ZIP 95648
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12-month history
Last updated: October 17, 2026
What the numbers show
December. Asking rents in ZIP 95648 usually run 1.1% below trend in December and 0.7% above it in May, about $52 a month apart at today's median. Based on 10 years of data.
Rent in ZIP 95648 is at its highest level since Zillow's records here began in May 2016.
Rent in ZIP 95648 changed +3.5% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.
From 2019 to 2024, rent in ZIP 95648 rose 33% while median household income rose 27.4% ($88,158 to $112,333). Rent outpaced income.
Rent in ZIP 95648 is 38.1% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent has risen 2 months in a row, and rose in 10 of the last 12 months.
30% of the median household income ($112,333) is $2,808 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,780); a 3-bedroom is $3,700.
ZIP 95765, 8 miles away, rents for 11% less ($2,569/mo), about $3,900 a year in savings.
From Zillow's monthly rent index (ZORI) for ZIP 95648. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 95648 (Lincoln, CA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 39.5% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 95648 in Lincoln, CA has changed in 5 years
Rent in ZIP 95648 in Lincoln, CA has increased 22.8% since 2021, going from about $2,360 per month to roughly $2,897 today. On the earnings side, the typical household in ZIP 95648 in Lincoln, CA now reports about $112,333, up from $93,666 in 2021. Headcount in the area went from 54,074 to 57,459 between 2021 and 2024, a 6.3% change. About 15.7% of households rent today, against 18.8% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 34.4% to 39.5%. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 95648 in Lincoln, CA reflects that arc in its own way.
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Tips for renters in ZIP 95648
Last updated: October 17, 2026
ZIP code 95648 covers Lincoln, CA. The median rent here is $2,897/mo as of October 2026. A 1-bedroom rents for a median of $2,260/mo. A 2-bedroom rents for a median of $2,780/mo.
At 31% of local median household income ($112,333/yr), ZIP 95648 ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.5% over the past year.
Frequently asked questions
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How does ZIP 95648 compare to the rest of Lincoln?
At $2,897/mo, rent takes ~31% of ZIP 95648's median household income ($112,333/yr). The standard benchmark is 30%.
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