4+ Bedroom Apartment Rent in Schenectady, NY
Median asking rent for a 4+ bedroom apartment in Schenectady, New York as of July 2026. That's +26% higher than the citywide median of $1,489 and +26% below the national 4+ bedroom median of $2,520.
Income needed for a 4+ bedroom in Schenectady
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 4+ bedroom at the current median rent.
Rent by apartment size in Schenectady
Compare Schenectady's median rent across every apartment size.
Cheapest cities for a 4+ bedroom in New York
| # | City | 4+ Bedroom rent |
|---|---|---|
| 1 | Elmira | $1,330 |
| 2 | Gloversville | $1,400 |
| 3 | Lockport | $1,450 |
| 4 | Niagara Falls | $1,458 |
| 5 | Potsdam | $1,470 |
| 6 | North Tonawanda | $1,480 |
| 7 | Palmyra | $1,570 |
| 8 | Utica | $1,590 |
| 9 | Auburn | $1,610 |
| 10 | Oneonta | $1,620 |
| 11 | Amsterdam | $1,650 |
| 12 | Buffalo | $1,670 |
| 13 | Tonawanda | $1,670 |
| 14 | Endicott | $1,680 |
| 15 | Rome | $1,680 |
Most expensive cities for a 4+ bedroom in New York
| # | City | 4+ Bedroom rent |
|---|---|---|
| 1 | Rye | $5,610 |
| 2 | Garden City | $5,390 |
| 3 | Harrison | $5,120 |
| 4 | Scarsdale | $4,830 |
| 5 | Nanuet | $4,750 |
| 6 | Dobbs Ferry | $4,530 |
| 7 | Plainview | $4,400 |
| 8 | Farmingville | $4,400 |
| 9 | White Plains | $4,350 |
| 10 | Hicksville | $4,330 |
| 11 | Larchmont | $4,280 |
| 12 | Mamaroneck | $4,240 |
| 13 | Hauppauge | $4,210 |
| 14 | Port Chester | $4,190 |
| 15 | Port Washington | $4,180 |
Nearby cities — 4+ bedroom rent
Considering nearby alternatives? 3 of these cities have cheaper 4+ bedroom rents than Schenectady.
| City | Distance | 4+ Bedroom rent | vs Schenectady |
|---|---|---|---|
| Clifton Park, NY | 11.4 mi | $2,090 | +$217 (+12%) |
| Latham, NY | 12.3 mi | $2,320 | +$447 (+24%) |
| Delmar, NY | 14.9 mi | $2,430 | +$557 (+30%) |
| Troy, NY | 22.9 mi | $1,785 | $-88 (-5%) |
| Saratoga Springs, NY | 23 mi | $2,610 | +$737 (+39%) |
| Gloversville, NY | 35.3 mi | $1,400 | $-473 (-25%) |
| Catskill, NY | 39.9 mi | $2,220 | +$347 (+19%) |
| Glens Falls, NY | 40.3 mi | $1,780 | $-93 (-5%) |
| Pittsfield, MA | 52.6 mi | $2,250 | +$377 (+20%) |
| Kingston, NY | 56.9 mi | $2,440 | +$567 (+30%) |
| New Paltz, NY | 73.2 mi | $2,840 | +$967 (+52%) |
| Poughkeepsie, NY | 77.4 mi | $2,495 | +$622 (+33%) |
4+ Bedroom rent in Schenectady — common questions
How much is a 4+ bedroom apartment in Schenectady?
As of July 2026, the median 4+ bedroom apartment rent in Schenectady, New York is $1,873 per month. This is +26% higher than the citywide median of $1,489.
What income do you need to afford a 4+ bedroom in Schenectady?
Using the standard 30% rent-to-income rule, you would need an annual income of about $74,920 ($6,243/month gross), which works out to roughly $36.02/hour at a full-time job.
Is Schenectady expensive for a 4+ bedroom compared to the rest of the US?
Schenectady's 4+ bedroom median of $1,873 is +26% below the national 4+ bedroom median of $2,520. It ranks in the 23th percentile of US cities tracked.
How does Schenectady rank for 4+ bedroom rent in New York?
Among the 122 cities in New York with 4+ bedroom data, Schenectady ranks #28 from cheapest to most expensive.
Are there cheaper 4+ bedroom options near Schenectady?
Yes — nearby cities with cheaper 4+ bedroom rents include Troy ($1,785), Gloversville ($1,400), Glens Falls ($1,780).