ZIP Code · CA

ZIP 95678

Pop. 45,346·Placer County·683rd most expensive ZIP in California
Median rent (all units)
$2,355/mo
Year-over-Year
+2.4%
Month-over-Month
Stable
vs US Median
+$423
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 95678 · $2,355
More expensive than 76% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,130
1 BR
$2,230
2 BR
$2,750
3 BR
$3,660
4 BR+
$4,220
Research median
$2,750/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 95678 usually run 1% below trend in January and 1.1% above it in July, about $49 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 95678 is 0.4% below its high of $2,364 in June 2026, at $2,355 as of September 2026.

Past year vs. the rest of California

Rent in ZIP 95678 changed +2.4% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 95678 rose 32.3% while median household income rose 37.3% ($73,253 to $100,554). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 95678 is 37.3% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

What a typical income covers

30% of the median household income ($100,554) is $2,514 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,230); a 2-bedroom is $2,750.

Rank in Roseville

2nd cheapest of 3 ZIP codes in Roseville.

Cheaper nearby

ZIP 95610, 5 miles away, rents for 22% less ($1,833/mo), about $6,300 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 95678. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$28,260/yr
At $2,355/mo median
Location
StateCA
CountyPlacer County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (2.4% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+2.4% YoY, +0.0% MoM), not inventory.
Demographics

Who lives here

ZIP 95678 (Roseville, CA) is majority owner-occupied, has a median income above the national average, 37.9% of residents hold a bachelor's degree or higher.

Population
45,346
Median income
$100,554
Median age
38.2
Renters
44.9%
Age distribution
20%
25.1%
28.2%
12.4%
14.2%
Under 1820%
18–3425.1%
35–5428.2%
55–6412.4%
65+14.2%
Gender
49.3%
50.7%
Male49.3%
Female50.7%
Race & ethnicity
64.4%
23%
White64.4%
Black1.6%
Hispanic23%
Asian8.5%
Other2.5%
Education (25+)
18.9%
36.6%
37.9%
No HS diploma6.6%
HS diploma18.9%
Some college36.6%
Bachelor's+37.9%
Housing tenure
55.1%
44.9%
Owner55.1%
Renter44.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95678 in Roseville, CA has changed in 5 years

Rent
$1,936 → $2,355
up 21.6%
Income
$86,940 → $100,554
up 15.7%
Population
45,201 → 45,346
up 0.3%
Renter share
44% → 44.9%
+0.9 pts
Bachelor's+
38.3% → 37.9%
-0.4 pts
Median age
36.4 → 38.2
+1.8 yrs

Since 2021, the typical rent in ZIP 95678 in Roseville, CA has increased from $1,936 to $2,355, a 21.6% change over five years. On the earnings side, the typical household in ZIP 95678 in Roseville, CA now reports about $100,554, up from $86,940 in 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 95678 in Roseville, CA reflects that arc in its own way.

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Local insights

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About renting in ZIP 95678

Last updated: October 17, 2026

ZIP code 95678 covers Roseville, CA. The median rent here is $2,355/mo as of October 2026. A 1-bedroom rents for a median of $2,230/mo. A 2-bedroom rents for a median of $2,750/mo.

At 28% of local median household income ($100,554/yr), ZIP 95678 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95678?

To keep rent at or below 30% of gross income, you would need to earn at least $94,000/year (about $45/hour full-time) to afford the median rent of $2,355/mo in ZIP 95678. The local median household income is $100,554/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 95678?

Rent in ZIP 95678 has risen 2.4% over the past year as of September 2026. It sits 0.4% below its high of $2,364 in June 2026.

When is the cheapest time to rent in ZIP 95678?

Asking rents in ZIP 95678 are usually lowest in January, about 1% below their yearly trend, and highest in July, about 1.1% above it. At today's median that is a gap of roughly $49 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 95678?

No. From 2019 to 2024, rent in ZIP 95678 rose 32.3% while median household income rose 37.3%, from $73,253 to $100,554. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 95678 compare to other ZIPs in California?

ZIP 95678 is one of the more affordable among California ZIP codes for rent, ranking #683 of 898 at $2,355/mo. Over the year to September 2026, rent in ZIP 95678 changed +2.4%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 95678 compare to the rest of Roseville?

At $2,355/mo, ZIP 95678 is $166 below the Roseville citywide median of $2,521/mo. It is the 2nd cheapest of 3 ZIP codes in Roseville.
Income Affordability
28%
AFFORDABLE

At $2,355/mo, rent takes ~28% of ZIP 95678's median household income ($100,554/yr). The standard benchmark is 30%.

ZIP 95678 28%Benchmark 30%
State income tax1–13.3%
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