3-Bedroom Apartment Rent in Half Moon Bay, CA
Median asking rent for a 3-bedroom apartment in Half Moon Bay, California as of August 2026. That's +20% lower than the citywide median of $4,661 and +74% above the national 3-bedroom median of $2,130.
Income needed for a 3-bedroom in Half Moon Bay
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.
Rent by apartment size in Half Moon Bay
Compare Half Moon Bay's median rent across every apartment size.
Cheapest cities for a 3-bedroom in California
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Ridgecrest | $1,538 |
| 2 | Taft | $1,600 |
| 3 | Barstow | $1,630 |
| 4 | Lakeport | $1,650 |
| 5 | Westmont | $1,663 |
| 6 | California City | $1,720 |
| 7 | Clearlake | $1,750 |
| 8 | Red Bluff | $1,780 |
| 9 | El Centro | $1,820 |
| 10 | Florence-Graham | $1,835 |
| 11 | Oroville | $1,840 |
| 12 | Paradise | $1,860 |
| 13 | Florin | $1,875 |
| 14 | Eureka | $1,910 |
| 15 | Porterville | $1,910 |
Most expensive cities for a 3-bedroom in California
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Santa Cruz | $6,055 |
| 2 | Scotts Valley | $5,870 |
| 3 | Aptos | $5,870 |
| 4 | Cupertino | $5,850 |
| 5 | Coronado | $5,720 |
| 6 | Foster City | $5,690 |
| 7 | Los Altos | $5,380 |
| 8 | Capitola | $5,340 |
| 9 | Solana Beach | $5,330 |
| 10 | Tiburon | $5,250 |
| 11 | Ladera Ranch | $5,250 |
| 12 | Newport Beach | $5,178 |
| 13 | Sunnyvale | $5,173 |
| 14 | Millbrae | $5,080 |
| 15 | Santa Barbara | $5,050 |
Nearby cities — 3-bedroom rent
Considering nearby alternatives? 1 of these cities have cheaper 3-bedroom rents than Half Moon Bay.
| City | Distance | 3-Bedroom rent | vs Half Moon Bay |
|---|---|---|---|
| San Mateo, CA | 8.1 mi | $4,613 | +$903 (+24%) |
| Belmont, CA | 8.4 mi | $4,600 | +$890 (+24%) |
| Burlingame, CA | 8.7 mi | $3,501 | $-209 (-6%) |
| Millbrae, CA | 9 mi | $5,080 | +$1,370 (+37%) |
| San Carlos, CA | 9.8 mi | $4,430 | +$720 (+19%) |
| Pacifica, CA | 10.5 mi | $4,130 | +$420 (+11%) |
| San Bruno, CA | 10.8 mi | $3,980 | +$270 (+7%) |
| Foster City, CA | 11.6 mi | $5,690 | +$1,980 (+53%) |
| South San Francisco, CA | 12.9 mi | $3,880 | +$170 (+5%) |
| Redwood City, CA | 12.9 mi | $4,627 | +$917 (+25%) |
| Daly City, CA | 15.4 mi | $3,940 | +$230 (+6%) |
| Menlo Park, CA | 16.3 mi | $4,660 | +$950 (+26%) |
3-Bedroom rent in Half Moon Bay — common questions
How much is a 3-bedroom apartment in Half Moon Bay?
As of August 2026, the median 3-bedroom apartment rent in Half Moon Bay, California is $3,710 per month. This is +20% below the citywide median of $4,661.
What income do you need to afford a 3-bedroom in Half Moon Bay?
Using the standard 30% rent-to-income rule, you would need an annual income of about $148,400 ($12,367/month gross), which works out to roughly $71.35/hour at a full-time job.
Is Half Moon Bay expensive for a 3-bedroom compared to the rest of the US?
Half Moon Bay's 3-bedroom median of $3,710 is +74% above the national 3-bedroom median of $2,130. It ranks in the 93th percentile of US cities tracked.
How does Half Moon Bay rank for 3-bedroom rent in California?
Among the 380 cities in California with 3-bedroom data, Half Moon Bay ranks #229 from cheapest to most expensive.
Are there cheaper 3-bedroom options near Half Moon Bay?
Yes — nearby cities with cheaper 3-bedroom rents include Burlingame ($3,501).