Studio Rent · July 2026

Studio Apartment Rent in Half Moon Bay, CA

$2,070/mo

Median asking rent for a studio apartment in Half Moon Bay, California as of July 2026. That's +54% lower than the citywide median of $4,542 and +60% above the national studio median of $1,290.

Studio median
$2,070
July 2026
vs city overall
-54%
$4,542 city median
vs national
+60%
$1,290 US median
California rank
#219
of 383 cities

Income needed for a studio in Half Moon Bay

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a studio at the current median rent.

Annual income
$82,800
Monthly gross
$6,900
Hourly (full-time)
$39.81

Rent by apartment size in Half Moon Bay

Compare Half Moon Bay's median rent across every apartment size.

Studio (current)
$2,070
1-Bedroom
$2,540
2-Bedroom
$3,030
3-Bedroom
$3,710
4+ Bedroom
$4,030

Cheapest cities for a studio in California

#CityStudio rent
1Florin$738
2Ridgecrest$838
3Taft$870
4Lakeport$890
5El Centro$910
6Barstow$920
7Red Bluff$930
8California City$940
9Clearlake$950
10Paradise$970
11Eureka$980
12Oroville$985
13Florence-Graham$1,029
14Porterville$1,050
15Anderson$1,060

Most expensive cities for a studio in California

#CityStudio rent
1Santa Cruz$3,520
2Scotts Valley$3,420
3Aptos$3,420
4Cupertino$3,410
5Coronado$3,190
6Ladera Ranch$3,140
7Los Altos$3,130
8Foster City$3,130
9Newport Beach$3,102
10Capitola$3,100
11Coto de Caza$3,070
12Sunnyvale$3,010
13Santa Barbara$3,000
14Irvine$3,000
15Solana Beach$2,970

Nearby cities — studio rent

Most nearby cities have similar or higher studio rents than Half Moon Bay.

CityDistanceStudio rentvs Half Moon Bay
San Mateo, CA8.1 mi$2,537+$467 (+23%)
Belmont, CA8.4 mi$2,530+$460 (+22%)
Burlingame, CA8.7 mi$2,409+$339 (+16%)
Millbrae, CA9 mi$2,790+$720 (+35%)
San Carlos, CA9.8 mi$2,430+$360 (+17%)
Pacifica, CA10.5 mi$2,270+$200 (+10%)
San Bruno, CA10.8 mi$2,190+$120 (+6%)
Foster City, CA11.6 mi$3,130+$1,060 (+51%)
South San Francisco, CA12.9 mi$2,130+$60 (+3%)
Redwood City, CA12.9 mi$2,560+$490 (+24%)
Daly City, CA15.4 mi$2,180+$110 (+5%)
Menlo Park, CA16.3 mi$2,560+$490 (+24%)

Studio rent in Half Moon Bay — common questions

How much is a studio apartment in Half Moon Bay?

As of July 2026, the median studio apartment rent in Half Moon Bay, California is $2,070 per month. This is +54% below the citywide median of $4,542.

What income do you need to afford a studio in Half Moon Bay?

Using the standard 30% rent-to-income rule, you would need an annual income of about $82,800 ($6,900/month gross), which works out to roughly $39.81/hour at a full-time job.

Is Half Moon Bay expensive for a studio compared to the rest of the US?

Half Moon Bay's studio median of $2,070 is +60% above the national studio median of $1,290. It ranks in the 90th percentile of US cities tracked.

How does Half Moon Bay rank for studio rent in California?

Among the 383 cities in California with studio data, Half Moon Bay ranks #219 from cheapest to most expensive.

Are there cheaper studio options near Half Moon Bay?

Most nearby cities have similar or higher studio rents than Half Moon Bay.

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Half Moon Bay, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.