3-Bedroom Apartment Rent in Germantown, TN
Median asking rent for a 3-bedroom apartment in Germantown, Tennessee as of October 2026. That's +10% higher than the citywide median of $2,319 and +19% above the national 3-bedroom median of $2,130.
Income needed for a 3-bedroom in Germantown
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.
Rent by apartment size in Germantown
Compare Germantown's median rent across every apartment size.
Cheapest cities for a 3-bedroom in Tennessee
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Greeneville | $712 |
| 2 | Crossville | $874 |
| 3 | Morristown | $961 |
| 4 | Lawrenceburg | $1,140 |
| 5 | Athens | $1,180 |
| 6 | Dayton | $1,190 |
| 7 | Dyersburg | $1,190 |
| 8 | Brownsville | $1,200 |
| 9 | Elizabethton | $1,250 |
| 10 | Tullahoma | $1,310 |
| 11 | Sevierville | $1,314 |
| 12 | Kingsport | $1,323 |
| 13 | Bristol | $1,340 |
| 14 | Cookeville | $1,380 |
| 15 | Jefferson City | $1,380 |
Most expensive cities for a 3-bedroom in Tennessee
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Farragut | $2,980 |
| 2 | Mount Juliet | $2,940 |
| 3 | Spring Hill | $2,810 |
| 4 | La Vergne | $2,640 |
| 5 | Thompsons Station | $2,568 |
| 6 | Germantown (this page) | $2,540 |
| 7 | Lakeland | $2,500 |
| 8 | Nashville | $2,498 |
| 9 | Hendersonville | $2,390 |
| 10 | Bartlett | $2,380 |
| 11 | Collierville | $2,370 |
| 12 | Franklin | $2,365 |
| 13 | Ooltewah | $2,360 |
| 14 | Arlington | $2,310 |
| 15 | Cordova | $2,290 |
Nearby cities — 3-bedroom rent
Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Germantown.
| City | Distance | 3-Bedroom rent | vs Germantown |
|---|---|---|---|
| Cordova, TN | 7.2 mi | $2,290 | $-250 (-10%) |
| Bartlett, TN | 9.9 mi | $2,380 | $-160 (-6%) |
| Memphis, TN | 10.2 mi | $1,855 | $-685 (-27%) |
| Collierville, TN | 10.4 mi | $2,370 | $-170 (-7%) |
| Olive Branch, MS | 10.5 mi | $2,300 | $-240 (-9%) |
| Southaven, MS | 15.1 mi | $2,300 | $-240 (-9%) |
| Lakeland, TN | 15.5 mi | $2,500 | $-40 (-2%) |
| Arlington, TN | 17.4 mi | $2,310 | $-230 (-9%) |
| Horn Lake, MS | 19.5 mi | $1,880 | $-660 (-26%) |
| Millington, TN | 20.9 mi | $1,800 | $-740 (-29%) |
| Oakland, TN | 22 mi | $2,200 | $-340 (-13%) |
| Hernando, MS | 24.9 mi | $1,830 | $-710 (-28%) |
3-Bedroom rent in Germantown — common questions
How much is a 3-bedroom apartment in Germantown?
As of October 2026, the median 3-bedroom apartment rent in Germantown, Tennessee is $2,540 per month. This is +10% higher than the citywide median of $2,319.
What income do you need to afford a 3-bedroom in Germantown?
Using the standard 30% rent-to-income rule, you would need an annual income of about $101,600 ($8,467/month gross), which works out to roughly $48.85/hour at a full-time job.
Is Germantown expensive for a 3-bedroom compared to the rest of the US?
Germantown's 3-bedroom median of $2,540 is +19% above the national 3-bedroom median of $2,130. It ranks in the 67th percentile of US cities tracked.
How does Germantown rank for 3-bedroom rent in Tennessee?
Among the 66 cities in Tennessee with 3-bedroom data, Germantown ranks #61 from cheapest to most expensive.
Are there cheaper 3-bedroom options near Germantown?
Yes — nearby cities with cheaper 3-bedroom rents include Cordova ($2,290), Bartlett ($2,380), Memphis ($1,855).