ZIP Code · CA

ZIP 95403

Pop. 45,806·Sonoma County·414th most expensive ZIP in California
Median rent (all units)
$2,851/mo
Year-over-Year
+2.4%
Month-over-Month
-0.3%
vs US Median
+$919
Reported rents
Stable (Monthly)
Be the first to discuss 95403 rents ↓
Most AffordableMost Expensive
ZIP 95403 · $2,851
More expensive than 88% of US ZIP codes · National median $1,932/mo
Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio
$2,010
1 BR
$2,220
2 BR
$2,910
3 BR
$4,000
4 BR+
$4,270
Research median
$2,910/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in ZIP 95403 usually run 0.7% below trend in December and 0.7% above it in June, about $40 a month apart at today's median. Based on 8 years of data.

Compared with the peak

Rent in ZIP 95403 is 0.3% below its high of $2,861 in August 2026, at $2,851 as of September 2026.

Past year vs. the rest of California

Rent in ZIP 95403 changed +2.4% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 95403 rose 20.3% while median household income rose 29.3% ($75,954 to $98,191). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 95403 is 23.3% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($98,191) is $2,455 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,220); a 2-bedroom is $2,910.

Rank in Santa Rosa

6th cheapest of 6 ZIP codes in Santa Rosa.

Cheaper nearby

ZIP 95404, 4 miles away, rents for 15% less ($2,412/mo), about $5,300 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 95403. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$34,212/yr
At $2,851/mo median
Location
StateCA
CountySonoma County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+2.4% YoY, -0.3% MoM), not inventory.
Demographics

Who lives here

ZIP 95403 (Santa Rosa, CA) is roughly split between renters and owners, has a median income above the national average, 29.3% of residents hold a bachelor's degree or higher.

Population
45,806
Median income
$98,191
Median age
40.2
Renters
45.2%
Age distribution
21.7%
21.2%
26.8%
12.7%
17.6%
Under 1821.7%
18–3421.2%
35–5426.8%
55–6412.7%
65+17.6%
Gender
51.2%
48.8%
Male51.2%
Female48.8%
Race & ethnicity
52%
37.8%
White52%
Black2.3%
Hispanic37.8%
Asian6%
Other1.8%
Education (25+)
12.2%
23.1%
35.3%
29.3%
No HS diploma12.2%
HS diploma23.1%
Some college35.3%
Bachelor's+29.3%
Housing tenure
54.8%
45.2%
Owner54.8%
Renter45.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95403 in Santa Rosa, CA has changed in 5 years

Rent
$2,346 → $2,851
up 21.5%
Income
$84,517 → $98,191
up 16.2%
Population
46,463 → 45,806
down 1.4%
Renter share
45.7% → 45.2%
-0.5 pts
Bachelor's+
24.3% → 29.3%
+5.0 pts
Median age
37.9 → 40.2
+2.3 yrs

Rent in ZIP 95403 in Santa Rosa, CA has climbed 21.5% since 2021, going from about $2,346 per month to roughly $2,851 today. Local incomes tracked alongside that move, going from a median of $84,517 in 2021 to $98,191 more recently. Rent outpaced income growth by roughly 5.3 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 46,463 to 45,806 between 2021 and 2024, a 1.4% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 24.3% to 29.3%. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 95403 in Santa Rosa, CA market of 2021.

Community

Discussions about ZIP 95403

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 95403

About renting in ZIP 95403

Last updated: October 17, 2026

ZIP code 95403 covers Santa Rosa, CA. The median rent here is $2,851/mo as of October 2026. A 1-bedroom rents for a median of $2,220/mo. A 2-bedroom rents for a median of $2,910/mo.

At 35% of local median household income ($98,191/yr), ZIP 95403 ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95403?

To keep rent at or below 30% of gross income, you would need to earn at least $114,000/year (about $55/hour full-time) to afford the median rent of $2,851/mo in ZIP 95403. The local median household income is $98,191/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 95403?

Rent in ZIP 95403 has risen 2.4% over the past year as of September 2026. It sits 0.3% below its high of $2,861 in August 2026.

When is the cheapest time to rent in ZIP 95403?

Asking rents in ZIP 95403 are usually lowest in December, about 0.7% below their yearly trend, and highest in June, about 0.7% above it. At today's median that is a gap of roughly $40 a month. This pattern comes from 8 years of Zillow rent data.

Has rent outpaced income in ZIP 95403?

No. From 2019 to 2024, rent in ZIP 95403 rose 20.3% while median household income rose 29.3%, from $75,954 to $98,191. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 95403 compare to other ZIPs in California?

ZIP 95403 is in the middle among California ZIP codes for rent, ranking #414 of 898 at $2,851/mo. Over the year to September 2026, rent in ZIP 95403 changed +2.4%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 95403 compare to the rest of Santa Rosa?

At $2,851/mo, ZIP 95403 is $269 above the Santa Rosa citywide median of $2,582/mo. It is the 6th cheapest of 6 ZIP codes in Santa Rosa.
Income Affordability
35%
MODERATE

At $2,851/mo, rent takes ~35% of ZIP 95403's median household income ($98,191/yr). The standard benchmark is 30%.

ZIP 95403 35%Benchmark 30%
State income tax1–13.3%
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Schools nearby

Public schools near ZIP 95403 (Santa Rosa, CA)

Recent submissions

Be the first to submit your rent for this ZIP.

Recent discussions

No discussions yet.