2-Bedroom Rent · July 2026

2-Bedroom Apartment Rent in Half Moon Bay, CA

$3,030/mo

Median asking rent for a 2-bedroom apartment in Half Moon Bay, California as of July 2026. That's +33% lower than the citywide median of $4,542 and +83% above the national 2-bedroom median of $1,655.

2-Bedroom median
$3,030
July 2026
vs city overall
-33%
$4,542 city median
vs national
+83%
$1,655 US median
California rank
#271
of 386 cities

Income needed for a 2-bedroom in Half Moon Bay

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 2-bedroom at the current median rent.

Annual income
$121,200
Monthly gross
$10,100
Hourly (full-time)
$58.27

Rent by apartment size in Half Moon Bay

Compare Half Moon Bay's median rent across every apartment size.

Studio
$2,070
1-Bedroom
$2,540
2-Bedroom (current)
$3,030
3-Bedroom
$3,710
4+ Bedroom
$4,030

Cheapest cities for a 2-bedroom in California

#City2-Bedroom rent
1Ridgecrest$1,107
2Taft$1,140
3Lakeport$1,180
4Barstow$1,216
5California City$1,230
6Clearlake$1,250
7Oroville$1,305
8El Centro$1,330
9Paradise$1,330
10Red Bluff$1,350
11Eureka$1,360
12Shafter$1,380
13Porterville$1,390
14Hanford$1,400
15Tehachapi$1,440

Most expensive cities for a 2-bedroom in California

#City2-Bedroom rent
1Santa Cruz$4,865
2Scotts Valley$4,720
3Aptos$4,720
4Foster City$4,560
5Cupertino$4,500
6Capitola$4,290
7Coronado$4,280
8Tiburon$4,210
9Los Altos$4,170
10Millbrae$4,070
11Corte Madera$4,040
12Solana Beach$3,990
13Sunnyvale$3,980
14Topanga$3,940
15Rancho Palos Verdes$3,940

Nearby cities — 2-bedroom rent

Most nearby cities have similar or higher 2-bedroom rents than Half Moon Bay.

CityDistance2-Bedroom rentvs Half Moon Bay
San Mateo, CA8.1 mi$3,700+$670 (+22%)
Belmont, CA8.4 mi$3,690+$660 (+22%)
Burlingame, CA8.7 mi$3,342+$312 (+10%)
Millbrae, CA9 mi$4,070+$1,040 (+34%)
San Carlos, CA9.8 mi$3,550+$520 (+17%)
Pacifica, CA10.5 mi$3,310+$280 (+9%)
San Bruno, CA10.8 mi$3,190+$160 (+5%)
Foster City, CA11.6 mi$4,560+$1,530 (+50%)
South San Francisco, CA12.9 mi$3,110+$80 (+3%)
Redwood City, CA12.9 mi$3,737+$707 (+23%)
Daly City, CA15.4 mi$3,185+$155 (+5%)
Menlo Park, CA16.3 mi$3,740+$710 (+23%)

2-Bedroom rent in Half Moon Bay — common questions

How much is a 2-bedroom apartment in Half Moon Bay?

As of July 2026, the median 2-bedroom apartment rent in Half Moon Bay, California is $3,030 per month. This is +33% below the citywide median of $4,542.

What income do you need to afford a 2-bedroom in Half Moon Bay?

Using the standard 30% rent-to-income rule, you would need an annual income of about $121,200 ($10,100/month gross), which works out to roughly $58.27/hour at a full-time job.

Is Half Moon Bay expensive for a 2-bedroom compared to the rest of the US?

Half Moon Bay's 2-bedroom median of $3,030 is +83% above the national 2-bedroom median of $1,655. It ranks in the 95th percentile of US cities tracked.

How does Half Moon Bay rank for 2-bedroom rent in California?

Among the 386 cities in California with 2-bedroom data, Half Moon Bay ranks #271 from cheapest to most expensive.

Are there cheaper 2-bedroom options near Half Moon Bay?

Most nearby cities have similar or higher 2-bedroom rents than Half Moon Bay.

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Half Moon Bay, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.