4+ Bedroom Rent · July 2026

4+ Bedroom Apartment Rent in Half Moon Bay, CA

$4,030/mo

Median asking rent for a 4+ bedroom apartment in Half Moon Bay, California as of July 2026. That's +11% lower than the citywide median of $4,542 and +59% above the national 4+ bedroom median of $2,530.

4+ Bedroom median
$4,030
July 2026
vs city overall
-11%
$4,542 city median
vs national
+59%
$2,530 US median
California rank
#186
of 384 cities

Income needed for a 4+ bedroom in Half Moon Bay

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 4+ bedroom at the current median rent.

Annual income
$161,200
Monthly gross
$13,433
Hourly (full-time)
$77.50

Rent by apartment size in Half Moon Bay

Compare Half Moon Bay's median rent across every apartment size.

Studio
$2,070
1-Bedroom
$2,540
2-Bedroom
$3,030
3-Bedroom
$3,710
4+ Bedroom (current)
$4,030

Cheapest cities for a 4+ bedroom in California

#City4+ Bedroom rent
1Ridgecrest$1,823
2Taft$1,930
3Lakeport$1,980
4Barstow$2,001
5California City$2,070
6Florin$2,076
7Clearlake$2,100
8Porterville$2,210
9Oroville$2,215
10El Centro$2,220
11Paradise$2,230
12Red Bluff$2,230
13La Riviera$2,250
14Eureka$2,280
15Florence-Graham$2,296

Most expensive cities for a 4+ bedroom in California

#City4+ Bedroom rent
1Coronado$6,970
2Solana Beach$6,500
3Santa Cruz$6,455
4Cupertino$6,370
5Scotts Valley$6,270
6Ladera Ranch$6,270
7Aptos$6,270
8Newport Beach$6,188
9Coto de Caza$6,130
10Foster City$6,050
11Irvine$5,986
12Carlsbad$5,908
13Los Altos$5,850
14Encinitas$5,820
15Laguna Beach$5,770

Nearby cities — 4+ bedroom rent

Considering nearby alternatives? 1 of these cities have cheaper 4+ bedroom rents than Half Moon Bay.

CityDistance4+ Bedroom rentvs Half Moon Bay
San Mateo, CA8.1 mi$4,907+$877 (+22%)
Belmont, CA8.4 mi$4,890+$860 (+21%)
Burlingame, CA8.7 mi$3,501$-529 (-13%)
Millbrae, CA9 mi$5,400+$1,370 (+34%)
San Carlos, CA9.8 mi$4,710+$680 (+17%)
Pacifica, CA10.5 mi$4,390+$360 (+9%)
San Bruno, CA10.8 mi$4,230+$200 (+5%)
Foster City, CA11.6 mi$6,050+$2,020 (+50%)
South San Francisco, CA12.9 mi$4,120+$90 (+2%)
Redwood City, CA12.9 mi$4,960+$930 (+23%)
Daly City, CA15.4 mi$4,230+$200 (+5%)
Menlo Park, CA16.3 mi$4,960+$930 (+23%)

4+ Bedroom rent in Half Moon Bay — common questions

How much is a 4+ bedroom apartment in Half Moon Bay?

As of July 2026, the median 4+ bedroom apartment rent in Half Moon Bay, California is $4,030 per month. This is +11% below the citywide median of $4,542.

What income do you need to afford a 4+ bedroom in Half Moon Bay?

Using the standard 30% rent-to-income rule, you would need an annual income of about $161,200 ($13,433/month gross), which works out to roughly $77.50/hour at a full-time job.

Is Half Moon Bay expensive for a 4+ bedroom compared to the rest of the US?

Half Moon Bay's 4+ bedroom median of $4,030 is +59% above the national 4+ bedroom median of $2,530. It ranks in the 90th percentile of US cities tracked.

How does Half Moon Bay rank for 4+ bedroom rent in California?

Among the 384 cities in California with 4+ bedroom data, Half Moon Bay ranks #186 from cheapest to most expensive.

Are there cheaper 4+ bedroom options near Half Moon Bay?

Yes — nearby cities with cheaper 4+ bedroom rents include Burlingame ($3,501).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Half Moon Bay, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.