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ZIP Code · CA

ZIP 95648

Part of Lincoln, CA
Pop. 57,459·Placer County·353rd most expensive ZIP in California
Median rent (all units)
$3,006/mo
Year-over-Year
+3.4%
Month-over-Month
-1.1%
vs US Median
+$1,041
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 95648 · $3,006
More expensive than 90% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,150
1 BR
$2,260
2 BR
$2,780
3 BR
$3,700
4 BR+
$4,270
Research median
$2,780/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$36,072/yr
At $3,006/mo median
Location
StateCA
CountyPlacer County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+3.4% YoY, -1.1% MoM), not inventory.
Demographics

Who lives here

ZIP 95648 (Lincoln, CA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 39.5% of residents hold a bachelor's degree or higher.

Population
57,459
Median income
$112,333
Median age
43.2
Renters
15.7%
Age distribution
22.6%
15.9%
25.1%
26.5%
Under 1822.6%
18–3415.9%
35–5425.1%
55–649.8%
65+26.5%
Gender
47.7%
52.3%
Male47.7%
Female52.3%
Race & ethnicity
68.6%
18.7%
White68.6%
Black2.4%
Hispanic18.7%
Asian7.5%
Other2.8%
Education (25+)
17.3%
37.4%
39.5%
No HS diploma5.8%
HS diploma17.3%
Some college37.4%
Bachelor's+39.5%
Housing tenure
84.3%
15.7%
Owner84.3%
Renter15.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95648 in Lincoln, CA has changed in 5 years

Rent
$2,457 → $3,006
up 22.3%
Income
$93,666 → $112,333
up 19.9%
Population
54,074 → 57,459
up 6.3%
Renter share
18.8% → 15.7%
-3.1 pts
Bachelor's+
34.4% → 39.5%
+5.1 pts
Median age
44 → 43.2
-0.8 yrs

Rent in ZIP 95648 in Lincoln, CA has increased 22.3% since 2021, going from about $2,457 per month to roughly $3,006 today. On the earnings side, the typical household in ZIP 95648 in Lincoln, CA now reports about $112,333, up from $93,666 in 2021. Headcount in the area went from 54,074 to 57,459 between 2021 and 2024, a 6.3% change. About 15.7% of households rent today, against 18.8% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 34.4% to 39.5%. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 95648 in Lincoln, CA reflects that arc in its own way.

Community

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Local insights

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About renting in ZIP 95648

Last updated: July 20, 2026

ZIP code 95648 covers Lincoln, CA. The median rent here is $3,006/mo as of July 2026. A 1-bedroom rents for a median of $2,260/mo. A 2-bedroom rents for a median of $2,780/mo.

At 32% of local median household income ($112,333/yr), ZIP 95648 ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.4% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 95648?

As of July 20, 2026, the median monthly rent in ZIP 95648 (Lincoln, CA) is $3,006. This is based on aggregated data from public sources and community submissions.

How does ZIP 95648 rent compare to the US average?

ZIP 95648's median rent of $3,006/mo is $1,041 (53%) above the US national median of $1,965/mo.

How does ZIP 95648 compare to other ZIPs in California?

ZIP 95648 falls in the middle range for California, ranking #353 out of 907 ZIPs at $3,006/mo.

How much income do you need to rent in ZIP 95648?

To keep rent at or below 30% of gross income, you would need to earn at least $120,000/year (~$58/hour full-time) to afford the median rent of $3,006/mo in ZIP 95648. The local median household income is $112,333/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 95648?

Rent in ZIP 95648 has increased 3.4% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 95648 an affordable place to rent?

ZIP 95648 is considered moderate for renters. At $3,006/mo, rent takes approximately 32% of the local median household income ($112,333/yr). The standard benchmark is 30%. ZIP 95648 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 95648 residents rent vs. own?

According to Census data, approximately 15.7% of ZIP 95648 households are renters, while 84.3% are owner-occupied. ZIP 95648 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 95648 compare to the rest of Lincoln?

ZIP 95648 sits right at the Lincoln citywide median of $3,006/mo.

When was rent data for ZIP 95648 last updated?

Rent data for ZIP 95648 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
32%
MODERATE

At $3,006/mo, rent takes ~32% of ZIP 95648's median household income ($112,333/yr). The standard benchmark is 30%.

ZIP 95648 32%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 95648 (Lincoln, CA)

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