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ZIP Code · CA

ZIP 95006

Pop. 7,561·Santa Cruz County·280th most expensive ZIP in California
Median rent (all units)
$3,200/mo
Year-over-Year
Stable
Month-over-Month
-24.5%
vs US Median
+$1,235
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 95006 · $3,200
More expensive than 92% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$3,200
1 BR
$3,320
2 BR
$4,240
3 BR
$5,410
4 BR+
$5,690
Research median
$4,240/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$38,400/yr
At $3,200/mo median
Location
StateCA
CountySanta Cruz County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -24.5% MoM), not inventory.
Demographics

Who lives here

ZIP 95006 (Boulder Creek, CA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 39.4% of residents hold a bachelor's degree or higher.

Population
7,561
Median income
$102,167
Median age
47.6
Renters
23.5%
Age distribution
13.4%
17.9%
29.7%
15.6%
23.4%
Under 1813.4%
18–3417.9%
35–5429.7%
55–6415.6%
65+23.4%
Gender
51.5%
48.5%
Male51.5%
Female48.5%
Race & ethnicity
80.6%
White80.6%
Black0.7%
Hispanic11.1%
Asian1.3%
Other6.3%
Education (25+)
17.6%
37.9%
39.4%
No HS diploma5%
HS diploma17.6%
Some college37.9%
Bachelor's+39.4%
Housing tenure
76.5%
23.5%
Owner76.5%
Renter23.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95006 in Boulder Creek, CA has changed in 5 years

Income
$120,243 → $102,167
down 15.0%
Population
8,873 → 7,561
down 14.8%
Renter share
20.3% → 23.5%
+3.2 pts
Bachelor's+
42.6% → 39.4%
-3.2 pts
Median age
46.7 → 47.6
+0.9 yrs

Local incomes tracked alongside that move, going from a median of $120,243 in 2021 to $102,167 more recently. The population has contracted by 14.8% since 2021, moving from about 8,873 residents to roughly 7,561. Renters now make up 23.5% of households, compared with 20.3% five years ago. College-educated residents now make up 39.4% of adults here, versus 42.6% in 2021.

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Local insights

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About renting in ZIP 95006

Last updated: July 20, 2026

ZIP code 95006 covers Boulder Creek, CA. The median rent here is $3,200/mo as of July 2026. A 1-bedroom rents for a median of $3,320/mo. A 2-bedroom rents for a median of $4,240/mo.

At 38% of local median household income ($102,167/yr), ZIP 95006 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 95006?

As of July 20, 2026, the median monthly rent in ZIP 95006 (Boulder Creek, CA) is $3,200. This is based on aggregated data from public sources and community submissions.

How does ZIP 95006 rent compare to the US average?

ZIP 95006's median rent of $3,200/mo is $1,235 (63%) above the US national median of $1,965/mo.

How does ZIP 95006 compare to other ZIPs in California?

ZIP 95006 is one of the pricier ZIP codes in California, ranking #280 out of 907 ZIPs tracked at $3,200/mo.

How much income do you need to rent in ZIP 95006?

To keep rent at or below 30% of gross income, you would need to earn at least $128,000/year (~$62/hour full-time) to afford the median rent of $3,200/mo in ZIP 95006. The local median household income is $102,167/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 95006?

Rent in ZIP 95006 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 95006 an affordable place to rent?

ZIP 95006 is considered moderate for renters. At $3,200/mo, rent takes approximately 38% of the local median household income ($102,167/yr). The standard benchmark is 30%. ZIP 95006 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 95006 residents rent vs. own?

According to Census data, approximately 23.5% of ZIP 95006 households are renters, while 76.5% are owner-occupied. ZIP 95006 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 95006 compare to the rest of Boulder Creek?

ZIP 95006 is pricier than Boulder Creek as a whole. At $3,200/mo, it's $450 above the Boulder Creek citywide median of $2,750/mo.

When was rent data for ZIP 95006 last updated?

Rent data for ZIP 95006 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
38%
MODERATE

At $3,200/mo, rent takes ~38% of ZIP 95006's median household income ($102,167/yr). The standard benchmark is 30%.

ZIP 95006 38%Benchmark 30%
State income tax1–13.3%
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Public schools near ZIP 95006 (Boulder Creek, CA)

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