3-Bedroom Rent · July 2026

3-Bedroom Apartment Rent in Neptune Beach, FL

$2,430/mo

Median asking rent for a 3-bedroom apartment in Neptune Beach, Florida as of July 2026. That's +15% lower than the citywide median of $2,865 and +14% above the national 3-bedroom median of $2,130.

3-Bedroom median
$2,430
July 2026
vs city overall
-15%
$2,865 city median
vs national
+14%
$2,130 US median
Florida rank
#117
of 276 cities

Income needed for a 3-bedroom in Neptune Beach

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.

Annual income
$97,200
Monthly gross
$8,100
Hourly (full-time)
$46.73

Rent by apartment size in Neptune Beach

Compare Neptune Beach's median rent across every apartment size.

Studio
$1,550
1-Bedroom
$1,630
2-Bedroom
$1,940
3-Bedroom (current)
$2,430
4+ Bedroom
$3,070

Cheapest cities for a 3-bedroom in Florida

#City3-Bedroom rent
1Pinewood$1,249
2Bunnell$1,270
3Palatka$1,310
4Lake City$1,350
5Polk City$1,363
6Belleview$1,460
7Auburndale$1,520
8Bartow$1,520
9Lake Alfred$1,520
10Ocklawaha$1,520
11Hernando$1,530
12Crawfordville$1,540
13Valparaiso$1,547
14Crystal River$1,555
15Sebring$1,570

Most expensive cities for a 3-bedroom in Florida

#City3-Bedroom rent
1Weston$4,747
2Key Biscayne$4,510
3Parkland$4,410
4Doral$4,310
5Aventura$4,210
6Loxahatchee$4,150
7Pembroke Pines$4,143
8Plantation$3,997
9Coral Gables$3,935
10Miami Beach$3,880
11The Hammocks$3,820
12Lithia$3,800
13Bal Harbour$3,760
14Sunrise$3,730
15The Crossings$3,710

Nearby cities — 3-bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Neptune Beach.

CityDistance3-Bedroom rentvs Neptune Beach
Atlantic Beach, FL1.4 mi$1,739$-691 (-28%)
Jacksonville Beach, FL2.5 mi$2,950+$520 (+21%)
Ponte Vedra, FL12.8 mi$3,250+$820 (+34%)
Ponte Vedra Beach, FL13.5 mi$2,880+$450 (+19%)
Jacksonville, FL17.1 mi$2,114$-316 (-13%)
Saint Johns, FL20.7 mi$2,338$-92 (-4%)
Fernandina Beach, FL21 mi$1,930$-500 (-21%)
Fleming Island, FL25.8 mi$2,187$-243 (-10%)
Orange Park, FL27 mi$2,305$-125 (-5%)
Yulee, FL27.8 mi$2,580+$150 (+6%)
Saint Augustine, FL29.4 mi$2,444+$14 (+1%)
Green Cove Springs, FL34.5 mi$2,070$-360 (-15%)

3-Bedroom rent in Neptune Beach — common questions

How much is a 3-bedroom apartment in Neptune Beach?

As of July 2026, the median 3-bedroom apartment rent in Neptune Beach, Florida is $2,430 per month. This is +15% below the citywide median of $2,865.

What income do you need to afford a 3-bedroom in Neptune Beach?

Using the standard 30% rent-to-income rule, you would need an annual income of about $97,200 ($8,100/month gross), which works out to roughly $46.73/hour at a full-time job.

Is Neptune Beach expensive for a 3-bedroom compared to the rest of the US?

Neptune Beach's 3-bedroom median of $2,430 is +14% above the national 3-bedroom median of $2,130. It ranks in the 63th percentile of US cities tracked.

How does Neptune Beach rank for 3-bedroom rent in Florida?

Among the 276 cities in Florida with 3-bedroom data, Neptune Beach ranks #117 from cheapest to most expensive.

Are there cheaper 3-bedroom options near Neptune Beach?

Yes — nearby cities with cheaper 3-bedroom rents include Atlantic Beach ($1,739), Jacksonville ($2,114), Saint Johns ($2,338).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Neptune Beach, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.