City Report · NY

Whitesboro

Pop. 3,633·108th most expensive in New York·Rents have been falling, good time to negotiate
Median rent (all units)
$1,338/mo
Year-over-Year
Stable
Month-over-Month
-4.0%
vs US Median
-$624
Falling (Monthly)
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Most AffordableMost Expensive
Whitesboro · $1,338
More affordable than 86% of US cities · National median $1,962/mo
Affordability
35% of income
MODERATE
0%30% benchmark60%+

At $1,338/mo, rent takes about 35% of the local median household income, slightly above the 30% benchmark.

Income to afford
$54,000/yr
Local median income
$45,934/yr
Based on the 30%-of-income rule using Whitesboro's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,000
1 BR
$1,010
2 BR
$1,260
3 BR
$1,520
4 BR+
$1,790
Fair Market Rent (HUD)
$1,260/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,338 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$16,056/yr
At $1,338/mo median
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -4.0% MoM), not inventory.
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Demographics

Who lives here

Whitesboro, NY is roughly split between renters and owners, skews toward younger working-age adults, has a median income below the national average, 20.8% of residents hold a bachelor's degree or higher.

Population
3,633
Median income
$45,934
Median age
31.4
Renters
53.6%
Age distribution
21.2%
30.8%
28.7%
12.3%
Under 1821.2%
18–3430.8%
35–5428.7%
55–647.1%
65+12.3%
Gender
42.4%
57.6%
Male42.4%
Female57.6%
Race & ethnicity
85.3%
White85.3%
Black3.7%
Hispanic4.3%
Other6.7%
Education (25+)
38.4%
29.5%
20.8%
No HS diploma11.2%
HS diploma38.4%
Some college29.5%
Bachelor's+20.8%
Housing tenure
46.4%
53.6%
Owner46.4%
Renter53.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Whitesboro, NY has changed in 5 years

Income
$56,386 → $45,934
down 18.5%
Population
3,680 → 3,633
down 1.3%
Renter share
52% → 53.6%
+1.6 pts
Bachelor's+
30.9% → 20.8%
-10.1 pts
Median age
33.5 → 31.4
-2.1 yrs

Median household income declined from $56,386 to $45,934 between 2021 and 2024, a 18.5% shift. Census counts show Whitesboro, NY losing about 47 residents over the five-year window, down 1.3% on net. The renter share has risen from 52% to 53.6%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 30.9% to 20.8% across the same window.

Community

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View Whitesboro rent history (2015–2026) →
Salary vs rent

Can you afford rent in Whitesboro on your salary?

At $1,338/mo, how Whitesboro rent compares to typical pay (30% rule).

By apartment size

Whitesboro rent by bedroom count

Median rent for each apartment size in Whitesboro. Click any size for full breakdown.

Local insights

Tips for renters in Whitesboro

About renting in Whitesboro, NY

Last updated: August 17, 2026

The median rent in Whitesboro is $1,338/mo as of August 2026. A studio apartment averages $1,000/mo while a 2-bedroom runs $1,260/mo. One-bedroom apartments average $1,010/mo and 3-bedroom units go for $1,520/mo.

At 35% of local median household income ($45,934/yr), Whitesboro ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

Is Whitesboro an affordable city for renters?

Whitesboro is considered moderate for renters. At $1,338/mo, rent takes approximately 35% of the local median household income ($45,934/yr). The standard benchmark is 30%. Whitesboro slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Whitesboro?

To keep rent at or below 30% of gross income, you would need to earn at least $54,000/year (~$26/hour full-time) to afford the median rent of $1,338/mo in Whitesboro. The local median household income is $45,934/yr, meaning the typical Whitesboro household falls short of that threshold.

Is rent going up or down in Whitesboro?

Rent in Whitesboro has been relatively stable over the past year, with a 0.0% change year over year as of August 2026.

How does Whitesboro rent compare to other cities in New York?

Whitesboro is one of the more affordable cities in New York for rent, ranking #108 out of 125 tracked cities at $1,338/mo.

What percentage of Whitesboro residents rent vs. own?

According to Census data, approximately 53.6% of Whitesboro households are renters, while 46.4% are owner-occupied. With a majority renter population, Whitesboro has a strong rental market.

How does Whitesboro rent compare to the national average?

Whitesboro's median rent of $1,338/mo is $624 (32%) below the US national median of $1,962/mo. Within New York, it ranks #108 out of 125 tracked cities.
Income Affordability
35%
MODERATE

At $1,338/mo, rent takes ~35% of Whitesboro's median household income ($45,934/yr). The standard benchmark is 30%.

Whitesboro 35%Benchmark 30%
State income tax4–10.9%
Run the Whitesboro affordability calculator →
Lowest-rent ZIP codes in Whitesboro
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Whitesboro, NY

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