ZIP 95391
Is your rent fair?
Compare your rent to the local median.
Rent by unit size
Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).
12-month history
Last updated: October 17, 2026
What the numbers show
January. Asking rents in ZIP 95391 usually run 1.6% below trend in January and 1.5% above it in July, about $94 a month apart at today's median. Based on 9 years of data.
Rent in ZIP 95391 is 1.7% below its high of $3,100 in April 2025, at $3,048 as of September 2026.
Rent in ZIP 95391 changed +1.3% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.
From 2019 to 2024, rent in ZIP 95391 rose 22.6% while median household income rose 27.8% ($138,500 to $176,952). Income kept ahead of rent.
Rent in ZIP 95391 is 22.4% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent has risen 6 months in a row, and rose in 8 of the last 12 months.
30% of the median household income ($176,952) is $4,424 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($4,380).
3rd cheapest of 4 ZIP codes in Tracy.
ZIP 95376, 10 miles away, rents for 17% less ($2,522/mo), about $6,300 a year in savings.
From Zillow's monthly rent index (ZORI) for ZIP 95391. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 95391 (Tracy, CA) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 54% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 95391 in Tracy, CA has changed in 5 years
Compared with 2021, rent in ZIP 95391 in Tracy, CA has increased by $315 per month, settling near $3,048 after starting the period at $2,733. Local incomes tracked alongside that move, going from a median of $154,155 in 2021 to $176,952 more recently. Income growth outran rent by about 3.3 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 23,235 to 25,574 between 2021 and 2024, a 10.1% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 45.3% to 54%. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 95391 in Tracy, CA market of 2021.
Discussions about ZIP 95391
No discussions yet. Start the conversation.
Tips for renters in ZIP 95391
Last updated: October 17, 2026
ZIP code 95391 covers Tracy, CA. The median rent here is $3,048/mo as of October 2026. A 1-bedroom rents for a median of $2,090/mo. A 2-bedroom rents for a median of $2,610/mo.
At 21% of local median household income ($176,952/yr), ZIP 95391 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.3% over the past year.
Frequently asked questions
How much income do you need to rent in ZIP 95391?
Is rent going up or down in ZIP 95391?
When is the cheapest time to rent in ZIP 95391?
Has rent outpaced income in ZIP 95391?
How does ZIP 95391 compare to other ZIPs in California?
How does ZIP 95391 compare to the rest of Tracy?
At $3,048/mo, rent takes ~21% of ZIP 95391's median household income ($176,952/yr). The standard benchmark is 30%.
How does this area stack up?
Pick another city or ZIP to compare.
Be the first to submit your rent for this ZIP.
No discussions yet.