ZIP Code · CA

ZIP 95212

Part of Stockton, CA

Pop. 28,437·San Joaquin County·678th most expensive ZIP in California

Median rent (all units)

$2,373/mo

Year-over-Year

Stable

Month-over-Month

-1.7%

vs US Median

+$441

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 95212 · $2,373

More expensive than 76% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,790

1 BR

$1,940

2 BR

$2,420

3 BR

$3,370

4 BR+

$4,060

Research median

$2,420/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($111,720) is $2,793 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,420); a 3-bedroom is $3,370.

Rank in Stockton

7th cheapest of 8 ZIP codes in Stockton.

Cheaper nearby

ZIP 95207, 6 miles away, rents for 20% less ($1,907/mo), about $5,600 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 95212. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$28,476/yr

At $2,373/mo median

Location

CityStockton

StateCA

CountySan Joaquin County

Rent Market Meter

Renter's Market

Renter's MarketBalancedLandlord's Market

Rents are softening (down 0.0% YoY), so renters have negotiating leverage.

Based on rent-price momentum (+0.0% YoY, -1.7% MoM), not inventory.

Demographics

Who lives here

ZIP 95212 (Stockton, CA) is majority owner-occupied, has a median income above the national average, 28.8% of residents hold a bachelor's degree or higher.

Population

28,437

Median income

$111,720

Median age

38.8

Renters

22.2%

Age distribution

23.8%

20.9%

27.6%

14%

13.6%

Under 1823.8%

18–3420.9%

35–5427.6%

55–6414%

65+13.6%

Gender

48.5%

51.5%

Male48.5%

Female51.5%

Race & ethnicity

20.4%

22.9%

46.2%

White20.4%

Black6.2%

Hispanic22.9%

Asian46.2%

Other4.4%

Education (25+)

14.2%

27.5%

29.4%

28.8%

No HS diploma14.2%

HS diploma27.5%

Some college29.4%

Bachelor's+28.8%

Housing tenure

77.8%

22.2%

Owner77.8%

Renter22.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95212 in Stockton, CA has changed in 5 years

Income

$98,917 → $111,720

up 12.9%

Population

28,561 → 28,437

down 0.4%

Renter share

28.6% → 22.2%

-6.4 pts

Bachelor's+

29.1% → 28.8%

-0.3 pts

Median age

38.1 → 38.8

+0.7 yrs

Household income in the area moved from $98,917 to $111,720 across the same window, up 12.9% versus 2021. Renters now make up 22.2% of households, compared with 28.6% five years ago.

Community

Discussions about ZIP 95212

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Local insights

Tips for renters in ZIP 95212

About renting in ZIP 95212

Last updated: October 17, 2026

ZIP code 95212 covers Stockton, CA. The median rent here is $2,373/mo as of October 2026. A 1-bedroom rents for a median of $1,940/mo. A 2-bedroom rents for a median of $2,420/mo.

At 25% of local median household income ($111,720/yr), ZIP 95212 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95212?

To keep rent at or below 30% of gross income, you would need to earn at least $95,000/year (about $46/hour full-time) to afford the median rent of $2,373/mo in ZIP 95212. The local median household income is $111,720/yr, so the typical household meets that bar.