ZIP 95376
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Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).
12-month history
Last updated: October 17, 2026
What the numbers show
April. Asking rents in ZIP 95376 usually run 0.8% below trend in April and 0.9% above it in October, about $43 a month apart at today's median. Based on 11 years of data.
Rent in ZIP 95376 is at its highest level since Zillow's records here began in January 2015.
Rent in ZIP 95376 changed +3.4% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.
From 2019 to 2024, rent in ZIP 95376 rose 28.2% while median household income rose 24.5% ($82,390 to $102,555). Rent outpaced income.
Rent in ZIP 95376 is 34.3% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent has risen 6 months in a row, and rose in 9 of the last 12 months.
30% of the median household income ($102,555) is $2,564 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,100); a 3-bedroom is $2,920.
1st cheapest of 4 ZIP codes in Tracy.
From Zillow's monthly rent index (ZORI) for ZIP 95376. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 95376 (Tracy, CA) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 20.7% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 95376 in Tracy, CA has changed in 5 years
Across the past five years, the going rent in ZIP 95376 in Tracy, CA has shifted from $2,052 to $2,522, up 22.9% since 2021. Local incomes tracked alongside that move, going from a median of $90,735 in 2021 to $102,555 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 95376 in Tracy, CA losing about 826 residents over the five-year window, down 1.5% on net. The renter share has eased from 41.7% to 38.4%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 17.9% to 20.7% across the same window. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 95376 in Tracy, CA market of 2021.
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Tips for renters in ZIP 95376
Last updated: October 17, 2026
ZIP code 95376 covers Tracy, CA. The median rent here is $2,522/mo as of October 2026. A 1-bedroom rents for a median of $1,680/mo. A 2-bedroom rents for a median of $2,100/mo.
At 30% of local median household income ($102,555/yr), ZIP 95376 ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.5% over the past year.
Frequently asked questions
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How does ZIP 95376 compare to the rest of Tracy?
At $2,522/mo, rent takes ~30% of ZIP 95376's median household income ($102,555/yr). The standard benchmark is 30%.
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