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ZIP Code · CA

ZIP 95391

Part of Tracy, CA
Pop. 25,574·San Joaquin County·356th most expensive ZIP in California
Median rent (all units)
$3,003/mo
Year-over-Year
+3.4%
Month-over-Month
-0.8%
vs US Median
+$1,038
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 95391 · $3,003
More expensive than 90% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,930
1 BR
$2,090
2 BR
$2,610
3 BR
$3,630
4 BR+
$4,380
Research median
$2,610/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$36,036/yr
At $3,003/mo median
Location
CityTracy
StateCA
CountySan Joaquin County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+3.4% YoY, -0.8% MoM), not inventory.
Demographics

Who lives here

ZIP 95391 (Tracy, CA) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 54% of residents hold a bachelor's degree or higher.

Population
25,574
Median income
$176,952
Median age
35.1
Renters
30%
Age distribution
31.8%
18.1%
36%
Under 1831.8%
18–3418.1%
35–5436%
55–647.6%
65+6.5%
Gender
49.6%
50.4%
Male49.6%
Female50.4%
Race & ethnicity
21.6%
58.1%
White21.6%
Black6.6%
Hispanic8.4%
Asian58.1%
Other5.3%
Education (25+)
14.5%
25.4%
54%
No HS diploma6.1%
HS diploma14.5%
Some college25.4%
Bachelor's+54%
Housing tenure
70%
30%
Owner70%
Renter30%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95391 in Tracy, CA has changed in 5 years

Rent
$2,801 → $3,003
up 7.2%
Income
$154,155 → $176,952
up 14.8%
Population
23,235 → 25,574
up 10.1%
Renter share
29.4% → 30%
+0.6 pts
Bachelor's+
45.3% → 54%
+8.7 pts
Median age
32.6 → 35.1
+2.5 yrs

Compared with 2021, rent in ZIP 95391 in Tracy, CA has increased by $202 per month, settling near $3,003 after starting the period at $2,801. Local incomes tracked alongside that move, going from a median of $154,155 in 2021 to $176,952 more recently. Income growth outran rent by about 7.6 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 23,235 to 25,574 between 2021 and 2024, a 10.1% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 45.3% to 54%. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 95391 in Tracy, CA market of 2021.

Community

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Local insights

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About renting in ZIP 95391

Last updated: July 20, 2026

ZIP code 95391 covers Tracy, CA. The median rent here is $3,003/mo as of July 2026. A 1-bedroom rents for a median of $2,090/mo. A 2-bedroom rents for a median of $2,610/mo.

At 20% of local median household income ($176,952/yr), ZIP 95391 ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.4% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 95391?

As of July 20, 2026, the median monthly rent in ZIP 95391 (Tracy, CA) is $3,003. This is based on aggregated data from public sources and community submissions.

How does ZIP 95391 rent compare to the US average?

ZIP 95391's median rent of $3,003/mo is $1,038 (53%) above the US national median of $1,965/mo.

How does ZIP 95391 compare to other ZIPs in California?

ZIP 95391 falls in the middle range for California, ranking #356 out of 907 ZIPs at $3,003/mo.

How much income do you need to rent in ZIP 95391?

To keep rent at or below 30% of gross income, you would need to earn at least $120,000/year (~$58/hour full-time) to afford the median rent of $3,003/mo in ZIP 95391. The local median household income is $176,952/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 95391?

Rent in ZIP 95391 has increased 3.4% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 95391 an affordable place to rent?

ZIP 95391 is considered very affordable for renters. At $3,003/mo, rent takes approximately 20% of the local median household income ($176,952/yr). The standard benchmark is 30%. ZIP 95391 falls comfortably within that range.

What percentage of ZIP 95391 residents rent vs. own?

According to Census data, approximately 30% of ZIP 95391 households are renters, while 70% are owner-occupied. ZIP 95391 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 95391 compare to the rest of Tracy?

ZIP 95391 is pricier than Tracy as a whole. At $3,003/mo, it's $286 above the Tracy citywide median of $2,717/mo.

When was rent data for ZIP 95391 last updated?

Rent data for ZIP 95391 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
20%
VERY AFFORDABLE

At $3,003/mo, rent takes ~20% of ZIP 95391's median household income ($176,952/yr). The standard benchmark is 30%.

ZIP 95391 20%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 95391 (Tracy, CA)

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