4+ Bedroom Apartment Rent in Oswego, NY
Median asking rent for a 4+ bedroom apartment in Oswego, New York as of July 2026. That's +27% higher than the citywide median of $1,415 and +29% below the national 4+ bedroom median of $2,520.
Income needed for a 4+ bedroom in Oswego
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 4+ bedroom at the current median rent.
Rent by apartment size in Oswego
Compare Oswego's median rent across every apartment size.
Cheapest cities for a 4+ bedroom in New York
| # | City | 4+ Bedroom rent |
|---|---|---|
| 1 | Elmira | $1,330 |
| 2 | Gloversville | $1,400 |
| 3 | Lockport | $1,450 |
| 4 | Niagara Falls | $1,458 |
| 5 | Potsdam | $1,470 |
| 6 | North Tonawanda | $1,480 |
| 7 | Palmyra | $1,570 |
| 8 | Utica | $1,590 |
| 9 | Auburn | $1,610 |
| 10 | Oneonta | $1,620 |
| 11 | Amsterdam | $1,650 |
| 12 | Buffalo | $1,670 |
| 13 | Tonawanda | $1,670 |
| 14 | Endicott | $1,680 |
| 15 | Rome | $1,680 |
Most expensive cities for a 4+ bedroom in New York
| # | City | 4+ Bedroom rent |
|---|---|---|
| 1 | Rye | $5,610 |
| 2 | Garden City | $5,390 |
| 3 | Harrison | $5,120 |
| 4 | Scarsdale | $4,830 |
| 5 | Nanuet | $4,750 |
| 6 | Dobbs Ferry | $4,530 |
| 7 | Plainview | $4,400 |
| 8 | Farmingville | $4,400 |
| 9 | White Plains | $4,350 |
| 10 | Hicksville | $4,330 |
| 11 | Larchmont | $4,280 |
| 12 | Mamaroneck | $4,240 |
| 13 | Hauppauge | $4,210 |
| 14 | Port Chester | $4,190 |
| 15 | Port Washington | $4,180 |
Nearby cities — 4+ bedroom rent
Considering nearby alternatives? 3 of these cities have cheaper 4+ bedroom rents than Oswego.
| City | Distance | 4+ Bedroom rent | vs Oswego |
|---|---|---|---|
| Baldwinsville, NY | 19.9 mi | $2,100 | +$310 (+17%) |
| Liverpool, NY | 27.6 mi | $2,060 | +$270 (+15%) |
| Camillus, NY | 29 mi | $2,110 | +$320 (+18%) |
| Syracuse, NY | 34.7 mi | $1,804 | +$14 (+1%) |
| Auburn, NY | 36.3 mi | $1,610 | $-180 (-10%) |
| Watertown, NY | 52.8 mi | $2,010 | +$220 (+12%) |
| Palmyra, NY | 58.7 mi | $1,570 | $-220 (-12%) |
| Cortland, NY | 62.2 mi | $2,010 | +$220 (+12%) |
| Farmington, NY | 68.1 mi | $2,360 | +$570 (+32%) |
| Ithaca, NY | 69.5 mi | $2,460 | +$670 (+37%) |
| Webster, NY | 69.8 mi | $2,310 | +$520 (+29%) |
| Rome, NY | 70.4 mi | $1,680 | $-110 (-6%) |
4+ Bedroom rent in Oswego — common questions
How much is a 4+ bedroom apartment in Oswego?
As of July 2026, the median 4+ bedroom apartment rent in Oswego, New York is $1,790 per month. This is +27% higher than the citywide median of $1,415.
What income do you need to afford a 4+ bedroom in Oswego?
Using the standard 30% rent-to-income rule, you would need an annual income of about $71,600 ($5,967/month gross), which works out to roughly $34.42/hour at a full-time job.
Is Oswego expensive for a 4+ bedroom compared to the rest of the US?
Oswego's 4+ bedroom median of $1,790 is +29% below the national 4+ bedroom median of $2,520. It ranks in the 19th percentile of US cities tracked.
How does Oswego rank for 4+ bedroom rent in New York?
Among the 122 cities in New York with 4+ bedroom data, Oswego ranks #24 from cheapest to most expensive.
Are there cheaper 4+ bedroom options near Oswego?
Yes — nearby cities with cheaper 4+ bedroom rents include Auburn ($1,610), Palmyra ($1,570), Rome ($1,680).