ZIP Code · NY

ZIP 13492

Part of Whitesboro, NY

Pop. 11,250·Oneida County·308th most expensive ZIP in New York

Median rent (all units)

$1,338/mo

Year-over-Year

Stable

Month-over-Month

-4.0%

vs US Median

-$594

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 13492 · $1,338

More affordable than 84% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$950

1 BR

$980

2 BR

$1,240

3 BR

$1,490

4 BR+

$1,720

Research median

$1,240/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: August 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($82,173) is $2,054 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,720).

From Zillow's monthly rent index (ZORI) for ZIP 13492. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$16,056/yr

At $1,338/mo median

Location

CityWhitesboro

StateNY

CountyOneida County

Rent Market Meter

Strong Renter's Market

Renter's MarketBalancedLandlord's Market

Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.

Based on rent-price momentum (+0.0% YoY, -4.0% MoM), not inventory.

Demographics

Who lives here

ZIP 13492 (Whitesboro, NY) is majority owner-occupied, has a large retiree population, 37.2% of residents hold a bachelor's degree or higher.

Population

11,250

Median income

$82,173

Median age

42.5

Renters

24.9%

Age distribution

21.5%

18.9%

25.7%

22.2%

Under 1821.5%

18–3418.9%

35–5425.7%

55–6411.7%

65+22.2%

Gender

46.9%

53.1%

Male46.9%

Female53.1%

Race & ethnicity

90.9%

White90.9%

Black2.2%

Hispanic3.1%

Other3.7%

Education (25+)

28.3%

29.6%

37.2%

No HS diploma4.8%

HS diploma28.3%

Some college29.6%

Bachelor's+37.2%

Housing tenure

75.1%

24.9%

Owner75.1%

Renter24.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 13492 in Whitesboro, NY has changed in 5 years

Income

$77,143 → $82,173

up 6.5%

Population

11,155 → 11,250

up 0.9%

Renter share

25.6% → 24.9%

-0.7 pts

Bachelor's+

38.6% → 37.2%

-1.4 pts

Median age

44.6 → 42.5

-2.1 yrs

Census figures show median household income at $82,173 today, compared with $77,143 five years earlier.

Community

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Local insights

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About renting in ZIP 13492

Last updated: August 17, 2026

ZIP code 13492 covers Whitesboro, NY. The median rent here is $1,338/mo as of August 2026. A 1-bedroom rents for a median of $980/mo. A 2-bedroom rents for a median of $1,240/mo.

At 20% of local median household income ($82,173/yr), ZIP 13492 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 13492?

To keep rent at or below 30% of gross income, you would need to earn at least $54,000/year (about $26/hour full-time) to afford the median rent of $1,338/mo in ZIP 13492. The local median household income is $82,173/yr, so the typical household meets that bar.