1-Bedroom Rent · July 2026

1-Bedroom Apartment Rent in Schenectady, NY

$1,165/mo

Median asking rent for a 1-bedroom apartment in Schenectady, New York as of July 2026. That's +22% lower than the citywide median of $1,489 and +16% below the national 1-bedroom median of $1,395.

1-Bedroom median
$1,165
July 2026
vs city overall
-22%
$1,489 city median
vs national
-16%
$1,395 US median
New York rank
#33
of 124 cities

Income needed for a 1-bedroom in Schenectady

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 1-bedroom at the current median rent.

Annual income
$46,600
Monthly gross
$3,883
Hourly (full-time)
$22.40

Rent by apartment size in Schenectady

Compare Schenectady's median rent across every apartment size.

Studio
$1,023
1-Bedroom (current)
$1,165
2-Bedroom
$1,412
3-Bedroom
$1,702
4+ Bedroom
$1,873

Cheapest cities for a 1-bedroom in New York

#City1-Bedroom rent
1Elmira$711
2Gloversville$790
3Auburn$840
4Potsdam$870
5Utica$895
6Endicott$900
7Lockport$900
8Niagara Falls$903
9North Tonawanda$910
10Rome$940
11Watertown$940
12Binghamton$947
13Palmyra$950
14Johnson City$960
15Oneonta$990

Most expensive cities for a 1-bedroom in New York

#City1-Bedroom rent
1Rye$3,770
2Harrison$3,440
3Garden City$3,360
4Scarsdale$3,240
5Nanuet$3,190
6Dobbs Ferry$3,040
7White Plains$2,922
8Larchmont$2,870
9Mamaroneck$2,840
10Port Chester$2,820
11Plainview$2,750
12Ossining$2,750
13Farmingville$2,750
14New York$2,732
15Hicksville$2,700

Nearby cities — 1-bedroom rent

Considering nearby alternatives? 3 of these cities have cheaper 1-bedroom rents than Schenectady.

CityDistance1-Bedroom rentvs Schenectady
Clifton Park, NY11.4 mi$1,310+$145 (+12%)
Latham, NY12.3 mi$1,450+$285 (+24%)
Delmar, NY14.9 mi$1,510+$345 (+30%)
Troy, NY22.9 mi$1,110$-55 (-5%)
Saratoga Springs, NY23 mi$1,630+$465 (+40%)
Gloversville, NY35.3 mi$790$-375 (-32%)
Catskill, NY39.9 mi$1,180+$15 (+1%)
Glens Falls, NY40.3 mi$1,070$-95 (-8%)
Pittsfield, MA52.6 mi$1,280+$115 (+10%)
Kingston, NY56.9 mi$1,360+$195 (+17%)
New Paltz, NY73.2 mi$1,580+$415 (+36%)
Poughkeepsie, NY77.4 mi$1,405+$240 (+21%)

1-Bedroom rent in Schenectady — common questions

How much is a 1-bedroom apartment in Schenectady?

As of July 2026, the median 1-bedroom apartment rent in Schenectady, New York is $1,165 per month. This is +22% below the citywide median of $1,489.

What income do you need to afford a 1-bedroom in Schenectady?

Using the standard 30% rent-to-income rule, you would need an annual income of about $46,600 ($3,883/month gross), which works out to roughly $22.40/hour at a full-time job.

Is Schenectady expensive for a 1-bedroom compared to the rest of the US?

Schenectady's 1-bedroom median of $1,165 is +16% below the national 1-bedroom median of $1,395. It ranks in the 33th percentile of US cities tracked.

How does Schenectady rank for 1-bedroom rent in New York?

Among the 124 cities in New York with 1-bedroom data, Schenectady ranks #33 from cheapest to most expensive.

Are there cheaper 1-bedroom options near Schenectady?

Yes — nearby cities with cheaper 1-bedroom rents include Troy ($1,110), Gloversville ($790), Glens Falls ($1,070).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Schenectady, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.