3-Bedroom Apartment Rent in Waco, TX
Median asking rent for a 3-bedroom apartment in Waco, Texas as of July 2026. That's +33% higher than the citywide median of $1,369 and +15% below the national 3-bedroom median of $2,130.
Income needed for a 3-bedroom in Waco
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.
Rent by apartment size in Waco
Compare Waco's median rent across every apartment size.
Cheapest cities for a 3-bedroom in Texas
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Hudson Oaks | $786 |
| 2 | Clute | $942 |
| 3 | Salado | $950 |
| 4 | Marshall | $1,125 |
| 5 | Orange | $1,194 |
| 6 | Alton | $1,210 |
| 7 | Livingston | $1,210 |
| 8 | Eagle Pass | $1,230 |
| 9 | Mabank | $1,230 |
| 10 | Navasota | $1,230 |
| 11 | Nacogdoches | $1,240 |
| 12 | Kemp | $1,242 |
| 13 | San Juan | $1,270 |
| 14 | Weslaco | $1,285 |
| 15 | Del Rio | $1,290 |
Most expensive cities for a 3-bedroom in Texas
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | University Park | $3,550 |
| 2 | Argyle | $3,550 |
| 3 | Alamo Heights | $3,501 |
| 4 | Flower Mound | $3,465 |
| 5 | Aledo | $3,390 |
| 6 | Prosper | $3,350 |
| 7 | Little Elm | $3,300 |
| 8 | Lakeway | $3,170 |
| 9 | Justin | $3,140 |
| 10 | Haslet | $3,110 |
| 11 | Lavon | $3,100 |
| 12 | Fresno | $3,050 |
| 13 | Bellaire | $3,050 |
| 14 | Grapevine | $3,040 |
| 15 | Royse City | $2,980 |
Nearby cities — 3-bedroom rent
Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Waco.
| City | Distance | 3-Bedroom rent | vs Waco |
|---|---|---|---|
| Hewitt, TX | 6.5 mi | $2,320 | +$504 (+28%) |
| Woodway, TX | 7 mi | $2,080 | +$264 (+15%) |
| Temple, TX | 32.7 mi | $1,710 | $-106 (-6%) |
| Belton, TX | 41.1 mi | $1,700 | $-116 (-6%) |
| Gatesville, TX | 41.9 mi | $1,440 | $-376 (-21%) |
| Nolanville, TX | 44.4 mi | $1,610 | $-206 (-11%) |
| Harker Heights, TX | 47.5 mi | $1,590 | $-226 (-12%) |
| Salado, TX | 48.6 mi | $950 | $-866 (-48%) |
| Killeen, TX | 51.1 mi | $1,628 | $-188 (-10%) |
| Cleburne, TX | 56 mi | $1,925 | +$109 (+6%) |
| Corsicana, TX | 57.6 mi | $1,330 | $-486 (-27%) |
| Jarrell, TX | 58.6 mi | $2,550 | +$734 (+40%) |
3-Bedroom rent in Waco — common questions
How much is a 3-bedroom apartment in Waco?
As of July 2026, the median 3-bedroom apartment rent in Waco, Texas is $1,816 per month. This is +33% higher than the citywide median of $1,369.
What income do you need to afford a 3-bedroom in Waco?
Using the standard 30% rent-to-income rule, you would need an annual income of about $72,640 ($6,053/month gross), which works out to roughly $34.92/hour at a full-time job.
Is Waco expensive for a 3-bedroom compared to the rest of the US?
Waco's 3-bedroom median of $1,816 is +15% below the national 3-bedroom median of $2,130. It ranks in the 34th percentile of US cities tracked.
How does Waco rank for 3-bedroom rent in Texas?
Among the 260 cities in Texas with 3-bedroom data, Waco ranks #99 from cheapest to most expensive.
Are there cheaper 3-bedroom options near Waco?
Yes — nearby cities with cheaper 3-bedroom rents include Temple ($1,710), Belton ($1,700), Gatesville ($1,440).