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ZIP Code · NY

ZIP 13492

Pop. 11,250·Oneida County·304th most expensive ZIP in New York
Median rent (all units)
$1,394/mo
Year-over-Year
Stable
Month-over-Month
-3.9%
vs US Median
-$571
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 13492 · $1,394
More affordable than 81% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$950
1 BR
$980
2 BR
$1,240
3 BR
$1,490
4 BR+
$1,720
Research median
$1,240/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$16,728/yr
At $1,394/mo median
Location
StateNY
CountyOneida County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -3.9% MoM), not inventory.
Demographics

Who lives here

ZIP 13492 (Whitesboro, NY) is majority owner-occupied, has a large retiree population, 37.2% of residents hold a bachelor's degree or higher.

Population
11,250
Median income
$82,173
Median age
42.5
Renters
24.9%
Age distribution
21.5%
18.9%
25.7%
22.2%
Under 1821.5%
18–3418.9%
35–5425.7%
55–6411.7%
65+22.2%
Gender
46.9%
53.1%
Male46.9%
Female53.1%
Race & ethnicity
90.9%
White90.9%
Black2.2%
Hispanic3.1%
Other3.7%
Education (25+)
28.3%
29.6%
37.2%
No HS diploma4.8%
HS diploma28.3%
Some college29.6%
Bachelor's+37.2%
Housing tenure
75.1%
24.9%
Owner75.1%
Renter24.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 13492 in Whitesboro, NY has changed in 5 years

Income
$77,143 → $82,173
up 6.5%
Population
11,155 → 11,250
up 0.9%
Renter share
25.6% → 24.9%
-0.7 pts
Bachelor's+
38.6% → 37.2%
-1.4 pts
Median age
44.6 → 42.5
-2.1 yrs

Census figures show median household income at $82,173 today, compared with $77,143 five years earlier.

Community

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Local insights

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About renting in ZIP 13492

Last updated: July 20, 2026

ZIP code 13492 covers Whitesboro, NY. The median rent here is $1,394/mo as of July 2026. A 1-bedroom rents for a median of $980/mo. A 2-bedroom rents for a median of $1,240/mo.

At 20% of local median household income ($82,173/yr), ZIP 13492 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 13492?

As of July 20, 2026, the median monthly rent in ZIP 13492 (Whitesboro, NY) is $1,394. This is based on aggregated data from public sources and community submissions.

How does ZIP 13492 rent compare to the US average?

ZIP 13492's median rent of $1,394/mo is $571 (29%) below the US national median of $1,965/mo.

How does ZIP 13492 compare to other ZIPs in New York?

ZIP 13492 is among the more affordable ZIP codes in New York, ranking #304 out of 344 ZIPs at $1,394/mo.

How much income do you need to rent in ZIP 13492?

To keep rent at or below 30% of gross income, you would need to earn at least $56,000/year (~$27/hour full-time) to afford the median rent of $1,394/mo in ZIP 13492. The local median household income is $82,173/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 13492?

Rent in ZIP 13492 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 13492 an affordable place to rent?

ZIP 13492 is considered very affordable for renters. At $1,394/mo, rent takes approximately 20% of the local median household income ($82,173/yr). The standard benchmark is 30%. ZIP 13492 falls comfortably within that range.

What percentage of ZIP 13492 residents rent vs. own?

According to Census data, approximately 24.9% of ZIP 13492 households are renters, while 75.1% are owner-occupied. ZIP 13492 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 13492 compare to the rest of Whitesboro?

ZIP 13492 sits right at the Whitesboro citywide median of $1,394/mo.

When was rent data for ZIP 13492 last updated?

Rent data for ZIP 13492 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
20%
VERY AFFORDABLE

At $1,394/mo, rent takes ~20% of ZIP 13492's median household income ($82,173/yr). The standard benchmark is 30%.

ZIP 13492 20%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 13492 (Whitesboro, NY)

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