4+ Bedroom Apartment Rent in Saint Charles, MO
Median asking rent for a 4+ bedroom apartment in Saint Charles, Missouri as of July 2026. That's +38% higher than the citywide median of $1,550 and +15% below the national 4+ bedroom median of $2,520.
Income needed for a 4+ bedroom in Saint Charles
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 4+ bedroom at the current median rent.
Rent by apartment size in Saint Charles
Compare Saint Charles's median rent across every apartment size.
Cheapest cities for a 4+ bedroom in Missouri
| # | City | 4+ Bedroom rent |
|---|---|---|
| 1 | Rolla | $1,180 |
| 2 | Jefferson City | $1,295 |
| 3 | Fulton | $1,370 |
| 4 | Kirksville | $1,390 |
| 5 | Sedalia | $1,410 |
| 6 | Joplin | $1,415 |
| 7 | Bolivar | $1,430 |
| 8 | Webb City | $1,500 |
| 9 | Knob Noster | $1,530 |
| 10 | Springfield | $1,545 |
| 11 | Columbia | $1,607 |
| 12 | Nixa | $1,630 |
| 13 | Jennings | $1,640 |
| 14 | Maplewood | $1,640 |
| 15 | Saint Ann | $1,640 |
Most expensive cities for a 4+ bedroom in Missouri
| # | City | 4+ Bedroom rent |
|---|---|---|
| 1 | Clayton | $2,590 |
| 2 | Brentwood | $2,470 |
| 3 | Chesterfield | $2,440 |
| 4 | Ballwin | $2,430 |
| 5 | Creve Coeur | $2,420 |
| 6 | Raymore | $2,380 |
| 7 | Lees Summit | $2,362 |
| 8 | Lake Saint Louis | $2,330 |
| 9 | Grain Valley | $2,250 |
| 10 | Belton | $2,240 |
| 11 | Kirkwood | $2,170 |
| 12 | O Fallon | $2,165 |
| 13 | Olivette | $2,160 |
| 14 | Kansas City | $2,154 |
| 15 | Parkville | $2,150 |
Nearby cities — 4+ bedroom rent
Considering nearby alternatives? 5 of these cities have cheaper 4+ bedroom rents than Saint Charles.
| City | Distance | 4+ Bedroom rent | vs Saint Charles |
|---|---|---|---|
| Saint Peters, MO | 4 mi | $1,920 | $-217 (-10%) |
| Maryland Heights, MO | 7.2 mi | $2,020 | $-117 (-5%) |
| Chesterfield, MO | 8.2 mi | $2,440 | +$303 (+14%) |
| Creve Coeur, MO | 10.2 mi | $2,420 | +$283 (+13%) |
| Saint Ann, MO | 12 mi | $1,640 | $-497 (-23%) |
| O Fallon, MO | 12 mi | $2,165 | +$28 (+1%) |
| Hazelwood, MO | 12.1 mi | $1,680 | $-457 (-21%) |
| Ballwin, MO | 12.5 mi | $2,430 | +$293 (+14%) |
| Olivette, MO | 13.9 mi | $2,160 | +$23 (+1%) |
| Overland, MO | 14.1 mi | $1,810 | $-327 (-15%) |
| Berkeley, MO | 14.8 mi | $1,930 | $-207 (-10%) |
| Kirkwood, MO | 16.1 mi | $2,170 | +$33 (+2%) |
4+ Bedroom rent in Saint Charles — common questions
How much is a 4+ bedroom apartment in Saint Charles?
As of July 2026, the median 4+ bedroom apartment rent in Saint Charles, Missouri is $2,137 per month. This is +38% higher than the citywide median of $1,550.
What income do you need to afford a 4+ bedroom in Saint Charles?
Using the standard 30% rent-to-income rule, you would need an annual income of about $85,480 ($7,123/month gross), which works out to roughly $41.10/hour at a full-time job.
Is Saint Charles expensive for a 4+ bedroom compared to the rest of the US?
Saint Charles's 4+ bedroom median of $2,137 is +15% below the national 4+ bedroom median of $2,520. It ranks in the 34th percentile of US cities tracked.
How does Saint Charles rank for 4+ bedroom rent in Missouri?
Among the 68 cities in Missouri with 4+ bedroom data, Saint Charles ranks #53 from cheapest to most expensive.
Are there cheaper 4+ bedroom options near Saint Charles?
Yes — nearby cities with cheaper 4+ bedroom rents include Saint Peters ($1,920), Maryland Heights ($2,020), Saint Ann ($1,640).