2-Bedroom Rent · July 2026

2-Bedroom Apartment Rent in Oswego, NY

$1,300/mo

Median asking rent for a 2-bedroom apartment in Oswego, New York as of July 2026. That's +8% lower than the citywide median of $1,415 and +21% below the national 2-bedroom median of $1,655.

2-Bedroom median
$1,300
July 2026
vs city overall
-8%
$1,415 city median
vs national
-21%
$1,655 US median
New York rank
#24
of 124 cities

Income needed for a 2-bedroom in Oswego

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 2-bedroom at the current median rent.

Annual income
$52,000
Monthly gross
$4,333
Hourly (full-time)
$25.00

Rent by apartment size in Oswego

Compare Oswego's median rent across every apartment size.

Studio
$950
1-Bedroom
$1,060
2-Bedroom (current)
$1,300
3-Bedroom
$1,590
4+ Bedroom
$1,790

Cheapest cities for a 2-bedroom in New York

#City2-Bedroom rent
1Elmira$1,005
2Gloversville$1,040
3Lockport$1,050
4Niagara Falls$1,055
5North Tonawanda$1,070
6Auburn$1,080
7Potsdam$1,110
8Utica$1,115
9Endicott$1,140
10Palmyra$1,180
11Rome$1,180
12Binghamton$1,193
13Buffalo$1,209
14Corning$1,210
15Johnson City$1,210

Most expensive cities for a 2-bedroom in New York

#City2-Bedroom rent
1Rye$4,170
2Garden City$3,880
3Harrison$3,810
4Scarsdale$3,590
5Nanuet$3,530
6Dobbs Ferry$3,370
7White Plains$3,234
8Larchmont$3,180
9Plainview$3,170
10Farmingville$3,170
11Mamaroneck$3,150
12Port Chester$3,120
13Hicksville$3,120
14Ossining$3,050
15New York$3,032

Nearby cities — 2-bedroom rent

Considering nearby alternatives? 4 of these cities have cheaper 2-bedroom rents than Oswego.

CityDistance2-Bedroom rentvs Oswego
Baldwinsville, NY19.9 mi$1,520+$220 (+17%)
Liverpool, NY27.6 mi$1,495+$195 (+15%)
Camillus, NY29 mi$1,530+$230 (+18%)
Syracuse, NY34.7 mi$1,309+$9 (+1%)
Auburn, NY36.3 mi$1,080$-220 (-17%)
Watertown, NY52.8 mi$1,230$-70 (-5%)
Palmyra, NY58.7 mi$1,180$-120 (-9%)
Cortland, NY62.2 mi$1,500+$200 (+15%)
Farmington, NY68.1 mi$1,780+$480 (+37%)
Ithaca, NY69.5 mi$1,780+$480 (+37%)
Webster, NY69.8 mi$1,740+$440 (+34%)
Rome, NY70.4 mi$1,180$-120 (-9%)

2-Bedroom rent in Oswego — common questions

How much is a 2-bedroom apartment in Oswego?

As of July 2026, the median 2-bedroom apartment rent in Oswego, New York is $1,300 per month. This is +8% below the citywide median of $1,415.

What income do you need to afford a 2-bedroom in Oswego?

Using the standard 30% rent-to-income rule, you would need an annual income of about $52,000 ($4,333/month gross), which works out to roughly $25.00/hour at a full-time job.

Is Oswego expensive for a 2-bedroom compared to the rest of the US?

Oswego's 2-bedroom median of $1,300 is +21% below the national 2-bedroom median of $1,655. It ranks in the 26th percentile of US cities tracked.

How does Oswego rank for 2-bedroom rent in New York?

Among the 124 cities in New York with 2-bedroom data, Oswego ranks #24 from cheapest to most expensive.

Are there cheaper 2-bedroom options near Oswego?

Yes — nearby cities with cheaper 2-bedroom rents include Auburn ($1,080), Watertown ($1,230), Palmyra ($1,180).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Oswego, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.