4+ Bedroom Rent · July 2026

4+ Bedroom Apartment Rent in Germantown, TN

$2,970/mo

Median asking rent for a 4+ bedroom apartment in Germantown, Tennessee as of July 2026. That's +17% higher than the citywide median of $2,533 and +17% above the national 4+ bedroom median of $2,530.

4+ Bedroom median
$2,970
July 2026
vs city overall
+17%
$2,533 city median
vs national
+17%
$2,530 US median
Tennessee rank
#55
of 63 cities

Income needed for a 4+ bedroom in Germantown

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 4+ bedroom at the current median rent.

Annual income
$118,800
Monthly gross
$9,900
Hourly (full-time)
$57.12

Rent by apartment size in Germantown

Compare Germantown's median rent across every apartment size.

Studio
$1,570
1-Bedroom
$1,720
2-Bedroom
$1,930
3-Bedroom
$2,540
4+ Bedroom (current)
$2,970

Cheapest cities for a 4+ bedroom in Tennessee

#City4+ Bedroom rent
1Dyersburg$1,190
2Athens$1,260
3Greeneville$1,319
4Elizabethton$1,410
5Brownsville$1,430
6Tullahoma$1,470
7Kingsport$1,517
8Bristol$1,530
9Manchester$1,550
10Cookeville$1,580
11Martin$1,580
12Johnson City$1,657
13Cleveland$1,673
14Jackson$1,675
15Red Bank$1,752

Most expensive cities for a 4+ bedroom in Tennessee

#City4+ Bedroom rent
1Mount Juliet$3,620
2Farragut$3,500
3Thompsons Station$3,258
4La Vergne$3,250
5Spring Hill$3,230
6Nashville$3,073
7Franklin$3,043
8Brentwood$3,038
9Germantown (this page)$2,970
10Hendersonville$2,940
11Lakeland$2,930
12Bartlett$2,785
13Collierville$2,770
14Goodlettsville$2,720
15White House$2,700

Nearby cities — 4+ bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 4+ bedroom rents than Germantown.

CityDistance4+ Bedroom rentvs Germantown
Cordova, TN7.2 mi$2,680$-290 (-10%)
Bartlett, TN9.9 mi$2,785$-185 (-6%)
Memphis, TN10.2 mi$2,173$-797 (-27%)
Collierville, TN10.4 mi$2,770$-200 (-7%)
Olive Branch, MS10.5 mi$2,690$-280 (-9%)
Southaven, MS15.1 mi$2,695$-275 (-9%)
Lakeland, TN15.5 mi$2,930$-40 (-1%)
Arlington, TN17.4 mi$2,188$-782 (-26%)
Horn Lake, MS19.5 mi$2,200$-770 (-26%)
Millington, TN20.9 mi$2,110$-860 (-29%)
Oakland, TN22 mi$2,560$-410 (-14%)
Hernando, MS24.9 mi$2,140$-830 (-28%)

4+ Bedroom rent in Germantown — common questions

How much is a 4+ bedroom apartment in Germantown?

As of July 2026, the median 4+ bedroom apartment rent in Germantown, Tennessee is $2,970 per month. This is +17% higher than the citywide median of $2,533.

What income do you need to afford a 4+ bedroom in Germantown?

Using the standard 30% rent-to-income rule, you would need an annual income of about $118,800 ($9,900/month gross), which works out to roughly $57.12/hour at a full-time job.

Is Germantown expensive for a 4+ bedroom compared to the rest of the US?

Germantown's 4+ bedroom median of $2,970 is +17% above the national 4+ bedroom median of $2,530. It ranks in the 67th percentile of US cities tracked.

How does Germantown rank for 4+ bedroom rent in Tennessee?

Among the 63 cities in Tennessee with 4+ bedroom data, Germantown ranks #55 from cheapest to most expensive.

Are there cheaper 4+ bedroom options near Germantown?

Yes — nearby cities with cheaper 4+ bedroom rents include Cordova ($2,680), Bartlett ($2,785), Memphis ($2,173).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Germantown, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.