ZIP Code · NY

ZIP 10312

Part of New York, NY

Pop. 63,469·Richmond County·192nd most expensive ZIP in New York

Median rent (all units)

$2,582/mo

Year-over-Year

+12.2%

Month-over-Month

+1.7%

vs US Median

+$650

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 10312 · $2,582

More expensive than 82% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$2,460

1 BR

$2,580

2 BR

$2,830

3 BR

$3,540

4 BR+

$3,850

Research median

$2,830/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 10312 is at its highest level since Zillow's records here began in October 2021.

Past year vs. the rest of New York

Rent in ZIP 10312 changed +12.2% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($110,719) is $2,768 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,580); a 2-bedroom is $2,830.

Rank in New York

17th cheapest of 145 ZIP codes in New York.

Cheaper nearby

ZIP 10308, 2 miles away, rents for 16% less ($2,167/mo), about $5,000 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 10312. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$30,984/yr

At $2,582/mo median

Location

CityNew York

StateNY

CountyRichmond County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 12.2% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+12.2% YoY, +1.7% MoM), not inventory.

Demographics

Who lives here

ZIP 10312 (New York, NY) is majority owner-occupied, has a median income above the national average, 40.2% of residents hold a bachelor's degree or higher.

Population

63,469

Median income

$110,719

Median age

41.2

Renters

17.5%

Age distribution

21.9%

20.1%

26.1%

14.2%

17.7%

Under 1821.9%

18–3420.1%

35–5426.1%

55–6414.2%

65+17.7%

Gender

49.3%

50.7%

Male49.3%

Female50.7%

Race & ethnicity

75.3%

13.2%

White75.3%

Black1.2%

Hispanic13.2%

Asian11.4%

Education (25+)

28.2%

22.8%

40.2%

No HS diploma8.8%

HS diploma28.2%

Some college22.8%

Bachelor's+40.2%

Housing tenure

82.5%

17.5%

Owner82.5%

Renter17.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 10312 in New York, NY has changed in 5 years

Rent

$1,739 → $2,582

up 48.5%

Income

$100,875 → $110,719

up 9.8%

Population

63,935 → 63,469

down 0.7%

Renter share

17.7% → 17.5%

-0.2 pts

Bachelor's+

37.2% → 40.2%

+3.0 pts

Median age

40.6 → 41.2

+0.6 yrs

Rent in ZIP 10312 in New York, NY has climbed 48.5% since 2022, going from about $1,739 per month to roughly $2,582 today. Local incomes tracked alongside that move, going from a median of $100,875 in 2021 to $110,719 more recently. Rent outpaced income growth by roughly 38.7 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 37.2% to 40.2%. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 10312 in New York, NY market of 2022.

Community

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Local insights

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About renting in ZIP 10312

Last updated: October 17, 2026

ZIP code 10312 covers New York, NY. The median rent here is $2,582/mo as of October 2026. A 1-bedroom rents for a median of $2,580/mo. A 2-bedroom rents for a median of $2,830/mo.

At 28% of local median household income ($110,719/yr), ZIP 10312 ranks as affordable compared to the national benchmark of 30%. Rents have increased 12.2% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 10312?

To keep rent at or below 30% of gross income, you would need to earn at least $103,000/year (about $50/hour full-time) to afford the median rent of $2,582/mo in ZIP 10312. The local median household income is $110,719/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 10312?

Rent in ZIP 10312 has risen 12.2% over the past year as of September 2026. That is the highest level since Zillow's records here began in October 2021.

How does ZIP 10312 compare to other ZIPs in New York?

ZIP 10312 is in the middle among New York ZIP codes for rent, ranking #192 of 334 at $2,582/mo. Over the year to September 2026, rent in ZIP 10312 changed +12.2%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.