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ZIP Code · CA

ZIP 95377

Part of Tracy, CA
Pop. 37,739·San Joaquin County·314th most expensive ZIP in California
Median rent (all units)
$3,089/mo
Year-over-Year
+5.9%
Month-over-Month
+1.2%
vs US Median
+$1,124
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 95377 · $3,089
More expensive than 91% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,930
1 BR
$2,090
2 BR
$2,610
3 BR
$3,630
4 BR+
$4,380
Research median
$2,610/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$37,068/yr
At $3,089/mo median
Location
CityTracy
StateCA
CountySan Joaquin County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 5.9% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+5.9% YoY, +1.2% MoM), not inventory.
Demographics

Who lives here

ZIP 95377 (Tracy, CA) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 37.5% of residents hold a bachelor's degree or higher.

Population
37,739
Median income
$158,158
Median age
36.7
Renters
25.4%
Age distribution
27.8%
19.4%
30.6%
Under 1827.8%
18–3419.4%
35–5430.6%
55–6411%
65+11.1%
Gender
52%
48%
Male52%
Female48%
Race & ethnicity
24.5%
31.4%
37%
White24.5%
Black6.5%
Hispanic31.4%
Asian37%
Other0.6%
Education (25+)
20.4%
30.5%
37.5%
No HS diploma11.6%
HS diploma20.4%
Some college30.5%
Bachelor's+37.5%
Housing tenure
74.6%
25.4%
Owner74.6%
Renter25.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95377 in Tracy, CA has changed in 5 years

Rent
$2,615 → $3,089
up 18.1%
Income
$128,732 → $158,158
up 22.9%
Population
33,630 → 37,739
up 12.2%
Renter share
26.7% → 25.4%
-1.3 pts
Bachelor's+
27.2% → 37.5%
+10.3 pts

Since 2021, the typical rent in ZIP 95377 in Tracy, CA has climbed from $2,615 to $3,089, a 18.1% change over five years. Local incomes tracked alongside that move, going from a median of $128,732 in 2021 to $158,158 more recently. On paper, paychecks moved up faster than rent, which softens the affordability squeeze versus the 2021 baseline. The population has grown by 12.2% since 2021, moving from about 33,630 residents to roughly 37,739. College-educated residents now make up 37.5% of adults here, versus 27.2% in 2021. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 95377 in Tracy, CA market of 2021.

Community

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Local insights

Tips for renters in ZIP 95377

About renting in ZIP 95377

Last updated: July 20, 2026

ZIP code 95377 covers Tracy, CA. The median rent here is $3,089/mo as of July 2026. A 1-bedroom rents for a median of $2,090/mo. A 2-bedroom rents for a median of $2,610/mo.

At 23% of local median household income ($158,158/yr), ZIP 95377 ranks as affordable compared to the national benchmark of 30%. Rents have increased 5.9% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 95377?

As of July 20, 2026, the median monthly rent in ZIP 95377 (Tracy, CA) is $3,089. This is based on aggregated data from public sources and community submissions.

How does ZIP 95377 rent compare to the US average?

ZIP 95377's median rent of $3,089/mo is $1,124 (57%) above the US national median of $1,965/mo.

How does ZIP 95377 compare to other ZIPs in California?

ZIP 95377 falls in the middle range for California, ranking #314 out of 907 ZIPs at $3,089/mo.

How much income do you need to rent in ZIP 95377?

To keep rent at or below 30% of gross income, you would need to earn at least $124,000/year (~$60/hour full-time) to afford the median rent of $3,089/mo in ZIP 95377. The local median household income is $158,158/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 95377?

Rent in ZIP 95377 has increased 5.9% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 95377 an affordable place to rent?

ZIP 95377 is considered very affordable for renters. At $3,089/mo, rent takes approximately 23% of the local median household income ($158,158/yr). The standard benchmark is 30%. ZIP 95377 falls comfortably within that range.

What percentage of ZIP 95377 residents rent vs. own?

According to Census data, approximately 25.4% of ZIP 95377 households are renters, while 74.6% are owner-occupied. ZIP 95377 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 95377 compare to the rest of Tracy?

ZIP 95377 is pricier than Tracy as a whole. At $3,089/mo, it's $372 above the Tracy citywide median of $2,717/mo.

When was rent data for ZIP 95377 last updated?

Rent data for ZIP 95377 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
23%
VERY AFFORDABLE

At $3,089/mo, rent takes ~23% of ZIP 95377's median household income ($158,158/yr). The standard benchmark is 30%.

ZIP 95377 23%Benchmark 30%
State income tax1–13.3%
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