ZIP Code · HI

ZIP 96791

Part of Waialua, HI
Pop. 6,377·Honolulu County·13th most expensive ZIP in Hawaii
Median rent (all units)
$3,070/mo
Year-over-Year
Stable
Month-over-Month
+0.5%
vs US Median
+$1,138
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 96791 · $3,070
More expensive than 91% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,060
1 BR
$2,210
2 BR
$2,900
3 BR
$4,030
4 BR+
$4,860
Research median
$2,900/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($97,470) is $2,437 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,210); a 2-bedroom is $2,900.

Cheaper nearby

ZIP 96792, 7 miles away, rents for 29% less ($2,185/mo), about $10,600 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 96791. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$36,840/yr
At $3,070/mo median
Location
StateHI
CountyHonolulu County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.0% YoY, +0.5% MoM), not inventory.
Demographics

Who lives here

ZIP 96791 (Waialua, HI) is majority owner-occupied, has a large retiree population, has a median income above the national average, 30.2% of residents hold a bachelor's degree or higher.

Population
6,377
Median income
$97,470
Median age
47.5
Renters
35.2%
Age distribution
12.2%
20.4%
27.9%
14.8%
24.8%
Under 1812.2%
18–3420.4%
35–5427.9%
55–6414.8%
65+24.8%
Gender
47.9%
52.1%
Male47.9%
Female52.1%
Race & ethnicity
32.1%
33.7%
25.3%
White32.1%
Hispanic8.5%
Asian33.7%
Other25.3%
Education (25+)
32.2%
32.8%
30.2%
No HS diploma4.8%
HS diploma32.2%
Some college32.8%
Bachelor's+30.2%
Housing tenure
64.8%
35.2%
Owner64.8%
Renter35.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 96791 in Waialua, HI has changed in 5 years

Income
$83,298 → $97,470
up 17.0%
Population
7,010 → 6,377
down 9.0%
Renter share
35.3% → 35.2%
-0.1 pts
Bachelor's+
28.4% → 30.2%
+1.8 pts
Median age
41.7 → 47.5
+5.8 yrs

Median household income grew from $83,298 to $97,470 between 2021 and 2024, a 17.0% shift. Headcount in the area went from 7,010 to 6,377 between 2021 and 2024, a 9.0% change.

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Local insights

Tips for renters in ZIP 96791

About renting in ZIP 96791

Last updated: October 17, 2026

ZIP code 96791 covers Waialua, HI. The median rent here is $3,070/mo as of October 2026. A 1-bedroom rents for a median of $2,210/mo. A 2-bedroom rents for a median of $2,900/mo.

At 38% of local median household income ($97,470/yr), ZIP 96791 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 96791?

To keep rent at or below 30% of gross income, you would need to earn at least $123,000/year (about $59/hour full-time) to afford the median rent of $3,070/mo in ZIP 96791. The local median household income is $97,470/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 96791?

Rent in ZIP 96791 has been roughly flat over the past year, a 0.0% change.

How does ZIP 96791 compare to other ZIPs in Hawaii?

ZIP 96791 is in the middle among Hawaii ZIP codes for rent, ranking #13 of 30 at $3,070/mo.

How does ZIP 96791 compare to the rest of Waialua?

At $3,070/mo, ZIP 96791 is $31 above the Waialua citywide median of $3,039/mo.
Income Affordability
38%
MODERATE

At $3,070/mo, rent takes ~38% of ZIP 96791's median household income ($97,470/yr). The standard benchmark is 30%.

ZIP 96791 38%Benchmark 30%
State income tax1.4–11%
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Schools nearby

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