ZIP Code · CA

ZIP 95409

Part of Santa Rosa, CA

Pop. 25,616·Sonoma County·454th most expensive ZIP in California

Median rent (all units)

$2,790/mo

Year-over-Year

+4.1%

Month-over-Month

+1.6%

vs US Median

+$858

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 95409 · $2,790

More expensive than 86% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$2,230

1 BR

$2,470

2 BR

$3,240

3 BR

$4,450

4 BR+

$4,750

Research median

$3,240/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 95409 is at its highest level since Zillow's records here began in January 2022.

Past year vs. the rest of California

Rent in ZIP 95409 changed +4.1% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Recent direction

Rent has risen 3 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($107,867) is $2,697 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,470); a 2-bedroom is $3,240.

Rank in Santa Rosa

4th cheapest of 6 ZIP codes in Santa Rosa.

Cheaper nearby

ZIP 95404, 7 miles away, rents for 14% less ($2,412/mo), about $4,500 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 95409. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$33,480/yr

At $2,790/mo median

Location

CitySanta Rosa

StateCA

CountySonoma County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 4.1% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+4.1% YoY, +1.6% MoM), not inventory.

Demographics

Who lives here

ZIP 95409 (Santa Rosa, CA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 49.9% of residents hold a bachelor's degree or higher.

Population

25,616

Median income

$107,867

Median age

52.7

Renters

30.3%

Age distribution

16.1%

14.4%

21.8%

13.5%

34.2%

Under 1816.1%

18–3414.4%

35–5421.8%

55–6413.5%

65+34.2%

Gender

47.8%

52.2%

Male47.8%

Female52.2%

Race & ethnicity

73.2%

18.5%

White73.2%

Black0.6%

Hispanic18.5%

Asian5.2%

Other2.5%

Education (25+)

14%

31.3%

49.9%

No HS diploma4.8%

HS diploma14%

Some college31.3%

Bachelor's+49.9%

Housing tenure

69.7%

30.3%

Owner69.7%

Renter30.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 95409 in Santa Rosa, CA has changed in 5 years

Rent

$2,523 → $2,790

up 10.6%

Income

$85,614 → $107,867

up 26.0%

Population

26,179 → 25,616

down 2.2%

Renter share

35% → 30.3%

-4.7 pts

Bachelor's+

48.8% → 49.9%

+1.1 pts

Median age

52.2 → 52.7

+0.5 yrs

Rent in ZIP 95409 in Santa Rosa, CA has climbed 10.6% since 2023, going from about $2,523 per month to roughly $2,790 today. On the earnings side, the typical household in ZIP 95409 in Santa Rosa, CA now reports about $107,867, up from $85,614 in 2021. Income growth outran rent by about 15.4 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 26,179 to 25,616 between 2021 and 2024, a 2.2% change. About 30.3% of households rent today, against 35% in 2021. For context, the 2023 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 95409 in Santa Rosa, CA reflects that arc in its own way.

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About renting in ZIP 95409

Last updated: October 17, 2026

ZIP code 95409 covers Santa Rosa, CA. The median rent here is $2,790/mo as of October 2026. A 1-bedroom rents for a median of $2,470/mo. A 2-bedroom rents for a median of $3,240/mo.

At 31% of local median household income ($107,867/yr), ZIP 95409 ranks as moderate compared to the national benchmark of 30%. Rents have increased 4.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95409?

To keep rent at or below 30% of gross income, you would need to earn at least $112,000/year (about $54/hour full-time) to afford the median rent of $2,790/mo in ZIP 95409. The local median household income is $107,867/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 95409?

Rent in ZIP 95409 has risen 4.1% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2022.

How does ZIP 95409 compare to other ZIPs in California?

ZIP 95409 is in the middle among California ZIP codes for rent, ranking #454 of 898 at $2,790/mo. Over the year to September 2026, rent in ZIP 95409 changed +4.1%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.