Studio Apartment Rent in Schenectady, NY
Median asking rent for a studio apartment in Schenectady, New York as of July 2026. That's +31% lower than the citywide median of $1,489 and +21% below the national studio median of $1,290.
Income needed for a studio in Schenectady
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a studio at the current median rent.
Rent by apartment size in Schenectady
Compare Schenectady's median rent across every apartment size.
Cheapest cities for a studio in New York
| # | City | Studio rent |
|---|---|---|
| 1 | Potsdam | $780 |
| 2 | Gloversville | $790 |
| 3 | Elmira | $817 |
| 4 | Auburn | $830 |
| 5 | Endicott | $830 |
| 6 | Watertown | $830 |
| 7 | Oneonta | $850 |
| 8 | Palmyra | $850 |
| 9 | Lockport | $860 |
| 10 | Niagara Falls | $865 |
| 11 | Binghamton | $873 |
| 12 | Johnson City | $880 |
| 13 | North Tonawanda | $880 |
| 14 | Utica | $885 |
| 15 | Amsterdam | $910 |
Most expensive cities for a studio in New York
| # | City | Studio rent |
|---|---|---|
| 1 | Rye | $3,610 |
| 2 | Harrison | $3,300 |
| 3 | Scarsdale | $3,110 |
| 4 | Nanuet | $3,050 |
| 5 | Dobbs Ferry | $2,920 |
| 6 | White Plains | $2,798 |
| 7 | Garden City | $2,770 |
| 8 | Larchmont | $2,750 |
| 9 | Mamaroneck | $2,730 |
| 10 | Port Chester | $2,700 |
| 11 | Ossining | $2,640 |
| 12 | New York | $2,625 |
| 13 | Peekskill | $2,420 |
| 14 | New Rochelle | $2,400 |
| 15 | Yonkers | $2,340 |
Nearby cities — studio rent
Considering nearby alternatives? 2 of these cities have cheaper studio rents than Schenectady.
| City | Distance | Studio rent | vs Schenectady |
|---|---|---|---|
| Clifton Park, NY | 11.4 mi | $1,140 | +$117 (+11%) |
| Latham, NY | 12.3 mi | $1,260 | +$237 (+23%) |
| Delmar, NY | 14.9 mi | $1,320 | +$297 (+29%) |
| Troy, NY | 22.9 mi | $975 | $-48 (-5%) |
| Saratoga Springs, NY | 23 mi | $1,420 | +$397 (+39%) |
| Gloversville, NY | 35.3 mi | $790 | $-233 (-23%) |
| Catskill, NY | 39.9 mi | $1,160 | +$137 (+13%) |
| Glens Falls, NY | 40.3 mi | $1,030 | +$7 (+1%) |
| Pittsfield, MA | 52.6 mi | $1,120 | +$97 (+9%) |
| Kingston, NY | 56.9 mi | $1,360 | +$337 (+33%) |
| New Paltz, NY | 73.2 mi | $1,580 | +$557 (+54%) |
| Poughkeepsie, NY | 77.4 mi | $1,230 | +$207 (+20%) |
Studio rent in Schenectady — common questions
How much is a studio apartment in Schenectady?
As of July 2026, the median studio apartment rent in Schenectady, New York is $1,023 per month. This is +31% below the citywide median of $1,489.
What income do you need to afford a studio in Schenectady?
Using the standard 30% rent-to-income rule, you would need an annual income of about $40,920 ($3,410/month gross), which works out to roughly $19.67/hour at a full-time job.
Is Schenectady expensive for a studio compared to the rest of the US?
Schenectady's studio median of $1,023 is +21% below the national studio median of $1,290. It ranks in the 29th percentile of US cities tracked.
How does Schenectady rank for studio rent in New York?
Among the 124 cities in New York with studio data, Schenectady ranks #29 from cheapest to most expensive.
Are there cheaper studio options near Schenectady?
Yes — nearby cities with cheaper studio rents include Troy ($975), Gloversville ($790).