roughly 7,561. Renters now make up 23.5% of households, compared with 20.3% five years ago. College-educated residents now make up 39.4% of adults here, versus 42.6% in 2021.

Community

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Local insights

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About renting in ZIP 95006

Last updated: October 17, 2026

ZIP code 95006 covers Boulder Creek, CA. The median rent here is $3,213/mo as of October 2026. A 1-bedroom rents for a median of $3,320/mo. A 2-bedroom rents for a median of $4,240/mo.

At 38% of local median household income ($102,167/yr), ZIP 95006 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95006?

To keep rent at or below 30% of gross income, you would need to earn at least $129,000/year (about $62/hour full-time) to afford the median rent of $3,213/mo in ZIP 95006. The local median household income is $102,167/yr, so the typical household falls short of that bar.