Studio Apartment Rent in Oswego, NY
Median asking rent for a studio apartment in Oswego, New York as of July 2026. That's +33% lower than the citywide median of $1,415 and +26% below the national studio median of $1,290.
Income needed for a studio in Oswego
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a studio at the current median rent.
Rent by apartment size in Oswego
Compare Oswego's median rent across every apartment size.
Cheapest cities for a studio in New York
| # | City | Studio rent |
|---|---|---|
| 1 | Potsdam | $780 |
| 2 | Gloversville | $790 |
| 3 | Elmira | $817 |
| 4 | Auburn | $830 |
| 5 | Endicott | $830 |
| 6 | Watertown | $830 |
| 7 | Oneonta | $850 |
| 8 | Palmyra | $850 |
| 9 | Lockport | $860 |
| 10 | Niagara Falls | $865 |
| 11 | Binghamton | $873 |
| 12 | Johnson City | $880 |
| 13 | North Tonawanda | $880 |
| 14 | Utica | $885 |
| 15 | Amsterdam | $910 |
Most expensive cities for a studio in New York
| # | City | Studio rent |
|---|---|---|
| 1 | Rye | $3,610 |
| 2 | Harrison | $3,300 |
| 3 | Scarsdale | $3,110 |
| 4 | Nanuet | $3,050 |
| 5 | Dobbs Ferry | $2,920 |
| 6 | White Plains | $2,798 |
| 7 | Garden City | $2,770 |
| 8 | Larchmont | $2,750 |
| 9 | Mamaroneck | $2,730 |
| 10 | Port Chester | $2,700 |
| 11 | Ossining | $2,640 |
| 12 | New York | $2,625 |
| 13 | Peekskill | $2,420 |
| 14 | New Rochelle | $2,400 |
| 15 | Yonkers | $2,340 |
Nearby cities — studio rent
Considering nearby alternatives? 4 of these cities have cheaper studio rents than Oswego.
| City | Distance | Studio rent | vs Oswego |
|---|---|---|---|
| Baldwinsville, NY | 19.9 mi | $1,110 | +$160 (+17%) |
| Liverpool, NY | 27.6 mi | $1,090 | +$140 (+15%) |
| Camillus, NY | 29 mi | $1,120 | +$170 (+18%) |
| Syracuse, NY | 34.7 mi | $954 | +$4 (0%) |
| Auburn, NY | 36.3 mi | $830 | $-120 (-13%) |
| Watertown, NY | 52.8 mi | $830 | $-120 (-13%) |
| Palmyra, NY | 58.7 mi | $850 | $-100 (-11%) |
| Cortland, NY | 62.2 mi | $1,180 | +$230 (+24%) |
| Farmington, NY | 68.1 mi | $1,270 | +$320 (+34%) |
| Ithaca, NY | 69.5 mi | $1,380 | +$430 (+45%) |
| Webster, NY | 69.8 mi | $1,250 | +$300 (+32%) |
| Rome, NY | 70.4 mi | $940 | $-10 (-1%) |
Studio rent in Oswego — common questions
How much is a studio apartment in Oswego?
As of July 2026, the median studio apartment rent in Oswego, New York is $950 per month. This is +33% below the citywide median of $1,415.
What income do you need to afford a studio in Oswego?
Using the standard 30% rent-to-income rule, you would need an annual income of about $38,000 ($3,167/month gross), which works out to roughly $18.27/hour at a full-time job.
Is Oswego expensive for a studio compared to the rest of the US?
Oswego's studio median of $950 is +26% below the national studio median of $1,290. It ranks in the 23th percentile of US cities tracked.
How does Oswego rank for studio rent in New York?
Among the 124 cities in New York with studio data, Oswego ranks #18 from cheapest to most expensive.
Are there cheaper studio options near Oswego?
Yes — nearby cities with cheaper studio rents include Auburn ($830), Watertown ($830), Palmyra ($850).