2-Bedroom Rent · July 2026

2-Bedroom Apartment Rent in Saint Charles, MO

$1,437/mo

Median asking rent for a 2-bedroom apartment in Saint Charles, Missouri as of July 2026. That's +7% lower than the citywide median of $1,550 and +13% below the national 2-bedroom median of $1,655.

2-Bedroom median
$1,437
July 2026
vs city overall
-7%
$1,550 city median
vs national
-13%
$1,655 US median
Missouri rank
#58
of 73 cities

Income needed for a 2-bedroom in Saint Charles

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 2-bedroom at the current median rent.

Annual income
$57,480
Monthly gross
$4,790
Hourly (full-time)
$27.63

Rent by apartment size in Saint Charles

Compare Saint Charles's median rent across every apartment size.

Studio
$1,123
1-Bedroom
$1,163
2-Bedroom (current)
$1,437
3-Bedroom
$1,857
4+ Bedroom
$2,137

Cheapest cities for a 2-bedroom in Missouri

#City2-Bedroom rent
1Kirksville$820
2Bolivar$850
3Jefferson City$875
4Rolla$890
5Knob Noster$910
6Sedalia$920
7Fulton$960
8Cape Girardeau$990
9Waynesville$990
10Saint Robert$1,000
11Springfield$1,002
12Columbia$1,010
13Joplin$1,040
14Branson$1,050
15Nixa$1,060

Most expensive cities for a 2-bedroom in Missouri

#City2-Bedroom rent
1Clayton$1,740
2Brentwood$1,660
3Chesterfield$1,640
4Ballwin$1,635
5Creve Coeur$1,630
6Lake Saint Louis$1,570
7Raymore$1,540
8Lees Summit$1,530
9North Kansas City$1,475
10Valley Park$1,460
11Kirkwood$1,460
12Grain Valley$1,460
13O Fallon$1,455
14Olivette$1,450
15Belton$1,450

Nearby cities — 2-bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 2-bedroom rents than Saint Charles.

CityDistance2-Bedroom rentvs Saint Charles
Saint Peters, MO4 mi$1,290$-147 (-10%)
Maryland Heights, MO7.2 mi$1,360$-77 (-5%)
Chesterfield, MO8.2 mi$1,640+$203 (+14%)
Creve Coeur, MO10.2 mi$1,630+$193 (+13%)
Saint Ann, MO12 mi$1,090$-347 (-24%)
O Fallon, MO12 mi$1,455+$18 (+1%)
Hazelwood, MO12.1 mi$1,130$-307 (-21%)
Manchester, MO12.5 mi$1,362$-75 (-5%)
Ballwin, MO12.5 mi$1,635+$198 (+14%)
Olivette, MO13.9 mi$1,450+$13 (+1%)
Overland, MO14.1 mi$1,220$-217 (-15%)
Berkeley, MO14.8 mi$1,300$-137 (-10%)

2-Bedroom rent in Saint Charles — common questions

How much is a 2-bedroom apartment in Saint Charles?

As of July 2026, the median 2-bedroom apartment rent in Saint Charles, Missouri is $1,437 per month. This is +7% below the citywide median of $1,550.

What income do you need to afford a 2-bedroom in Saint Charles?

Using the standard 30% rent-to-income rule, you would need an annual income of about $57,480 ($4,790/month gross), which works out to roughly $27.63/hour at a full-time job.

Is Saint Charles expensive for a 2-bedroom compared to the rest of the US?

Saint Charles's 2-bedroom median of $1,437 is +13% below the national 2-bedroom median of $1,655. It ranks in the 36th percentile of US cities tracked.

How does Saint Charles rank for 2-bedroom rent in Missouri?

Among the 73 cities in Missouri with 2-bedroom data, Saint Charles ranks #58 from cheapest to most expensive.

Are there cheaper 2-bedroom options near Saint Charles?

Yes — nearby cities with cheaper 2-bedroom rents include Saint Peters ($1,290), Maryland Heights ($1,360), Saint Ann ($1,090).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Saint Charles, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.