3-Bedroom Apartment Rent in Tracy, CA
Median asking rent for a 3-bedroom apartment in Tracy, California as of July 2026. That's +27% higher than the citywide median of $2,717 and +62% above the national 3-bedroom median of $2,130.
Income needed for a 3-bedroom in Tracy
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.
Rent by apartment size in Tracy
Compare Tracy's median rent across every apartment size.
Cheapest cities for a 3-bedroom in California
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Ridgecrest | $1,492 |
| 2 | Taft | $1,600 |
| 3 | Barstow | $1,639 |
| 4 | Lakeport | $1,650 |
| 5 | Westmont | $1,663 |
| 6 | California City | $1,720 |
| 7 | Clearlake | $1,750 |
| 8 | Red Bluff | $1,780 |
| 9 | El Centro | $1,820 |
| 10 | Florence-Graham | $1,835 |
| 11 | Oroville | $1,840 |
| 12 | Paradise | $1,860 |
| 13 | Florin | $1,875 |
| 14 | Isla Vista | $1,904 |
| 15 | Eureka | $1,910 |
Most expensive cities for a 3-bedroom in California
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Santa Cruz | $6,055 |
| 2 | Scotts Valley | $5,870 |
| 3 | Aptos | $5,870 |
| 4 | Cupertino | $5,850 |
| 5 | Coronado | $5,720 |
| 6 | Foster City | $5,690 |
| 7 | Los Altos | $5,380 |
| 8 | Capitola | $5,340 |
| 9 | Solana Beach | $5,330 |
| 10 | Tiburon | $5,250 |
| 11 | Ladera Ranch | $5,250 |
| 12 | Newport Beach | $5,178 |
| 13 | Sunnyvale | $5,173 |
| 14 | Coto de Caza | $5,130 |
| 15 | Millbrae | $5,080 |
Nearby cities — 3-bedroom rent
Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Tracy.
| City | Distance | 3-Bedroom rent | vs Tracy |
|---|---|---|---|
| Livermore, CA | 12.9 mi | $3,695 | +$240 (+7%) |
| Discovery Bay, CA | 13.2 mi | $4,450 | +$995 (+29%) |
| Lathrop, CA | 14 mi | $3,240 | $-215 (-6%) |
| Brentwood, CA | 18.9 mi | $3,810 | +$355 (+10%) |
| Manteca, CA | 19.4 mi | $2,780 | $-675 (-20%) |
| Stockton, CA | 22.5 mi | $2,499 | $-956 (-28%) |
| Oakley, CA | 23.8 mi | $3,200 | $-255 (-7%) |
| Pleasanton, CA | 25.1 mi | $4,305 | +$850 (+25%) |
| Patterson, CA | 25.4 mi | $2,580 | $-875 (-25%) |
| Antioch, CA | 27.9 mi | $3,715 | +$260 (+8%) |
| Dublin, CA | 29.2 mi | $4,590 | +$1,135 (+33%) |
| San Ramon, CA | 31.4 mi | $4,260 | +$805 (+23%) |
3-Bedroom rent in Tracy — common questions
How much is a 3-bedroom apartment in Tracy?
As of July 2026, the median 3-bedroom apartment rent in Tracy, California is $3,455 per month. This is +27% higher than the citywide median of $2,717.
What income do you need to afford a 3-bedroom in Tracy?
Using the standard 30% rent-to-income rule, you would need an annual income of about $138,200 ($11,517/month gross), which works out to roughly $66.44/hour at a full-time job.
Is Tracy expensive for a 3-bedroom compared to the rest of the US?
Tracy's 3-bedroom median of $3,455 is +62% above the national 3-bedroom median of $2,130. It ranks in the 90th percentile of US cities tracked.
How does Tracy rank for 3-bedroom rent in California?
Among the 386 cities in California with 3-bedroom data, Tracy ranks #177 from cheapest to most expensive.
Are there cheaper 3-bedroom options near Tracy?
Yes — nearby cities with cheaper 3-bedroom rents include Lathrop ($3,240), Manteca ($2,780), Stockton ($2,499).