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ZIP Code · CA

ZIP 95376

Part of Tracy, CA
Pop. 54,488·San Joaquin County·614th most expensive ZIP in California
Median rent (all units)
$2,512/mo
Year-over-Year
+6.5%
Month-over-Month
+0.8%
vs US Median
+$550
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 95376 · $2,512
More expensive than 80% of US ZIP codes · National median $1,962/mo
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Medians by bedroom

Rent by unit size

Studio
$1,550
1 BR
$1,680
2 BR
$2,100
3 BR
$2,920
4 BR+
$3,520
Research median
$2,100/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$30,144/yr
At $2,512/mo median
Location
CityTracy
StateCA
CountySan Joaquin County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 6.5% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+6.5% YoY, +0.8% MoM), not inventory.
Demographics

Who lives here

ZIP 95376 (Tracy, CA) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 20.7% of residents hold a bachelor's degree or higher.

Population
54,488
Median income
$102,555
Median age
34.7
Renters
38.4%
Age distribution
25.8%
24.5%
26%
Under 1825.8%
18–3424.5%
35–5426%
55–6411.7%
65+11.9%
Gender
49.3%
50.7%
Male49.3%
Female50.7%
Race & ethnicity
32.3%
47.8%
13.8%
White32.3%
Black6.1%
Hispanic47.8%
Asian13.8%
Education (25+)
19.8%
29.2%
30.3%
20.7%
No HS diploma19.8%
HS diploma29.2%
Some college30.3%
Bachelor's+20.7%
Housing tenure
61.6%
38.4%
Owner61.6%
Renter38.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95376 in Tracy, CA has changed in 5 years

Rent
$2,051 → $2,512
up 22.5%
Income
$90,735 → $102,555
up 13.0%
Population
55,314 → 54,488
down 1.5%
Renter share
41.7% → 38.4%
-3.3 pts
Bachelor's+
17.9% → 20.7%
+2.8 pts
Median age
32.4 → 34.7
+2.3 yrs

Across the past five years, the going rent in ZIP 95376 in Tracy, CA has shifted from $2,051 to $2,512, up 22.5% since 2021. Local incomes tracked alongside that move, going from a median of $90,735 in 2021 to $102,555 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 95376 in Tracy, CA losing about 826 residents over the five-year window, down 1.5% on net. The renter share has eased from 41.7% to 38.4%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 17.9% to 20.7% across the same window. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 95376 in Tracy, CA market of 2021.

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Local insights

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About renting in ZIP 95376

Last updated: August 17, 2026

ZIP code 95376 covers Tracy, CA. The median rent here is $2,512/mo as of August 2026. A 1-bedroom rents for a median of $1,680/mo. A 2-bedroom rents for a median of $2,100/mo.

At 29% of local median household income ($102,555/yr), ZIP 95376 ranks as affordable compared to the national benchmark of 30%. Rents have increased 6.5% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 95376?

As of August 17, 2026, the median monthly rent in ZIP 95376 (Tracy, CA) is $2,512. This is based on aggregated data from public sources and community submissions.

How does ZIP 95376 rent compare to the US average?

ZIP 95376's median rent of $2,512/mo is $550 (28%) above the US national median of $1,962/mo.

How does ZIP 95376 compare to other ZIPs in California?

ZIP 95376 is among the more affordable ZIP codes in California, ranking #614 out of 897 ZIPs at $2,512/mo.

How much income do you need to rent in ZIP 95376?

To keep rent at or below 30% of gross income, you would need to earn at least $100,000/year (~$48/hour full-time) to afford the median rent of $2,512/mo in ZIP 95376. The local median household income is $102,555/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 95376?

Rent in ZIP 95376 has increased 6.5% over the past year as of August 17, 2026, putting upward pressure on renter budgets.

Is ZIP 95376 an affordable place to rent?

ZIP 95376 is considered affordable for renters. At $2,512/mo, rent takes approximately 29% of the local median household income ($102,555/yr). The standard benchmark is 30%. ZIP 95376 falls comfortably within that range.

What percentage of ZIP 95376 residents rent vs. own?

According to Census data, approximately 38.4% of ZIP 95376 households are renters, while 61.6% are owner-occupied. ZIP 95376 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 95376 compare to the rest of Tracy?

ZIP 95376 is more affordable than Tracy overall. At $2,512/mo, it's $236 below the Tracy citywide median of $2,748/mo.

When was rent data for ZIP 95376 last updated?

Rent data for ZIP 95376 reflects August 17, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
29%
AFFORDABLE

At $2,512/mo, rent takes ~29% of ZIP 95376's median household income ($102,555/yr). The standard benchmark is 30%.

ZIP 95376 29%Benchmark 30%
State income tax1–13.3%
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