ZIP Code · CA

ZIP 95206

Part of Stockton, CA

Pop. 68,558·San Joaquin County·645th most expensive ZIP in California

Median rent (all units)

$2,420/mo

Year-over-Year

+1.3%

Month-over-Month

+1.0%

vs US Median

+$488

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 95206 · $2,420

More expensive than 78% of US ZIP codes · National median $1,932/mo

Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,130

1 BR

$1,230

2 BR

$1,530

3 BR

$2,130

4 BR+

$2,570

Research median

$1,530/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 95206 is 0.8% below its high of $2,439 in January 2025, at $2,420 as of September 2026.

Past year vs. the rest of California

Rent in ZIP 95206 changed +1.3% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Recent direction

Rent rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($83,432) is $2,086 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,530); a 3-bedroom is $2,130.

Rank in Stockton

8th cheapest of 8 ZIP codes in Stockton.

Cheaper nearby

ZIP 95203, 5 miles away, rents for 40% less ($1,459/mo), about $11,500 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 95206. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$29,040/yr

At $2,420/mo median

Location

CityStockton

StateCA

CountySan Joaquin County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (1.3% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+1.3% YoY, +1.0% MoM), not inventory.

Demographics

Who lives here

ZIP 95206 (Stockton, CA) is majority owner-occupied, has a large share of families with children, 12% of residents hold a bachelor's degree or higher.

Population

68,558

Median income

$83,432

Median age

31.4

Renters

39.7%

Age distribution

28%

26.5%

26.9%

Under 1828%

18–3426.5%

35–5426.9%

55–649.5%

65+9.1%

Gender

50.4%

49.6%

Male50.4%

Female49.6%

Race & ethnicity

13.7%

60.1%

18.3%

White13.7%

Black11.5%

Hispanic60.1%

Asian18.3%

Education (25+)

32.3%

31.3%

24.4%

No HS diploma32.3%

HS diploma31.3%

Some college24.4%

Bachelor's+12%

Housing tenure

60.3%

39.7%

Owner60.3%

Renter39.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95206 in Stockton, CA has changed in 5 years

Income

$59,893 → $83,432

up 39.3%

Population

65,966 → 68,558

up 3.9%

Renter share

43.4% → 39.7%

-3.7 pts

Bachelor's+

10.1% → 12%

+1.9 pts

Median age

30.9 → 31.4

+0.5 yrs

Median household income rose from $59,893 to $83,432 between 2021 and 2024, a 39.3% shift. The population has grown by 3.9% since 2021, moving from about 65,966 residents to roughly 68,558. Renters now make up 39.7% of households, compared with 43.4% five years ago.

Community

Discussions about ZIP 95206

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Local insights

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About renting in ZIP 95206

Last updated: October 17, 2026

ZIP code 95206 covers Stockton, CA. The median rent here is $2,420/mo as of October 2026. A 1-bedroom rents for a median of $1,230/mo. A 2-bedroom rents for a median of $1,530/mo.

At 35% of local median household income ($83,432/yr), ZIP 95206 ranks as moderate compared to the national benchmark of 30%. Rents have increased 1.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95206?

To keep rent at or below 30% of gross income, you would need to earn at least $97,000/year (about $47/hour full-time) to afford the median rent of $2,420/mo in ZIP 95206. The local median household income is $83,432/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 95206?

Rent in ZIP 95206 has risen 1.3% over the past year as of September 2026. It sits 0.8% below its high of $2,439 in January 2025.

How does ZIP 95206 compare to other ZIPs in California?

ZIP 95206 is one of the more affordable among California ZIP codes for rent, ranking #645 of 898 at $2,420/mo. Over the year to September 2026, rent in ZIP 95206 changed +1.3%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.