ZIP Code · HI

ZIP 96749

Part of Keaau, HI
Pop. 19,132·Hawaii County·24th most expensive ZIP in Hawaii
Median rent (all units)
$2,500/mo
Year-over-Year
Stable
Month-over-Month
+1.4%
vs US Median
+$568
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 96749 · $2,500
More expensive than 80% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,420
1 BR
$1,460
2 BR
$1,870
3 BR
$2,440
4 BR+
$2,730
Research median
$1,870/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($85,399) is $2,135 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,870); a 3-bedroom is $2,440.

From Zillow's monthly rent index (ZORI) for ZIP 96749. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$30,000/yr
At $2,500/mo median
Location
CityKeaau
StateHI
CountyHawaii County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+0.0% YoY, +1.4% MoM), not inventory.
Demographics

Who lives here

ZIP 96749 (Keaau, HI) is majority owner-occupied, has a large retiree population, 25.8% of residents hold a bachelor's degree or higher.

Population
19,132
Median income
$85,399
Median age
44.9
Renters
24.5%
Age distribution
21.1%
13.6%
28.8%
13.2%
23.3%
Under 1821.1%
18–3413.6%
35–5428.8%
55–6413.2%
65+23.3%
Gender
53.6%
46.4%
Male53.6%
Female46.4%
Race & ethnicity
28.1%
14%
19.7%
37%
White28.1%
Black1.2%
Hispanic14%
Asian19.7%
Other37%
Education (25+)
32.5%
35%
25.8%
No HS diploma6.8%
HS diploma32.5%
Some college35%
Bachelor's+25.8%
Housing tenure
75.5%
24.5%
Owner75.5%
Renter24.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 96749 in Keaau, HI has changed in 5 years

Income
$71,667 → $85,399
up 19.2%
Population
17,738 → 19,132
up 7.9%
Renter share
24.7% → 24.5%
-0.2 pts
Bachelor's+
20% → 25.8%
+5.8 pts
Median age
45.7 → 44.9
-0.8 yrs

Median household income rose from $71,667 to $85,399 between 2021 and 2024, a 19.2% shift. The population has grown by 7.9% since 2021, moving from about 17,738 residents to roughly 19,132. College-educated residents now make up 25.8% of adults here, versus 20% in 2021.

Community

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Local insights

Tips for renters in ZIP 96749

About renting in ZIP 96749

Last updated: October 17, 2026

ZIP code 96749 covers Keaau, HI. The median rent here is $2,500/mo as of October 2026. A 1-bedroom rents for a median of $1,460/mo. A 2-bedroom rents for a median of $1,870/mo.

At 35% of local median household income ($85,399/yr), ZIP 96749 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 96749?

To keep rent at or below 30% of gross income, you would need to earn at least $100,000/year (about $48/hour full-time) to afford the median rent of $2,500/mo in ZIP 96749. The local median household income is $85,399/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 96749?

Rent in ZIP 96749 has been roughly flat over the past year, a 0.0% change.

How does ZIP 96749 compare to other ZIPs in Hawaii?

ZIP 96749 is one of the more affordable among Hawaii ZIP codes for rent, ranking #24 of 30 at $2,500/mo.

How does ZIP 96749 compare to the rest of Keaau?

At $2,500/mo, ZIP 96749 is $433 above the Keaau citywide median of $2,067/mo.
Income Affordability
35%
MODERATE

At $2,500/mo, rent takes ~35% of ZIP 96749's median household income ($85,399/yr). The standard benchmark is 30%.

ZIP 96749 35%Benchmark 30%
State income tax1.4–11%
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Schools nearby

Public schools near ZIP 96749 (Keaau, HI)

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