ZIP Code · CA

ZIP 95492

Part of Windsor, CA
Pop. 27,429·Sonoma County·186th most expensive ZIP in California
Median rent (all units)
$3,496/mo
Year-over-Year
Stable
Month-over-Month
-0.8%
vs US Median
+$1,564
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 95492 · $3,496
More expensive than 95% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,120
1 BR
$2,340
2 BR
$3,070
3 BR
$4,220
4 BR+
$4,500
Research median
$3,070/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($134,211) is $3,355 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($3,070); a 3-bedroom is $4,220.

Cheaper nearby

ZIP 95403, 4 miles away, rents for 18% less ($2,851/mo), about $7,700 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 95492. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$41,952/yr
At $3,496/mo median
Location
StateCA
CountySonoma County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.0% YoY, -0.8% MoM), not inventory.
Demographics

Who lives here

ZIP 95492 (Windsor, CA) is majority owner-occupied, has a median income above the national average, 36.4% of residents hold a bachelor's degree or higher.

Population
27,429
Median income
$134,211
Median age
42.4
Renters
23.6%
Age distribution
22.6%
18.6%
25.3%
16.6%
16.9%
Under 1822.6%
18–3418.6%
35–5425.3%
55–6416.6%
65+16.9%
Gender
49.6%
50.4%
Male49.6%
Female50.4%
Race & ethnicity
63.2%
32.1%
White63.2%
Black1.5%
Hispanic32.1%
Asian1.9%
Other1.3%
Education (25+)
20.1%
32%
36.4%
No HS diploma11.5%
HS diploma20.1%
Some college32%
Bachelor's+36.4%
Housing tenure
76.4%
23.6%
Owner76.4%
Renter23.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95492 in Windsor, CA has changed in 5 years

Income
$125,349 → $134,211
up 7.1%
Population
28,635 → 27,429
down 4.2%
Renter share
24% → 23.6%
-0.4 pts
Bachelor's+
33.8% → 36.4%
+2.6 pts
Median age
41.9 → 42.4
+0.5 yrs

On the earnings side, the typical household in ZIP 95492 in Windsor, CA now reports about $134,211, up from $125,349 in 2021. The population has contracted by 4.2% since 2021, moving from about 28,635 residents to roughly 27,429. College-educated residents now make up 36.4% of adults here, versus 33.8% in 2021.

Community

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Local insights

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About renting in ZIP 95492

Last updated: October 17, 2026

ZIP code 95492 covers Windsor, CA. The median rent here is $3,496/mo as of October 2026. A 1-bedroom rents for a median of $2,340/mo. A 2-bedroom rents for a median of $3,070/mo.

At 31% of local median household income ($134,211/yr), ZIP 95492 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95492?

To keep rent at or below 30% of gross income, you would need to earn at least $140,000/year (about $67/hour full-time) to afford the median rent of $3,496/mo in ZIP 95492. The local median household income is $134,211/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 95492?

Rent in ZIP 95492 has been roughly flat over the past year, a 0.0% change.

How does ZIP 95492 compare to other ZIPs in California?

ZIP 95492 is one of the pricier among California ZIP codes for rent, ranking #186 of 898 at $3,496/mo.

How does ZIP 95492 compare to the rest of Windsor?

At $3,496/mo, ZIP 95492 is $32 below the Windsor citywide median of $3,528/mo.
Income Affordability
31%
MODERATE

At $3,496/mo, rent takes ~31% of ZIP 95492's median household income ($134,211/yr). The standard benchmark is 30%.

ZIP 95492 31%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 95492 (Windsor, CA)

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